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- Manage Instrument Identifier Tokens
- Network Tokens for Partners
- Manage Webhook Subscriptions
- Customer Tokens
- Manage Customer Tokens
- Shipping Address Tokens
- Customer Payment Instrument Tokens
- Manage Customer Payment Instrument Tokens
- Payment Instrument Tokens
- Manage Payment Instrument Tokens
- Instrument Identifier Tokens
- Manage Instrument Identifier Tokens
- Network Tokens for Partners
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Network Token CIT Authorizations for Merchants
This workflow shows a credentials-on-file (COF) authorization using a network token
for a customer-initiated transaction (CIT).
Figure:
Network Token CIT Authorizations for Merchants
- The customer makes a purchase and selects COF.
- The merchant submits an authorization to the payment processor using aTMStoken.
- The payment processor uses theTMStoken to look up the network token.
- The payment processor requests the cryptogram generated by the card brand.
- The payment processor sends the network token, cryptogram, and 3-D Secure data to the acquirer in the authorization request.
- The acquirer processes the authorization and sends the authorization result to the payment processor.
- The payment processor sends the authorization result to the merchant.
- The merchant updates the order and advises the customer on how to proceed depending on the authorization result.