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octService_purposeOfPayment

This code indicates the purpose of the funds being processed.
This field is received during original credit transactions (OCT) and account funding transactions (AFT).
This field is available only on these processors:
  • First Data Merchant Solutions
  • LloydsTSB Cardnet International
  • Streamline
  • Visa Platform Connect
The value for this field corresponds to the following data in the TC 33 capture file:
  • Field: Purpose of Payment Code
  • Record: CP01 TCR0
  • Position: 53-54
Mastercard and Maestro Requirements
Mastercard requires merchants processing gambling transactions to include this field in the authorization and refund request and to set its field value to
16
.
First Data Merchant Solutions
 and
LloydsTSB Cardnet International
This field is required with Visa when the
recipientInformation.country
 field value is one of these countries:
  • Australia
  • Bangladesh
  • Chile
  • Colombia
  • Egypt
  • India
These are the valid values:
  • ISACCT
    : Account management.
  • ISAIRB
    : Air transport related business.
  • ISALLW
    : Transaction is the payment of allowance.
  • ISANNI
    : Settlement of annuity.
  • ISBENE
    : Unemployment disability benefit.
  • ISBEXP
    : Business expenses.
  • ISBONU
    : Bonus payment.
  • ISBUSB
    : Bus transport related business.
  • ISCASH
    : Cash management transfer.
  • ISCBTV
    : Payment of cable TV bill.
  • ISCCHD
    : Government institute issued related to cash compensation, helplessness, disability.
  • ISCCRD
    : Credit card payment.
  • ISCDBL
    : Payment of credit card bill.
  • ISCHAR
    : Payment for charity reasons.
  • ISCOLL
    : Collection payment.
  • ISCOMC
    : Commercial payment.
  • ISCOMM
    : Commission.
  • ISCOMP
    : Compensation relating to interest loss/value date adjustment and can include fees.
  • ISCPYR
    : Payment of copyright.
  • ISDCRD
    : Related to a debit card payment.
  • ISDEPT
    : Payment of a deposit.
  • ISDIVD
    : Payment of dividend.
  • ISEDUC
    : Payment of study/tuition fees.
  • ISELEC
    : Payment of electricity bill.
  • ISENRG
    : Energies.
  • ISFEES
    : General fees.
  • ISFERB
    : Payment for ferry related business.
  • ISFREX
    : Foreign exchange.
  • ISGASB
    : Payment of gas bill.
  • ISGFRP
    : Compensation to unemployed persons during insolvency procedures.
  • ISGOVT
    : Government payment.
  • ISHLTI
    : Health insurance.
  • ISICCP
    : Reimbursement of credit card payment.
  • ISIDCP
    : Reimbursement of debit card payment.
  • ISINPC
    : Payment of car insurance premium.
  • ISINSC
    : Transaction is related to the payment of an insurance claim.
  • ISINSMI
    : Installment.
  • ISINSU
    : Insurance premium.
  • ISINVS
    : Payment of mutual funds, investment products and shares.
  • ISINTC
    : Intra company payment.
  • ISINTE
    : Interest.
  • ISINTX
    : Investment.
  • ISLBRI
    : Labor insurance.
  • ISLICF
    : License fee.
  • ISUIFI
    : Life insurance.
  • ISLOAN
    : Loan.
  • ISMDCS
    : Medical services.
  • ISMP2B
    : Mobile P2B payment.
  • ISMP2P
    : Mobile P2P payment.
  • ISMTUP
    : Mobile top up.
  • ISNOWS
    : Not otherwise specified.
  • ISOTHR
    : Other.
  • ISOTLC
    : Transaction is related to a payment of other telecom related bill.
  • ISPAYR
    : Payroll.
  • ISPEFC
    : Contribution to pension fund.
  • ISPENS
    : Pension payment.
  • ISPHON
    : Payment of telephone bill.
  • ISPPTI
    : Property insurance.
  • ISRELG
    : Transaction is for general rental/lease.
  • ISRENT
    : The payment of rent.
  • ISRLWY
    : Payment for railway transport related business.
  • ISROYA
    : Royalties.
  • ISSALA
    : Salary payment.
  • ISSANG
    : Payment to savings/retirement account.
  • ISSECU
    : Securities.
  • ISSSBE
    : Social security benefit.
  • ISSTDY
    : Study.
  • ISSUBS
    : Subscription.
  • ISSUPP
    : Supplier payment.
  • ISTAXR
    : Refund of a tax payment or obligation.
  • ISTAXS
    : Tax payment.
  • ISTBIL
    : Transaction is related to a payment of telecommunications related bill.
  • ISTRAD
    : Trade services operation.
  • ISTREA
    : Treasury payment.
  • ISTRPT
    : Payment for travel.
  • ISUBIL
    : Utility bill payment.
  • ISVATX
    : Value added tax payment.
  • ISWHLD
    : With holding.
  • ISWTER
    : Payment of water.
Streamline
This field is required in all countries except in South Africa, and Canada and US cross-border transactions.

Specifications

  • Data Type:
     String
  • Length:
     12

Mapping Information

  • REST API Field:
    processingInformation.purposeOfPayment
  • SCMP API Field:
    • auth_purpose_of_payment
    • oct_purpose_of_payment
  • Simple Order API Field:
    • authService_purposeOfPayment
    • octService_purposeOfPayment