Use Case: Checking Enrollment in Payer Authentication Using Digital Payment (Google Pay)

Running the Check Enrollment service collects data about the device that the customer is using to place the order and verifies that the customer is enrolled in a payer authentication program. This use case demonstrates how the service works with a digital payment method like Google Pay.

Card-Specific Requirements

Some payment cards require information to be collected during a transaction.

consumerAuthenticationInformation. defaultCard: This field is recommended for Discover ProtectBuy.
consumerAuthenticationInformation.mcc: This field is required when the card type is Cartes Bancaires.
consumerAuthenticationInformation. productCode: This field is required for American Express SafeKey (U.S.) when the product code is
Airlinepurchase
(AIR).
merchantInformation.merchantDescriptor. name: This field is required for Visa Secure travel.
orderInformation.shipTo.addess1: This field is required only for American Express SafeKey (US).

orderInformation.shipTo.address2: This field is required only for American Express SafeKey (US.)
orderInformation.shipTo.administrativeArea: This field is required only for American Express SafeKey (US).
orderInformation.shipTo.country: This field is required only for American Express SafeKey (US).
orderInformation.shipTo.postalCode: This field is required for American Express SafeKey (US).

paymentInformation.card.type: This field is required when the card type is Cartes Bancaires, JCB, UPI, or Meeza.

Country-Specific Requirements

These fields are required for transactions in specific countries.

consumerAuthenticationInformation. merchantScore: This field is required for transactions processed in France.
consumerAuthenticationInformation. overrideCountryCode: For Meeza transactions, this value must be set to
EG
when Egypt is not set as the country in the merchant configuration during merchant onboarding.
merchantInformation.merchantDescriptor. country: For Meeza transactions, this value must be set to
EG
when Egypt is not set as the country in the merchant configuration during merchant onboarding.
orderInformation.billTo.administrativeArea: This field is required for transactions in the US and Canada.
orderinformation.billTo.locality: This field is required for transactions in the US and Canada.
orderInformation.billTo.postalCode: This field is required when the
orderInformation.billTo.country
field value is
US
or
CA
.

orderInformation.shipTo.administrativeArea: This field is required when the
orderInformation.shipTo.country
field value is
CA
,
US
, or
China
.

orderInformation.shipTo.postalCode: This field is required when the
orderInformation.shipTo.country
field value is
US
or
CA
.

Processor-Specific Requirements

These fields are required by specific processors for transactions.

processingInformation.authorizationOptions. transactionMode: This field is required only for merchants in Saudi Arabia.

Endpoint

Production:

POST https://api.cybersource.com/risk/v1/authentications

Test:

POST https://apitest.cybersource.com/risk/v1/authentications