Network Token Tokenization Process

This workflow shows the tokenization process for network tokens.

Figure:

Network Token Tokenization Process
  1. The customer makes a purchase on the merchant's website using a PAN.
  2. The merchant sends the PAN to the gateway.
  3. TMS
     creates a token.
  4. TMS
     provisions a network token and links it to the
    TMS
     token.
  5. The merchant stores the
    TMS
     token for subsequent transactions.
  6. The network token and cryptogram are exchanged throughout the payment ecosystem.