merchantInformation. merchantDescriptor. postalCode

Postal code for your business location.

This value might be displayed on the cardholder’s statement.

If your business is located in the US, you can use a five-digit or nine-digit postal code. A nine-digit postal code must follow this format: [5 digits][dash][4 digits]

Example:

12345-6789

If your business is located in Canada, use a six-character postal code. A six-character postal code must follow this format: [alpha][numeric][alpha][space] [numeric][alpha][numeric]

Example:

A1B 2C3

When you do not include this value in a PIN debit request, the merchant postal code from your account is used.

This field is required for a

Payouts

original credit transaction (OCT) service request that specifies a deferred OCT processing date and time. See the

REST

processingInformation. payoutOptions. deferredDateTime

API field.

To support Visa Direct transactions in Original Credit Transactions destined to issuers in Australia or Canada, you must include additional merchant address data in the authorization request:

Field 43—Card Acceptor Name/Location
Field 59—National Point-of-Service Geographical Data
Field 104, Usage 2—Transaction-Specific Data in TLV format, Dataset ID 56—Additional Acceptance Information, Tag 81—Acceptor Legal Business Name

To process Faster Refund Original Credit Transactions (OCTs) in AP and the EU, include these fields in the request:

Transaction Type
Record: Field 3
Positions: 1-2
Transaction Amount
Record: Field 4
Card Acceptor Name or Location
Record: Field 43
Transaction Identifier
Record: Field 62.2 (in bitmap format)
Message Reason Code
Record: Field 63.3
Acceptor Legal Business Name
Record: 104, Usage 2—Transaction-Specific Data (in TLV format)
Dataset ID: 56
Tag: 81
Business Application Identifier (BAI)
Record: 104, Usage 2—Transaction-Specific Data (in TLV format)
Dataset ID: 57
Tag: 01
Visa Merchant Identifier
Record: 126.5