Validating a Challenge Using Digital Payment (Google Pay)

Running the Validation service compares the customer's response to the challenge from the issuing bank to validate the customer identity.

Card-Specific Requirements

Some payment cards require additional information to be collected during a transaction.
This field is recommended for Discover ProtectBuy.
This field is required when the card type is Cartes Bancaires.
This field is required for American Express SafeKey (US) when the product code is
AIR
 for an airlinepurchase).
This field is required for Visa Secure travel.
This field is required only for American Express SafeKey (US).
This field is required only for American Express SafeKey (US)

Country-Specific Requirements

These fields are required for transactions in specific countries.
This field is required for transactions processed in France.
This field is required for transactions in the US and Canada.
This field is required for transactions in the US and Canada.
This field is required when the
orderInformation.billTo.country
 field value is
US
 or
CA
.

Endpoint

Production:
POST
https://api.cybersource.com
/risk/v1/authentication-results
Test:
POST
https://apitest.cybersource.com
/risk/v1/authentication-results

REST Example: Validating a Challenge When Using Google Pay

Request 
{ 
  "orderInformation": {
      "amountDetails": {
      "currency": "USD",
      "totalAmount": "200.00
      }, 
   "lineItems": [ {         
      "unitPrice": "10",
      "quantity": "2", 
      "taxAmount": "32.40"       
      } ]  
 }, "paymentInformation": {
      "card": {      
         "type": "002",       
         "expirationMonth": "12",       
         "expirationYear": "2025",
         "number": "5200000000000007"     
         },     
     "fluidData": {      
         "value":"XFx1MDAzZFwiLFwia2V5RXhwaXJhdGlvblwiOlwiMTYzMDUxNjYyODA0OVwifSIsInNpZ25hdHVyZXMiOlsiTUV
                  VQ0lRRHlTQTV1T2t5UXQ5cFoyQlEzaXBmcGNWT0F5ZmIzM2ozUEZPQUw3K1o5S3dJZ2FjWWp2YWJpTEUyWHFkNU1
                  xNGphNStEVldoREttVHpoMmk1RGlnbllFQndcdTAwM2QiXX0sInByb3RvY29sVmVyc2lvbiI6IkVDdjIiLCJzaWduZW
                  RNZXNzYWdlIjoie1wiZW5jcnlwdGVkTWVzc2FnZVwiOlwiWG5qOGxSSWhGMDVEWWdRK3hwNEE5YUhsVGE1U
                  2ljdUJac2w1L2NNRkJlclBBY1RzaE4zRFlOb1MvdEVkRkRYRzZJRXBpVlcxVnV6OUprejNWWGdpMzJrT21EVk9aakJ
                  NWTFvVHdTQnA5WG53ejlLYUtOekYvRFBSTy9jbStobW9iZ2dSdmxGSStOekN5U1VNWW1hbTJjZFUyZGRZWmZH
                  ck9nZWNSc3FrdW1tNmlMa0xGQTFJcDFrNWFRV21EUElEdTh1SnNmbWs4bzMyMlpteVdMMVVWenE0WHFkNT
                  ZScXZoL1VFeEp3RC9HZXU5SW00M0pmblZqckVkeDE0Ykx1OUpm"     
         }   
      },
      "consumerAuthenticationInformation": {     
         "authenticationTransactionId": "PYffv9G3sa1e0CQr5fV0"   
      } 
 }
Response to a Successful Request
{    
   "clientReferenceInformation": {
     "code": "1675288043120"
   },
   "consumerAuthenticationInformation": {
     "indicator": "internet",
     "ucafCollectionIndicator": "0",
     "strongAuthentication": {
     "OutageExemptionIndicator": "0"
     },
   "token": "AxjzbwSTbhMKrRswWTYSABECT9u+QBvfSB84gL2IZNJMvRiyubWAOAAA+Qxb"
    },
   "id": "6752880430346470503954",
   "status": "AUTHENTICATION_SUCCESSFUL",
   "submitTimeUtc": "2023-02-01T21:47:23Z"
}
Validating a Challenge Using Digital Payment (Google Pay)