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VISA Platform Connect: Specifications and Conditions for Resellers/Partners

Token Management Service
- Types of Tokens
  - Customer Tokens
  - Shipping Address Tokens
  - Payment Instrument Tokens
  - Instrument Identifier Tokens
  - Network Tokens
- Token Life-Cycle Management

Token Management Service Workflows
- PAN Tokenization Process Using TMS
- Network Token Tokenization Process
- Network Token Provisioning for Merchants
- Network Token CIT Authorizations for Merchants
- Network Token MIT Authorizations for Merchants
- Network Token Provisioning for Partners
- Network Token CIT Authorizations for Partners
- Network Token MIT Authorizations for Partners

Requesting the Token Management Service API
- HTTP Response Headers
- Case Sensitivity
- Metadata
- Patching Considerations
  - Pagination
- Supported Processors
- Test Card Numbers

Token Management Service Onboarding
- Merchant ID Hierarchy
- Merchant ID Registration
- Portfolio MIDs for Partners
- Token Vault Management
- Message-Level Encryption Keys

Network Tokenization
- Network Token Enablement
- Network Token Onboarding—Partner Model
- Token Requestor IDs

Manage Webhook Subscriptions
- Create Keys for Digital Signature
  - Required Fields for Creating Keys for Digital Signature Using the REST API
  - REST Example: Creating Keys for Digital Signature
- Create Webhook Subscription
  - Required Fields for Creating Webhook Subscription Using the REST API
  - REST Example: Creating a Webhook Subscription
- Retrieve Webhook Subscription Details
  - Required Field for Retrieving Webhook Subscription Details Using the REST API
  - REST Example: Retrieving Webhook Subscription Details
- Update Webhook Subscription
  - Required Field for Updating Webhook Subscription Using the REST API
  - REST Example: Updating Webhook Subscriptions
- Delete Webhook Subscription
  - Required Field for Deleting a Webhook Subscription Using the REST API
  - REST Example: Deleting a Webhook Subscription

Customer Tokens
- Manage Customer Tokens
  - Create a Customer
    - Required Fields for Creating a Customer Using the REST API
    - REST Example: Creating a Customer
    - REST Interactive Example: Creating a Customer
  - Retrieve a Customer
    - Required Fields for Retrieving a Customer
    - REST Example: Retrieving a Customer
  - Update a Customer
    - Required Fields for Updating a Customer
    - Optional Fields for Updating a Customer
    - REST Example: Updating a Customer
    - REST Interactive Example: Updating a Customer
  - Delete a Customer
    - Required Fields for Deleting a Customer Token
    - REST Example: Deleting a Customer
  - Retrieve a Customer's Default Payment with Unmasked Card Number
    - Required Fields for Retrieving a Customer's Default Payment with Unmasked Card Number Using the REST API
    - REST Example: Retrieving a Customer's Default Payment with Unmasked Card Number
  - Retrieve a Customer's Default Payment and Shipping Details
    - Required Fields for Retrieving a Customer's Default Payment and Shipping Details Using the REST API
    - REST Example: Retrieving a Customer's Default Payment and Shipping Details
- Payments with Customer Tokens
  - Create a Customer Token with Validated Payment Details
    - Required Fields for Creating a Customer Token with Validated Payment Details Using the REST API
    - REST Example: Creating a Customer Token with Validated Payment Details
  - Authorize a Payment with a Customer Token
    - Required Fields for Authorizing a Payment with a Customer Token
    - REST Example: Authorizing a Payment with a Customer Token
    - REST Example: Authorizing a Payment Using a Customer Token Linked to a Network Token
  - Make a Credit with a Customer Token
    - Required Fields for Making a Credit with a Customer Token
    - REST Example: Making a Credit with a Customer Token

Shipping Address Tokens
- Manage Shipping Address Tokens
  - Create a Customer Shipping Address
    - Required Fields for Creating a Customer Shipping Address
    - REST Example: Creating a Customer Shipping Address
    - REST Interactive Example: Creating a Customer Shipping Address
  - Add a Default Shipping Address
    - Required Fields for Adding a Default Shipping Address Using the REST API
    - REST Example: Adding a Default Shipping Address
  - Add a Non-Default Shipping Address
    - Required Fields for Adding a Non-Default Shipping Address Using the REST API
    - REST Example: Adding a Non-Default Shipping Address
  - Change a Default Shipping Address
    - Required Fields for Changing a Default Shipping Address Using the REST API
    - REST Example: Changing Default Shipping Address
  - Retrieve a Customer Shipping Address
    - Required Fields for Retrieving a Customer Shipping Address
    - REST Example: Retrieving a Shipping Address
  - Retrieve All Customer Shipping Addresses
    - Required Fields for Retrieving all Customer Shipping Addresses
    - REST Example: Retrieving All Customer Shipping Addresses
  - Update a Customer Shipping Address
    - Required Fields for Updating a Customer Shipping Address
    - REST Example: Updating a Customer Shipping Address
    - REST Interactive Example: Updating a Customer Shipping Address
  - Delete a Customer Shipping Address
    - Required Fields for Deleting a Customer Shipping Address
    - REST Example: Deleting a Customer Shipping Address
- Payments with Shipping Address Tokens
  - Authorize a Payment with a Non-Default Shipping Address
    - Required Fields for Authorizing a Payment with a Non-Default Shipping Address
    - REST Example: Authorizing a Payment with a Non-Default Shipping Address

Customer Payment Instrument Tokens
- Manage Customer Payment Instrument Tokens
  - Create a Customer Payment Instrument
    - Required Fields for Creating a Customer Payment Instrument Using the REST API
    - Optional Fields for Creating a Customer Payment Instrument Using the REST API
    - REST Example: Creating a Customer Payment Instrument
    - REST Interactive Example: Creating a Customer Payment Instrument
  - Add a Default Payment Instrument Using Instrument Identifier
    - Required Fields for Adding a Default Payment Instrument Using Instrument Identifier Using the REST API
    - Optional Fields for Adding a Default Payment Instrument Using Instrument Identifier Using the REST API
    - REST Example: Adding a Default Payment Instrument Using Instrument Identifier
  - Add a Default Payment Instrument with Validated Payment
    - Required Fields for Adding a Default Payment Instrument with Validated Payment Using the REST API
    - REST Example: Adding a Default Payment Instrument with Validated Payment
  - Add a Non-Default Payment Instrument Using Instrument Identifier
    - Required Fields for Adding a Non-Default Payment Instrument Using Instrument Identifier Using the REST API
    - Optional Fields for Adding a Non-Default Payment Instrument Using Instrument Identifier Using the REST API
    - REST Example: Adding a Non-Default Payment Instrument Using Instrument Identifier
  - Add a Non-Default Payment Instrument with Validated Payment
    - Required Fields for Adding a Non-Default Payment Instrument with Validated Payment Using the REST API
    - REST Example: Adding a Non-Default Payment Instrument with Validated Payment
  - Change a Customer's Default Payment Instrument
    - Required Fields for Changing a Customer's Default Payment Instrument Using the REST API
    - REST Example: Changing a Customer's Default Payment Instrument
  - Retrieve a Customer Payment Instrument
    - Required Fields for Retrieving a Customer Payment Instrument Using the REST API
    - REST Example: Retrieving a Customer Payment Instrument
  - Retrieve a Customer Payment Instrument with Unmasked Card Number
    - Required Fields for Retrieving a Customer Payment Instrument with Unmasked Card Number Using the REST API
    - REST Example: Retrieving a Customer Payment Instrument with Unmasked Card Number
  - List Payment Instruments for a Customer
    - Required Fields for Listing Payment Instruments for a Customer Using the REST API
    - REST Example: Listing Payment Instruments for a Customer
  - Update a Customer Payment Instrument
    - Required Fields for Updating a Customer Payment Instrument Using the REST API
    - Optional Fields for Updating a Customer Payment Instrument Using the REST API
    - REST Example: Updating a Customer Payment Instrument
    - REST Interactive Example: Updating a Customer Payment Instrument
  - Delete a Customer Payment Instrument
    - Required Fields for Deleting a Customer Payment Instrument Using the REST API
    - REST Example: Deleting a Customer Payment Instrument
- Payments with Customer Payment Instrument Tokens
  - Authorize a Payment with Non-Default Payment Instrument
    - Required Fields for Authorizing a Payment with Non-Default Payment Instrument
    - Optional Fields for Authorizing a Payment with Non-Default Payment Instrument
    - REST Example: Authorizing a Payment with Non-Default Payment Instrument
  - Make a Credit with Non-Default Payment Instrument
    - Required Fields for Making a Credit with Non-Default Payment Instrument
    - Optional Fields for Making a Credit with Non-Default Payment Instrument
    - REST Example: Making a Credit with Non-Default Payment Instrument

Payment Instrument Tokens
- Manage Payment Instrument Tokens
  - Create a Payment Instrument
    - Required Fields for Creating a Payment Instrument Using the REST API
    - Optional Fields for Creating a Payment Instrument Using the REST API
    - REST Example: Creating a Payment Instrument
    - REST Interactive Example: Creating a Payment Instrument
  - Retrieve a Payment Instrument
    - Required Fields for Retrieving a Payment Instrument Using the REST API
    - REST Example: Retrieving a Payment Instrument
  - Find Payment Instruments by Card Number
    - Required Fields for Finding Payment Instruments by Card Number Using the REST API
    - REST Example: Finding Payment Instruments by Card Number
  - Retrieve a Payment Instrument with Unmasked Card Number
    - Required Fields for Retrieving a Payment Instrument with Unmasked Card Number Using the REST API
    - REST Example: Retrieving a Payment Instrument with Unmasked Card Number
  - Update a Payment Instrument
    - Required Fields for Updating a Payment Instrument Using the REST API
    - Optional Fields for Updating a Payment Instrument Using the REST API
    - REST Example: Updating a Payment Instrument
    - REST Interactive Example: Updating a Payment Instrument
  - Delete a Payment Instrument
    - Required Fields for Deleting a Payment Instrument Using the REST API
    - REST Example: Deleting a Payment Instrument
- Payments with Payment Instrument Tokens
  - Authorize a Payment with a Payment Instrument
    - Required Fields for Authorizing a Payment with a Payment Instrument
    - Optional Fields for Authorizing a Payment with a Payment Instrument
    - REST Example: Authorizing a Payment with a Payment Instrument
  - Make a Credit with a Payment Instrument
    - Required Fields for Making a Credit with a Payment Instrument
    - REST Example: Making a Credit with a Payment Instrument

Instrument Identifier Tokens
- Manage Instrument Identifier Tokens
  - Create an Instrument Identifier
    - Required Fields for Creating an Instrument Identifier Using the REST API
    - Optional Fields for Creating an Instrument Identifier Using the REST API
    - REST Example: Creating a Card Instrument Identifier
    - REST Interactive Example: Creating an Instrument Identifier
    - REST Example: Creating a Bank Account Instrument Identifier
  - Retrieve an Instrument Identifier
    - Required Fields for Retrieving an Instrument Identifier Using the REST API
    - REST Example: Retrieving an Instrument Identifier
    - REST Interactive Example: Retrieving an Instrument Identifier
  - Update an Instrument Identifier
    - Required Fields for Updating an Instrument Identifier Using the REST API
    - Optional Fields for Updating an Instrument Identifier Using the REST API
    - REST Example: Updating an Instrument Identifier
    - REST Interactive Example: Updating an Instrument Identifier
  - Retrieve an Instrument Identifier's Payment Instruments
    - Required Fields for Retrieving an Instrument Identifier's Payment Instruments Using the REST API
    - REST Example: Retrieving an Instrument Identifier's Payment Instruments
    - REST Interactive Example: Retrieving an Instrument Identifier's Payment Instruments
  - Retrieve an Instrument Identifier with Unmasked Card Number
    - Required Fields for Retrieving an Instrument Identifier with Unmasked Card Number Using the REST API
    - REST Example: Retrieving an Instrument Identifier with Unmasked Card Number
  - Delete an Instrument Identifier
    - Required Fields for Deleting an Instrument Identifier Using the REST API
    - REST Example: Deleting an Instrument Identifier
    - REST Interactive Example: Deleting an Instrument Identifier
- Payments with Instrument Identifier Tokens
  - Create an Instrument Identifier Token with Validated Payment Details
    - Required Fields for Creating an Instrument Identifier Token with Validated Payment Details Using the REST API
    - REST Example: Creating an Instrument Identifier with Validated Payment Details
  - Authorize a Payment with an Instrument Identifier
    - Required Fields for Authorizing a Payment with an Instrument Identifier
    - REST Example: Authorizing a Payment with an Instrument Identifier
    - REST Interactive Example: Authorizing a Payment with an Instrument Identifier
  - Make a Credit with an Instrument Identifier
    - Required Fields for Making a Credit with an Instrument Identifier
    - REST Example: Making a Credit with an Instrument Identifier
    - REST Interactive Example: Making a Credit with an Instrument Identifier

Legacy Tokens
- Payments with Legacy Tokens
  - Authorize a Payment with Legacy Token
    - Required Fields for Authorizing a Payment with Legacy Token
    - REST Example: Authorizing a Payment with Legacy Token
    - REST Interactive Example: Authorizing a Payment with a Legacy Token
  - Make a Credit with Legacy Token
    - Required Fields for Making a Credit with Legacy Token
    - REST Example: Making a Credit with Legacy Token

Network Tokens for Merchants
- Payments with Network Tokens for Merchants
  - Authorize a Payment Ignoring Network Token
    - Required Fields for Authorizing a Payment Ignoring Network Token Using the REST API
    - REST Example: Authorizing a Payment Ignoring Network Token
- Manage Merchant-Initiated Transactions and Network Tokens
  - Update Merchant-Initiated Transaction Authorization Options
    - Required Fields for Updating MIT Authorization Options Using the REST API
    - REST Example: Updating MIT Authorization Options

Network Tokens for Partners
- Manage Network Tokens for Partners
  - Provision a Network Token for a Card Number
    - Required Fields for Provisioning a Network Token for a Card Number Using the REST API
    - Optional Fields for Provisioning a Network Token for a Card Number Using the REST API
    - REST Example: Provisioning a Network Token for a Card Number
  - Provision a Network Token for an Existing Instrument Identifier
    - Required Fields for Provisioning a Network Token for an Existing Instrument Identifier Using the REST API
    - Optional Fields for Provisioning a Network Token for an Existing Instrument Identifier Using the REST API
    - REST Example: Provisioning a Network Token for an Existing Instrument Identifier
    - REST Interactive Example: Provisioning a Network Token for an Existing Instrument Identifier
  - Retrieve a Network Token for Payment Credentials
    - Required Fields for Retrieving a Network Token for Payment Credentials Using the REST API
    - REST Example: Retrieving a Network Token for Payment Credentials
  - Retrieve an Instrument Identifier
    - Required Fields for Retrieving an Instrument Identifier Using the REST API
    - REST Example: Retrieving an Instrument Identifier
    - REST Interactive Example: Retrieving an Instrument Identifier
  - Delete an Instrument Identifier
    - Required Fields for Deleting an Instrument Identifier Using the REST API
    - REST Example: Deleting an Instrument Identifier
    - REST Interactive Example: Deleting an Instrument Identifier
- Network Token Provision Failures

Using Token Management Service with Wallet Apps
- Manage Tokens with Wallet Apps
  - Create a New Customer Account
  - Add a New Shipping Address
  - Edit or Delete a Shipping Address
  - Create a New Payment Instrument with the Payments API
  - Edit or Delete a Payment Method
  - Change the Default Payment Method
  - Add a New Payment Method Address
  - View Wallet
- Payments with Tokens and Wallet Apps
  - Authorize a Payment

Reference Information
- Encrypt and Decrypt Data
- HTTP Status Codes

Supported Processors

On This Page

PAN Tokenization Process Using `TMS`

This workflow shows the tokenization process for TMS tokens.

PAN Tokenization Process with TMS

The customer makes a purchase on the merchant's website using a PAN.

The merchant sends the PAN to the gateway.

TMS creates a token. The merchant then stores the TMS token.

The tokenized PAN is exchanged across the payment ecosystem.