API Overview

Token Management Service Developer Guide
- Recent Revisions to This Document
- VISA Platform Connect: Specifications and Conditions for Resellers/Partners
- TERMS OF USE APPLICABLE TO CARD NETWORK TOKENS

Introduction to the Token Management Service
- Types of Tokens
  - Customer Tokens
  - Shipping Address Tokens
  - Payment Instrument Tokens
  - Instrument Identifier Tokens
  - Network Tokens

Token Management Service Workflows
- PAN Tokenization Process Using TMS
- Network Token Tokenization Process
- Network Token Provisioning for Merchants
- Network Token CIT Authorizations for Merchants
- Network Token MIT Authorizations for Merchants
- Network Token Provisioning for Partners
- Network Token CIT Authorizations for Partners
- Network Token MIT Authorizations for Partners

Requesting the Token Management Service API
- HTTP Response Headers
- Case Sensitivity
- Metadata
- Patching Considerations
  - Pagination
- Supported Processors
- Test Card Numbers

Token Management Service Onboarding
- Merchant ID Hierarchy
- Merchant ID Registration
- Portfolio MIDs for Partners
- Token Vault Management
  - Configure the Token Vault Settings Using the Business Center
  - Configure the Token Vault Access Using the Business Center
  - Configure Network Tokenization Using the Business Center
- Message-Level Encryption Keys
  - Creating a Message-Level Encryption Key

Network Tokenization
- Network Token Enablement
- Network Token Onboarding—Partner Model
- Network Token Life-Cycle Management
- Network Token Life-Cycle Management Reports
- Token Requestor IDs

Manage Webhook Subscriptions
- Create Keys for Digital Signature
  - Required Fields for Creating Keys for Digital Signature
  - REST Example: Creating Keys for Digital Signature
- Create Webhook Subscription
  - Required Fields for Creating Webhook Subscription
  - REST Example: Creating a Webhook Subscription
- Retrieve Webhook Subscription Details
  - Required Field for Retrieving Webhook Subscription Details
  - REST Example: Retrieving Webhook Subscription Details
- Update Webhook Subscription
  - Required Field for Updating Webhook Subscription
  - REST Example: Updating Webhook Subscriptions
- Delete Webhook Subscription
  - Required Field for Deleting a Webhook Subscription
  - REST Example: Deleting a Webhook Subscription

Customer Tokens
- Manage Customer Tokens
- Create a Customer
  - Required Fields for Creating a Customer
  - REST Example: Creating a Customer
- Retrieve a Customer
  - REST Example: Retrieving a Customer
- Update a Customer
  - Optional Fields for Updating a Customer
  - REST Example: Updating a Customer
- Delete a Customer
  - Required Fields for Deleting a Customer Token
  - REST Example: Deleting a Customer
- Retrieve a Customer's Default Payment with an Unmasked Card Number
  - REST Example: Retrieving a Customer's Default Payment with an Unmasked Card Number
- Retrieve a Customer's Default Payment and Shipping Details
  - REST Example: Retrieving a Customer's Default Payment and Shipping Details
- Payments with Customer Tokens
- Create a Customer Token with Validated Payment Details
  - Required Fields for Creating a Customer Token with Validated Payment Details Using the REST API
  - REST Example: Creating a Customer Token with Validated Payment Details
- Authorizing a Payment with a Customer Token
  - Required Fields for Authorizing a Payment with a Customer Token
  - REST Example: Authorizing a Payment with a Customer Token
  - REST Example: Authorizing a Payment Using a Customer Token Linked to a Network Token
- Making a Credit with a Customer Token
  - Required Fields for Making a Credit with a Customer Token
  - REST Example: Making a Credit with a Customer Token

Shipping Address Tokens
- Manage Shipping Address Tokens
- Create a Customer Shipping Address
  - Required Fields for Creating a Customer Shipping Address
  - REST Example: Creating a Customer Shipping Address
- Add a Default Shipping Address
  - Required Fields for Adding a Default Shipping Address
  - REST Example: Adding a Default Shipping Address
- Add a Non-Default Shipping Address
  - Required Fields for Adding a Non-Default Shipping Address
  - REST Example: Adding a Non-Default Shipping Address
- Change a Default Shipping Address
  - Required Fields for Changing a Default Shipping Address
  - REST Example: Changing Default Shipping Address
- Retrieve a Customer Shipping Address
  - REST Example: Retrieving a Shipping Address
- Retrieve All Customer Shipping Addresses
  - REST Example: Retrieving All Customer Shipping Addresses
- Update a Customer Shipping Address
  - Required Fields for Updating a Customer Shipping Address
  - REST Example: Updating a Customer Shipping Address
- Delete a Customer Shipping Address
  - Required Fields for Deleting a Customer Shipping Address
  - REST Example: Deleting a Customer Shipping Address
- Payments with Shipping Address Tokens
- Authorizing a Payment with a Non-Default Shipping Address
  - Required Fields for Authorizing a Payment with a Non-Default Shipping Address
  - REST Example: Authorizing a Payment with a Non-Default Shipping Address

Customer Payment Instrument Tokens
- Manage Customer Payment Instrument Tokens
- Create a Customer Payment Instrument
  - Required Fields for Creating a Customer Payment Instrument
  - Optional Fields for Creating a Customer Payment Instrument
  - REST Example: Creating a Customer Payment Instrument
- Add a Default Payment Instrument Using Instrument Identifier
  - Required Fields for Adding a Default Payment Instrument Using Instrument Identifier Using the REST API
  - Optional Fields for Adding a Default Payment Instrument Using Instrument Identifier Using the REST API
  - REST Example: Adding a Default Payment Instrument Using Instrument Identifier
- Add a Default Payment Instrument with Validated Payment
  - Required Fields for Adding a Default Payment Instrument with Validated Payment Using the REST API
  - REST Example: Adding a Default Payment Instrument with Validated Payment
- Add a Non-Default Payment Instrument Using Instrument Identifier
  - Required Fields for Adding a Non-Default Payment Instrument Using Instrument Identifier
  - Optional Fields for Adding a Non-Default Payment Instrument Using Instrument Identifier
  - REST Example: Adding a Non-Default Payment Instrument Using Instrument Identifier
- Add a Non-Default Payment Instrument with Validated Payment
  - Required Fields for Adding a Non-Default Payment Instrument with Validated Payment Using the REST API
  - REST Example: Adding a Non-Default Payment Instrument with Validated Payment
- Change a Customer's Default Payment Instrument
  - Required Fields for Changing a Customer's Default Payment Instrument
  - REST Example: Changing a Customer's Default Payment Instrument
- Retrieve a Customer Payment Instrument
  - REST Example: Retrieving a Customer Payment Instrument
- Retrieve a Customer Payment Instrument with an Unmasked Card Number
  - REST Example: Retrieving a Customer Payment Instrument with an Unmasked Card Number
- List Payment Instruments for a Customer
  - Required Fields for Listing Payment Instruments for a Customer
  - REST Example: Listing Payment Instruments for a Customer
- Update a Customer Payment Instrument
  - Required Fields for Updating a Customer Payment Instrument
  - Optional Fields for Updating a Customer Payment Instrument
  - REST Example: Updating a Customer Payment Instrument
- Delete a Customer Payment Instrument
  - REST Example: Deleting a Customer Payment Instrument
- Payments with Customer Payment Instrument Tokens
- Authorizing a Payment with a Non-Default Payment Instrument
  - Required Fields for Authorizing a Payment with a Non-Default Payment Instrument
  - Optional Fields for Authorizing a Payment with a Non-Default Payment Instrument
  - REST Example: Authorizing a Payment with a Non-Default Payment Instrument
- Making a Credit with a Non-Default Payment Instrument
  - Required Fields for Making a Credit with a Non-Default Payment Instrument
  - Optional Fields for Making a Credit with a Non-Default Payment Instrument
  - REST Example: Making a Credit with a Non-Default Payment Instrument

Payment Instrument Tokens
- Manage Payment Instrument Tokens
- Create a Payment Instrument
  - Required Fields for Creating a Payment Instrument
  - Optional Fields for Creating a Payment Instrument
  - REST Example: Creating a Payment Instrument
- Retrieve a Payment Instrument
  - REST Example: Retrieving a Payment Instrument
- Find Payment Instruments by Card Number
  - Required Fields for Finding Payment Instruments by Card Number
  - REST Example: Finding Payment Instruments by Card Number
- Retrieve a Payment Instrument with an Unmasked Card Number
  - REST Example: Retrieving a Payment Instrument with an Unmasked Card Number
- Update a Payment Instrument
  - Optional Fields for Updating a Payment Instrument
  - REST Example: Updating a Payment Instrument
- Delete a Payment Instrument
  - Required Fields for Deleting a Payment Instrument
  - REST Example: Deleting a Payment Instrument
- Payments with Payment Instrument Tokens
- Authorizing a Payment with a Payment Instrument
  - Required Fields for Authorizing a Payment with a Payment Instrument
  - Optional Fields for Authorizing a Payment with a Payment Instrument
  - REST Example: Authorizing a Payment with a Payment Instrument
- Making a Credit with a Payment Instrument
  - Required Fields for Making a Credit with a Payment Instrument
  - REST Example: Making a Credit with a Payment Instrument

Instrument Identifier Tokens
- Manage Instrument Identifier Tokens
- Create an Instrument Identifier
  - Required Fields for Creating an Instrument Identifier
  - Optional Fields for Creating an Instrument Identifier
  - REST Example: Creating a Card Instrument Identifier
  - REST Example: Creating a Bank Account Instrument Identifier
- Create an Instrument Identifier for Enrollable Network Tokens
  - Required Fields for Creating an Instrument Identifier for a Device Token
  - Optional Fields for Creating an Instrument Identifier
  - REST Example: Creating an Instrument Identifier for a Device Token
- Retrieve an Instrument Identifier
  - REST Example: Retrieving an Instrument Identifier
- Update an Instrument Identifier
  - Optional Fields for Updating an Instrument Identifier
  - REST Example: Updating an Instrument Identifier
- Retrieve an Instrument Identifier's Payment Instruments
  - REST Example: Retrieving an Instrument Identifier's Payment Instruments
- Retrieve an Instrument Identifier with an Unmasked Card Number
  - REST Example: Retrieving an Instrument Identifier with an Unmasked Card Number
- Delete an Instrument Identifier
  - REST Example: Deleting an Instrument Identifier
- Payments with Instrument Identifier Tokens
- Create an Instrument Identifier Token with Validated Payment Details
  - Required Fields for Creating an Instrument Identifier Token with Validated Payment Details
  - REST Example: Creating an Instrument Identifier with Validated Payment Details
- Authorize a Payment with an Instrument Identifier
  - Required Fields for Authorizing a Payment with an Instrument Identifier
  - REST Example: Authorizing a Payment with an Instrument Identifier
  - REST Example: Authorizing a Payment with an Instrument Identifier While Creating TMS Tokens
- Making a Credit with an Instrument Identifier
  - Required Fields for Making a Credit with an Instrument Identifier
  - REST Example: Making a Credit with an Instrument Identifier

Legacy Tokens
- Payments with Legacy Tokens
- Authorizing a Payment with a Legacy Token
  - Required Fields for Authorizing a Payment with a Legacy Token
  - REST Example: Authorizing a Payment with a Legacy Token
- Making a Credit with a Legacy Token
  - Required Fields for Making a Credit with a Legacy Token
  - REST Example: Making a Credit with a Legacy Token

Network Tokens for Merchants
- Payments with Network Tokens for Merchants
- Authorize a Payment While Ignoring Network Token
  - Required Fields for Authorizing a Payment While Ignoring Network Token
  - REST Example: Authorizing a Payment While Ignoring Network Token
- Manage Merchant-Initiated Transactions and Network Tokens
- Update Merchant-Initiated Transaction Authorization Options
  - Required Fields for Updating MIT Authorization Options
  - REST Example: Updating MIT Authorization Options

Network Tokens for Partners
- Manage Network Tokens for Partners
- Provision a Network Token for a Card Number
  - Required Fields for Provisioning a Network Token for a Card Number
  - Optional Fields for Provisioning a Network Token for a Card Number
  - REST Example: Provisioning a Network Token for a Card Number
- Provision a Network Token for an Existing Instrument Identifier
  - Required Fields for Provisioning a Network Token for an Existing Instrument Identifier
  - Optional Fields for Provisioning a Network Token for an Existing Instrument Identifier
  - REST Example: Provisioning a Network Token for an Existing Instrument Identifier
- Provision a Network Token for a Consumer
  - Required Fields for Provisioning a COF Network Token for a Consumer
  - REST Example: Provisioning a Network Token for a Consumer
- Provision a Network Token for a Token
  - Required Fields for Provisioning a Network Token for a Token
  - REST Example: Provisioning a Network Token for a Token
- Retrieve a Standalone Network Token
  - REST Example: Retrieving a Standalone Network Token
- Delete a Standalone Network Token
  - REST Example: Deleting a Standalone Network Token
- Retrieve Network Token Payment Credentials
  - REST Example: Retrieving Network Token Payment Credentials
- Retrieve an Instrument Identifier
  - REST Example: Retrieving an Instrument Identifier
- Delete an Instrument Identifier
  - REST Example: Deleting an Instrument Identifier
- Network Token Provision Failures

Card Art
- Retrieve Card Art
  - REST Example: Retrieving Card Art Assets

BIN Lookup Service and TMS
- REST Example: Retrieving an Instrument Identifier with BIN Details

Using Token Management Service with Wallet Apps
- Manage Tokens with Wallet Apps
- Create a New Customer Account
- Add a New Shipping Address
- Edit or Delete a Shipping Address
- Create a New Payment Instrument with the Payments API
- Edit or Delete a Payment Method
- Change the Default Payment Method
- Add a New Payment Method Address
- View Wallet
- Payments with Tokens and Wallet Apps
- Authorize a Payment

Reference Information
- Encrypt and Decrypt Data
- HTTP Status Codes

Supported Processors

Payments with Instrument Identifier Tokens

This section contains information on making payments using instrument identifier tokens.

An instrument identifier token represents either a payment card number or, in the case of an ACH bank account, the routing and account numbers. The expiration date and billing address fields are pass through fields. The pass-through fields are used for payment network token enrollment with card associations.

You can make a payment using an existing instrument identifier token or create one. To make a payment using a new instrument identifier token, you must include token creation in the authorization request. For example:

Create an Instrument Identifier Token with Validated Payment Details

To process a payment using an existing instrument identifier token, you must include the instrument identifier token ID as the value in the

paymentInformation.instrumentIdentifier.id

field. For example:

Authorize a Payment with an Instrument Identifier

Making a Credit with an Instrument Identifier

For more information on instrument identifier tokens, see Instrument Identifier Tokens.