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card_usage

Flag that specifies the type of account associated with the card.
This field is available only for
China UnionPay
,
Cielo
,
Comercio Latino
,
eftpos
, and
Visa Platform Connect
.
The cardholder provides this information during the payment process.
This field is required for transactions with Brazilian-issued cards.
Combo cards used in Brazil contain credit and debit functionality in one card. Visa systems use a credit bank identification number (BIN) for this type of card.
It is strongly recommended that you include this field for combo-card transactions because using the BIN to determine whether a card is debit or credit can cause errors during transaction processing.
China UnionPay
 Card Transactions
Possible values:
  • C
    : Domestic credit card
  • D
    : Domestic debit card
  • F
    : International credit card
  • I
    : International debit card
When the value is
D
, the e-commerce indicator and CAVV fields must be included in the authorization request.
When the value is
C
,
F
, or
I
, the card verification number, expiration month, and expiration year fields must be included in the authorization request.
Cielo
 and
Comercio Latino
 Card Transactions
For these processors, this field is available for authorizations only. Possible values:
  • CR
    : Credit card
  • DB
    : Debit card
  • PP
    : Prepaid card
Visa Platform Connect
 Card Transactions
For combo-card transactions with Mastercard in Brazil, the
card_usage
 field is
available.
Possible values:
  • CH
    : Checking account
  • CR
    : Credit card account
  • LI
    : Line of credit or credit portion of combo card
  • PP
    : Prepaid card or prepaid portion of combo card
  • SA
    : Savings account
The value for this field corresponds to this data in the TC 33 capture file:
  • Record: CP07 TCR0
  • Positions: 42-43
  • Field: Account Selection
The TC 33 capture file contains information about the payments and credits that a merchant submits to
Cybersource
. The processor creates the TC 33 capture file at the end of the day and sends it to the merchant’s acquirer. The acquirer uses this information to facilitate end-of-day clearing processing with payment networks.
A value of
CR
 or
DB
 in this field takes precedence over any value in the
ccCreditService_overridePaymentMethod
 field.

Specifications

  • Data Type:
     String
  • Data Length:
     2

Mapping Information

  • REST API Fields:
    paymentInformation.card.useAs
  • SCMP API Field:
    card_usage
  • Simple Order API Field:
    card_usage