4b: Multi-Party Commerce or OTA (MasterCard)

In this test case, a travel booking merchant creates a multi-party transaction for the cardholder. The merchants participating in the multi-party transaction are required to authorize on flights, hotels, and car rentals etc. This test case focuses on what the participating merchants are required to send for a successful transaction. Note that each participating merchant must send their own CAVV.
Card Type
Test Card Number
Mastercard
Card Type = 002
520000
00 0000 2805

Endpoint

Production:
POST
https://api.cybersource.com
/risk/v1/authentication-setups
Test:
POST
https://apitest.cybersource.com
/risk/v1/authentication-setups
4b: Multi-Party Commerce or OTA (MasterCard)

REST Example: Checking Enrollment for 3RI Multi-Party Commerce Transaction (Mastercard)

Request 
{
    "orderInformation": {
    "amountDetails": {
      "currency": "eur",
      "totalAmount": "100.00"
    },
    "lineItems": [
      {
        "unitPrice": "120.00"
      }
    ],
    "billTo": {
      "address1": "201 S. Division St.",
      "administrativeArea": "MI",
      "country": "US",
      "locality": "Ann Arbor",
      "firstName": "RTS",
      "lastName": "VDP",
      "email": "test@cybs.com",
      "postalCode": "48104-2201"
    }
  },
  "paymentInformation": {
    "card": {
      "type": "002",
      "expirationMonth": "12",
      "expirationYear": "2027",
      "number": "5200000000002805"
    }
  },
  "deviceInformation": {
    "httpAcceptContent": "all",
    "httpBrowserLanguage": "en",
    "httpBrowserJavaEnabled": "y",
    "httpBrowserColorDepth": 1,
    "httpBrowserScreenHeight": 1,
    "httpBrowserScreenWidth": 1,
    "httpBrowserTimeDifference": 5,
    "userAgentBrowserValue": "chrome"
  },
  "recurringPaymentInformation": {
    "endDate": "20240906",
    "frequency": "31",
    "numberOfPayments": "1",
    "originalPurchaseDate": "2024080511243877",
    "sequenceNumber": "1"
  },
  "consumerAuthenticationInformation": {
    "strongAuthentication": {
      "authenticationIndicator": "85"
    },
    "challengeCode": "03",
    "deviceChannel": "Browser",
    "messageCategory": "01",
    "priorAuthenticationMethod": "02",
    "priorAuthenticationReferenceId": "74fd3b64-5abb-4ac2-b090-1fba79996123",
    "priorAuthenticationTime": "202408051124",
    "referenceId": "CybsCruiseTester-500582d1"
  }
}
Response to a Successful Request
{
    "clientReferenceInformation": {
        "code": "RTS-Auth"
    },
    "consumerAuthenticationInformation": {
        "challengeRequired": "N",
        "authenticationTransactionId": "UjGENvX5ALCk1Yov31m0",
        "strongAuthentication": {
            "OutageExemptionIndicator": "0"
        },
        "token": "AxjzbwSTiS7ruvMgAiEDABECT34jGqAX0h04ghLLtaSZV0ekj0yAsAAAwQTD",
        "acsUrl": "https://0merchantacsstag.cardinalcommerce.com/MerchantACSWeb/creq.jsp",
        "acsReferenceNumber": "Cardinal ACS",
        "pareq": "eyJtZXNzYWdlVHlwZSI6IkNSZXEiLCJtZXNzYWdlVmVyc2lvbiI6IjIuMi4wIiwidGhyZWVEU1NlcnZlclRyYW5zSUQiOiI3ODc3MjhmNy1iYzczLTQ0NzAtYTNlMC05ZDE1MjRlN2NhMTQiLCJhY3NUcmFuc0lEIjoiMDYzMzg2ODItYWYzMi00OWEwLWI4NWItZTViMjI1NzlmZmJjIiwiY2hhbGxlbmdlV2luZG93U2l6ZSI6IjAyIn0",
        "directoryServerTransactionId": "b25e6688-6b10-4942-a8a1-cc5b5f7ad9af",
        "veresEnrolled": "Y",
        "threeDSServerTransactionId": "787728f7-bc73-4470-a3e0-9d1524e7ca14",
        "acsOperatorID": "MerchantACS",
        "specificationVersion": "2.2.0",
        "acsTransactionId": "06338682-af32-49a0-b85b-e5b22579ffbc"
    },
    "errorInformation": {
        "reason": "CONSUMER_AUTHENTICATION_REQUIRED",
        "message": "The cardholder is enrolled in Payer Authentication. Please authenticate the cardholder before continuing with the transaction."
    },
    "id": "7252951422466502304003",
    "paymentInformation": {
        "card": {
            "bin": "520000",
            "type": "MASTERCARD"
        }
    },
    "status": "PENDING_AUTHENTICATION",
    "submitTimeUtc": "2024-09-02T16:39:02Z"
}
Response to a Successful Request
{    
   "clientReferenceInformation": {
     "code": "1675288043120"
   },
   "consumerAuthenticationInformation": {
     "indicator": "internet",
     "ucafCollectionIndicator": "0",
     "strongAuthentication": {
     "OutageExemptionIndicator": "0"
     },
   "token": "AxjzbwSTbhMKrRswWTYSABECT9u+QBvfSB84gL2IZNJMvRiyubWAOAAA+Qxb"
    },
   "id": "6752880430346470503954",
   "status": "AUTHENTICATION_SUCCESSFUL",
   "submitTimeUtc": "2023-02-01T21:47:23Z"
}
4b: Multi-Party Commerce or OTA (MasterCard)

REST Example: Validating the Challenge for 3RI Multi-Party Commerce Transaction (Mastercard)

Request 
{
    "clientReferenceInformation": {
        "code": "pavalidatecheck",
        "partner": {
            "developerId": "7891234",
            "solutionId": "89012345"
        }
    },
    "consumerAuthenticationInformation": {
        "authenticationTransactionId": "UjGENvX5ALCk1Yov31m0"
    }
}
Response to a Successful Request
{
    "clientReferenceInformation": {
        "code": "pavalidatecheck",
        "partner": {
            "developerId": "7891234",
            "solutionId": "89012345"
        }
    },
    "consumerAuthenticationInformation": {
        "indicator": "spa",
        "eciRaw": "02",
        "authenticationResult": "0",
        "strongAuthentication": {
            "OutageExemptionIndicator": "0"
        },
        "authenticationStatusMsg": "Success",
        "token": "AxijLwSTiS7u/oVLPQ0mABFPfiMaqKgCEtDJpJlXR6SPTIAAkRY+",
        "paresStatus": "Y",
        "ucafCollectionIndicator": "2",
        "ucafAuthenticationData": "AAIBBYNoEwAAACcKhAJkdQAAAAA=",
        "directoryServerTransactionId": "b25e6688-6b10-4942-a8a1-cc5b5f7ad9af",
        "threeDSServerTransactionId": "787728f7-bc73-4470-a3e0-9d1524e7ca14",
        "specificationVersion": "2.2.0",
        "acsTransactionId": "06338682-af32-49a0-b85b-e5b22579ffbc"
    },
    "id": "7252952341186502004006",
    "paymentInformation": {
        "card": {
            "bin": "520000",
            "type": "MASTERCARD"
        }
    },
    "status": "AUTHENTICATION_SUCCESSFUL",
    "submitTimeUtc": "2024-09-02T16:40:34Z"
}
4b: Multi-Party Commerce or OTA (MasterCard)