paymentInformation. paymentAccountReference.id

Sends the Payment Account Reference (PAR) value in payment transactions.
  • A PAR is a unique reference value associated with a specific cardholder PAN.
  • PAR has a well-defined format (according to the January 2016 EMVCo documentation).
  • The PAR must be a fixed length of 29 uppercase Roman and alphanumeric values comprised of a four-character BIN Controller ID that is assigned by EMVCo followed with a 25-character value.
  • PAR identifies the card account, not just the card.
  • The PAR is a non-payment identifier that can be associated with PANs and tokens, as defined by EMVCo.
  • PAR enables all participants in the payments chain to have a single, non-sensitive value assigned to a consumer.
  • The PAR value can replace sensitive cardholder identification fields and be transmitted across the payments ecosystem to facilitate cardholder identification.

Specifications

  • Data Type:
    String
  • Data Length:
    29

Mapping Information

No corresponding fields.