Network Token MIT Authorizations for Merchants

This workflow shows a credentials-on-file (COF) authorization using a network token for a merchant-initiated transaction (MIT).
The workflow begins when the merchant submits an authorization using a
TMS
 token.

Figure:

Network Token MIT Authorizations for Merchants
  1. The merchant sends the
    TMS
     token to the payment processor.
  2. The payment processor looks up the network token associated with the
    TMS
     token.
  3. The payment processor sends the network token and MIT COF data to the acquirer in the authorization request.
  4. The acquirer processes the authorization and sends the authorization result to the payment processor.
  5. The payment processor sends the authorization result to the merchant.
  6. The merchant updates the system to reflect the status of the transaction.
  7. The customer provides goods/service.