payerAuthEnrollReply_commerceIndicator

aesk

: American Express SafeKey authentication verified successfully.

aesk_attempted

: Card not enrolled in American Express SafeKey, but the attempt to authenticate is recorded.

cs

: Elo Compra Segura authentication verified successfully.

cs_attempted

: Elo Compra Segura card not enrolled, but the attempt to authenticate is recorded.

dipb

: Discover ProtectBuy authentication verified successfully.

dipb_attempted

: Card not enrolled in Discover ProtectBuy, but the attempt to authenticate is recorded.

internet

: Card not enrolled, or card type not supported by payer authentication. No liability shift.

js

: J/Secure authentication verified successfully.

js_attempted

: Card not enrolled, but the attempt to authenticate is recorded. Liability shift.

js_failure

: J/Secure directory service is not available. No liability shift.

pb

: Diners Club ProtectBuy authentication verified successfully.

pb_attempted:

: Card not enrolled in Diners Club ProtectBuy, but the attempt to authenticate is recorded.

spa

: Mastercard Identity Check authentication verified successfully.

spa_failure

: Mastercard Identity Check failed authentication.

up3ds

: China UnionPay authentication verified successfully.

up3ds_attempted.

China UnionPay card not enrolled, but the attempt to authenticate is recorded.

up3ds_failure

: China UnionPay authentication unavailable.

vbv

: Visa Secure authentication verified successfully.

vbv_attempted

: Visa card not enrolled, but the attempt to authenticate is recorded. Liability shift.

vbv_failure

: For the payment processors Barclays, Streamline, AIBMS, or FDC Germany, you receive this result if Visa’s directory service is not available. No liability shift.