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Token Vault Management

Token vaults are where merchants store their customer and payment data. A
Business Center
 internal user can enable the
TMS
 vault.
Vaults are assigned to an owner, and all data within the vault belongs to the owner. You can grant permission to individual MIDs to create, retrieve, update, and delete tokens within a vault. Created tokens belong to the owner of the vault, not the creator of the token. If you remove a MID from a vault, it can no longer access any tokens within that vault, including tokens created under that MID.
IMPORTANT
It is not currently possible to merge vaults, so ensure that merchants are set up with the correct vault by creating a new vault or granting access to an existing vault.

Configure the Token Vault Settings Using the
Business Center

Follow these steps to configure your merchant token vault settings:
  1. Log in to the
    Business Center
     test environment or production environment.
    • Test:
      https://businesscentertest.cybersource.com
    • Production:
      https://businesscenter.cybersource.com
  2. In the left navigation panel, click the
    Token Management
     icon ( ).
  3. Click
    Vault Management New
    . The Vault Management page appears.
  4. From the Vault Owner drop-down list, select the vault owner..
  5. In the Details column, click
    Vault Settings
    . The Edit Vault page appears.
  6. Click
    Edit
    .
    A dialog box appears with a message to warn you that changing your vault settings could result in your merchants being unable to access tokens, which could result in failing transactions. Click
    Yes
     if you want to continue.
  7. Enter the vault name, supported payment methods, supported token types and formats, card number masking format, payment instrument storing configuration, and the webhook URL.
    For each token type, you can choose from these token formats:
    • 32 Character Hex
    • 22 Digits
    • 19 Digits Luhn Check Passing
    • 16 Digits Luhn Check Passing
    IMPORTANT
    Account Updater is incompatible with instrument identifier tokens in the 22-digit format.
  8. Click
    SAVE
    .
  9. To return to the vault management page, click
    VAULT MANAGEMENT
    .

Configure the Token Vault Access Using the
Business Center

Follow these steps to configure your merchant token vault access settings:
  1. Log in to the
    Business Center
     test environment or production environment.
    • Test:
      https://businesscentertest.cybersource.com
    • Production:
      https://businesscenter.cybersource.com
  2. In the left navigation panel, click the
    Token Management
     icon ( ).
  3. Click
    Vault Management New
    . The Vault Management page appears.
  4. Select the vault owner that you want to configure from the Vault Owner drop-down list.
  5. In the Details column, click
    Access Settings
    . The MID Access page appears.
  6. Check the box for the vault settings you want to enable for each merchant you want to configure:
    • Visa Token
    • Mastercard Token
    • Card Unmasked
    • Create
    • Update
    • Retrieve
  7. Click
    Submit
     to save your settings.

Configure Network Tokenization Using the
Business Center

Follow these steps to configure a merchant token vault network tokenization settings:
  1. Log in to the
    Business Center
     test environment or production environment.
    • Test:
      https://businesscentertest.cybersource.com
    • Production:
      https://businesscenter.cybersource.com
  2. In the left navigation panel, click the
    Token Management
     icon ( ).
  3. Click
    Vault Management New
    . The Vault Management page appears.
  4. Select the vault owner that you want to configure from the Vault Owner drop-down list.
  5. In the Details column, click
    Network Tokenization
    . The Network Tokenization page appears.
  6. On the VISA tab, switch the
    Enroll to VISA Token Services
     button to On to enable Visa token services.
    The required business information for the merchant information will be populated:
    • Merchant name
    • Website URL
    • Country code
  7. Click
    Manage Details
    .
    1. Check
      Enable Visa Token Provisioning
       to enable Visa network token provisioning.
    2. Check
      Enable Visa Token Transactions
       to enable Visa transaction processing using network tokens.
  8. On the MASTERCARD tab, switch the
    Enroll to MASTERCARD Token Services
     button to On to enable Visa token services.
  9. Click
    Manage Details
    .
    1. Check
      Enable Mastercard Token Provisioning
       to enable Mastercard network token provisioning.
    2. Check
      Enable Mastercard Token Transactions
       to enable Mastercard transaction processing using network tokens.
  10. Enter the token requestor ID (TRID) information:
    • TRID (Visa and Mastercard)
    • Relationship Id (Visa only)
  11. Click
    Submit
     to save your settings.