consumerAuthenticationInformation. interactionCounter

Indicates the number of authentication cycles that the cardholder attempted. The cycles are tracked by the issuing bank’s ACS.

Example

: The customer receives the challenge window, enters the one-time password, and clicks

Submit

. This sequence counts as one interaction.

Example:

The customer receives the challenge window, receives the bank message asking if the one-time password should be sent to their phone or email. The customer makes a selection before going to the next screen to enter the one-time password. This sequence counts as two interactions. The first interaction occurs when the customer chooses how to have the one-time password delivered. The second interaction occurs when the customer enters the one-time password and clicks

Submit

.