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invoiceHeader_merchantDescriptor

Merchant business name.
This field should be the
Doing Business As
 name or the 1 to 4 digit abbreviation of the merchant name, and be the most recognizable name by the cardholder.
Specify the value in US English characters. The merchant business name is displayed on the cardholder’s statement. When the field contains more than one consecutive space, the extra spaces are removed.
When you use this field with Payer Authentication, the name that is specified in this field overrides the value that is specified by the merchant bank and that appears to the customer in the issuing bank's authentication form.
This value might be ignored by your acquiring bank. For more information about overriding your default merchant descriptor, contact your acquiring bank.
This field is available only on the
Barclays
,
Chase Paymentech Solutions
,
FDC Compass
,
FDC Nashville Global
, and
Visa Platform Connect
 processors.
These processors have specific requirements:
Chase Paymentech Solutions
When using this field for
Payouts
, use one of these formats:
  • <12-character merchant name>*<9-character product description>
  • <7-character merchant name>*<14-character product description>
  • <3-character merchant name>*<18-character product description>
FDC Compass
 and
Visa Platform Connect
When using this field for
Payouts
, set it as follows:
  • For a credit card bill payment, set the value for this field to the name of the originator providing the credit card bill payment service.
  • For a funds disbursement, set the value for this field to the name of the originator sending the funds disbursement.
  • For a prepaid load, set the value for this field to the name of the partner providing the reload service.
FDC Nashville Global
When you do not include this field in a PIN Debit request,
Cybersource
 uses the merchant name in your account.

Specifications

  • Data Type:
     String
  • Data Length
    • AIBMS
      : 22
    • American Express Direct
      : 27
    • Barclays
      : 23
    • Chase Paymentech Solutions
      : 22
    • Cielo
      : 13
    • Comercio Latino
      : 13
    • Elavon
      : 22
    • Elavon Americas
      : 23
    • FDC Compass
      : 25
    • FDC Nashville Global
      : 25
    • FDMS South
      : 22
    • Getnet
      : 14 for aggregator transactions; 22 for other transactions.
    • GPN
      : 22
    • OmniPay Direct
      : 23
    • Prosa
      : 22
    • Rede
      : 13
    • SIX
      : 23
    • TSYS Acquiring Solutions
      : 38 for American Express card type; 23 for all other card types.
    • Vero
      : 23
    • Visa Platform Connect
      : 23
    • Worldpay VAP
      : 22
    ul>

Mapping Information

  • REST API Field:
    merchantInformation.merchantDescriptor.name
  • SCMP API Fields:
    • merchant_descriptor
    • pa_merchant_name
  • Simple Order API Fields:
    • invoiceHeader_merchantDescriptor
    • payerAuthEnrollService_merchantName