processorInformation. merchantAdvice.code

Use the values returned in this field for Visa and Mastercard to determine whether to retry declined transactions. Update your retry logic to ensure that a retry is not attempted when the card association won't approve the transactions. A retry on a transaction with a value in this field that prohibits retry, such as the value of

1

for Visa (Issuer never approves) or

3

for Mastercard (Do not try again), can incur a penalty from card companies.

If a decline does not have a merchant advice code in the response, the default is not to retry the transaction.