issuerInformation. responseCode
For
FDC Nashville Global
card-not-present transactions, the
raw decline code received from the card association.For card-present transactions, the additional authorization code that must be printed on
the receipt when returned by the processor. This field can be used to identify when to retry
authorization for a declined transaction and increase successful transaction volumes.
This value is generated by the processor.
This field is available for card-present and card-not-present transactions for all card
brands on
.
These processors are supported for card-not-present transactions:
- FDC Nashville Global
- HSBC
These processors are supported for card-present transactions:
- FDC Nashville Global
- SIX
IMPORTANT
For
FDC Nashville Global
, this field is used in conjunction
with processorInformation.merchantAdvice.code
for Visa and Mastercard. See
processorInformation. merchantAdvice.code
to determine
whether to retry a declined transaction. Retrying on a transaction with a value in this
field which prohibits retries can incur a penalty from card companies.IMPORTANT
SIX
is currently not receiving Association/Issuer response codes. It
receives an additional authorization code printed on the receipt when returned by the
processor.Possible Values
Association response codes are returned for the following card types.
- FDC Nashville GlobalandHSBC
- Visa:
- 000: Successful approval/completion or that V.I.P. PIN verification is successful
- 001: Refer to card issuer
- 002: Refer to card issuer, special condition
- 003: Invalid merchant or service provider
- 004: Pickup card
- 005: Do not honor
- 006: Error
- 007: Pickup card, special condition (other than lost/stolen card)
- 010: Partial approval
- 011: V.I.P. approval
- 012: Invalid transaction
- 013: Invalid amount (currency conversion field overflow); or amount exceeds maximum for card program
- 014: Invalid account number (no such number)
- 015: No such issuer
- 019: Re-enter transaction
- 021: No action taken (unable to back out prior transaction)
- 025: Unable to locate record in file, or account number is missing from the inquiry
- 028: File is temporarily unavailable
- 039: No credit account
- 041: Pickup card (lost card)
- 043: Pickup card (stolen card)
- 046: Closed account
- 051: Insufficient funds
- 052: No checking account
- 053: No savings account
- 054: Expired card
- 055: Incorrect PIN
- 057: Transaction not permitted to cardholder
- 058: Transaction not allowed at terminal
- 059: Suspected fraud
- 061: Exceeds approval amount limit
- 062: Restricted card (for example, in Country Exclusion table)
- 063: Security violation
- 064: Transaction does not fulfill AML requirement
- 065: Exceeds withdrawal frequency limit
- 070: PIN data required
- 075: Allowable number of PIN-entry tries exceeded
- 076: Unable to locate previous message (no match on retrieval reference number)
- 077: Previous message located for a repeat or reversal, but repeat or reversal data inconsistent with original message
- 078: “Blocked, first used”—Transaction from new cardholder, and card not properly unblocked
- 079: Transaction reversed
- 080: Visa transactions: credit issuer unavailable. Private label: invalid date
- 081: PIN cryptographic error found (error found by VIC security module during PIN decryption)
- 082: Negative Online CAM, dCVV, iCVV, or CVV results Or Offline PIN authentication interrupted
- 06P: Verification data failed
- 085: No reason to decline request for account number verification, address verification, CVV2 verification, or credit voucher or merchandise return
- 086: Cannot verify
- 091: Issuer unavailable or switch inoperative (STIP not applicable or available for this transaction). Issuers can respond with this code, which V.I.P. passes to the acquirer without invoking stand-in processing (STIP). Issuer processors use the code to indicate they cannot perform authorization on issuers’ behalf. Code causes decline at POS.
- 092: Financial institution or intermediate network facility cannot be found for routing
- 093: Transaction cannot be completed; violation of law
- 094: Duplicate transaction. Transaction submitted containing values in tracing data fields that duplicate values in a previous transaction.
- 096: System malfunction; System malfunction or certain field error conditions
- 01A: Additional customer authentication required
- 0B1: Surcharge amount not permitted on Visa cards (U.S. acquirers only)
- 0N0: Force STIP
- 0N3: Cash service not available
- 0N4: Cashback request exceeds issuer limit
- 0N7: Decline for CVV2 failure
- 0N8: Transaction amount exceeds pre-authorized approval amount
- 0P2: Invalid biller information
- 0P5: PIN Change/Unblock request declined
- 0P6: Unsafe PIN
- 0Q1: Card authentication failed Or Offline PIN authentication interrupted
- 0R0: Stop payment order
- 0R1: Revocation of authorization order
- 0R3: Revocation of all authorizations order
- 0Z3: Unable to go online; declined
- 0XA: Forward to issuer
- 0XD: Forward to issuer
Mastercard:- 000: Approved or completed successfully
- 001: Refer to card issuer
- 003: Invalid merchant
- 004: Capture card
- 005: Do not honor
- 006: Error
- 008: Honor with ID
- 010: Partial approval
- 012: Invalid transaction
- 013: Invalid amount
- 014: Invalid card number
- 015: Invalid issuer
- 017: Customer cancellation
- 025: Unable to locate record on file (no action taken)
- 026: Record not in active status
- 027: Issuer file update field edit error
- 028: Record permanently deleted
- 029: Delete request less than 540 days
- 030: Format error
- 032: Partial reversal
- 034: Suspect Fraud
- 040: Requested function not supported
- 041: Lost card
- 043: Stolen card
- 051: Insufficient funds/over credit limit
- 054: Expired card
- 055: Invalid PIN
- 057: Transaction not permitted to issuer/cardholder
- 058: Transaction not permitted to acquirer/terminal
- 061: Exceeds withdrawal amount limit
- 062: Restricted card
- 063: Security violation
- 065: Exceeds withdrawal count limit OR Identity Check Soft-Decline of EMV 3DS Authentication (merchant should resubmit authentication with 3DSv1)
- 068: Response received late
- 070: Contact card issuer
- 071: PIN not changed
- 075: Allowable number of PIN tries exceeded
- 076: Invalid/nonexistent "To Account" specified
- 077: Invalid/nonexistent "From Account" specified
- 078: Invalid/nonexistent account specified (general)
- 079: Life cycle
- 080: Duplicate add, action not performed
- 081: Domestic debit transaction not allowed (Regional use only)
- 082: Policy
- 083: Fraud/Security
- 084: Invalid authorization life cycle
- 085: Not declined Valid for all zero amount transactions
- 086: PIN validation not possible
- 087: Purchase amount only, no cash back allowed
- 088: Cryptographic failure
- 089: Unacceptable PIN - Transaction declined - Retry
- 091: Authorization platform or issuer system inoperative
- 092: Unable to route transaction
- 094: Duplicate transmission detected
- 096: System error
American Express- 000: Approved
- 001: Approve with ID
- 002: Partial Approval (Prepaid Cards only)
- 100: Deny
- 101: Expired Card/Invalid Expiration Date
- 106: Exceeded PIN attempts
- 107: Please call issuer
- 109: Invalid merchant
- 110: Invalid amount
- 111: Invalid account/Invalid MICR (Travelers Cheque)
- 115: Requested function not supported
- 116: Not sufficient funds
- 117: Invalid PIN
- 119: Card member not enrolled/not permitted
- 121: Limit exceeded
- 122: Invalid card security code (a.k.a, CID, 4DBC, 4CSC)
- 125: Invalid effective date
- 130: Additional customer identification required
- 181: Format error
- 183: Invalid currency code
- 187: Deny - New card issued
- 189: Deny - Canceled or Closed merchant/SE
- 193: Invalid country code
- 200: Deny - Pick up card
- 400: Reversal accepted
- 900: Accepted - ATC Synchronization
- 909: System malfunction (Cryptographic error)
- 912: Issuer not available
Discover:- 000: Approved or completed successfully
- 001: Reserved for future USE
- 002: Reserved for future USE
- 003: Invalid merchant
- 004: Capture card
- 005: Do not honor
- 007: Pick-up card, special condition
- 008: Reserved for future USE
- 010: Approved for partial amount
- 011: Approved
- 012: Invalid transaction
- 013: Invalid amount
- 014: Invalid card number
- 015: Reserved for future USE
- 019: Re-enter transaction
- 030: Format error
- 031: Bank not supported by switch
- 033: Reserved for future USE
- 034: Reserved for future USE
- 035: Reserved for future USE
- 036: Reserved for future USE
- 037: Reserved for future USE
- 038: Allowable PIN tries exceeded
- 039: No credit account
- 040: Requested function not supported
- 041: Lost card
- 043: Stolen card
- 051: Decline
- 053: No savings account
- 054: Expired card
- 055: Invalid PIN
- 056: No card record
- 057: Transaction not permitted to issuer/cardholder
- 058: Transacton not permitted to acquirer/terminal
- 059: Suspected fraud
- 060: Card acceptor contact acquirer
- 061: Exceeds withdrawal amount limit
- 062: Restricted card
- 063: Security violation
- 064: Original amount incorrect
- 065: Exceeds withdrawal count limit
- 066: Card acceptor call acquirer's security dept
- 067: Hard capture (requires ATM pick-up)
- 068: Response received too late
- 075: Allowable number of PIN tries exceeded
- 076: Invalid/nonexistent "to" account specified
- 077: Invalid/nonexistent "from" account specified
- 078: Invalid/nonexistent account specified (general)
- 083: Domain restriction controls failure
- 085: No reason to decline
- 087: Network unavailable
- 091: Authorization system or Issuer system inoperative
- 092: Unable to route transaction
- 093: Transaction cannot be completed, violation of law
- 094: Duplicate transmission detected
- 096: System malfunction
- 01A: Customer authentication required (Decline)
- 0N1: System-up
- 0N2: Soft down
- 0N3: System down
- 0N7: Decline for AVS or CID mismatch
- 0P5: PIN change/unblock failed
- 0P6: New PIN not accepted
Specifications
- Data Type:Integer
- Data Length:6
Mapping Information
- REST API Field:issuerInformation.responseCode
- SCMP API Field:issuer_response_code
- Simple Order API Field:issuer_responseCode