REST Example: Checking Enrollment for Non-Payment Authentication

{
  "orderInformation": {
    "amountDetails": {
      "currency": "USD",
      "totalAmount": "10.99"
    },
    "billTo": {
      "address1": "1 Market St",
      "address2": "Address 2",
      "administrativeArea": "CA",
      "country": "US",
      "locality": "san francisco",
      "firstName": "John",
      "lastName": "Doe",
      "phoneNumber": "4158880000",
      "email": "test@cybs.com",
      "postalCode": "94105"
    }
  },
  "paymentInformation": {
    "card": {
      "type": "001",
      "expirationMonth": "12",
      "expirationYear": "2025",
      "number": "4000000000002503"
    }
  },
  "buyerInformation": {
    "mobilePhone": 1245789632
  },
  "deviceInformation": {
    "ipAddress": "139.130.4.5",
    "httpAcceptContent": "test",
    "httpBrowserLanguage": "en_us",
    "httpBrowserJavaEnabled": false,
    "httpBrowserJavaScriptEnabled": false,
    "httpBrowserColorDepth": "24",
    "httpBrowserScreenHeight": "100000",
    "httpBrowserScreenWidth": "100000",
    "httpBrowserTimeDifference": "300",
    "userAgentBrowserValue": "GxKnLy8TFDUFxJP1t"
  },
  "consumerAuthenticationInformation": {
    "deviceChannel": "BROWSER",
    "messageCategory": "02",
    "transactionMode": "eCommerce"
  }
}

{
  "clientReferenceInformation": {
    "code": "1729234929433"
  },
  "consumerAuthenticationInformation": {
    "challengeRequired": "N",
    "authenticationTransactionId": "MXvfrk1911nHJpC18OI0",
    "strongAuthentication": {
      "OutageExemptionIndicator": "0"
    },
    "token": "AxjzbwSTi1GtFWKe0Yg5ABEBTyDdd93DSBcS0MRdrSTL0YrmYUwDgAAAWBV8",
    "acsUrl": "https://0merchantacsstag.cardinalcommerce.com/MerchantACSWeb/creq.jsp",
    "acsReferenceNumber": "Cardinal ACS",
    "stepUpUrl": "https://centinelapistag.cardinalcommerce.com/V2/Cruise/StepUp",
    "pareq": "eyJtZXNzYWdlVHlwZSI6IkNSZXEiLCJtZXNzYWdlVmVyc2lvbiI6IjIuMi4wIiwidGhyZWVEU1NlcnZlclRyYW5zSUQiOiJkOTkzM2U5ZS05MGI4LTQ2YWMtOGEwNy04NzM5YzVlODJiNWMiLCJhY3NUcmFuc0lEIjoiZGUwYTExMjUtODFiNC00YjM4LTlhYTAtZThjNzJkZTAwMzk5IiwiY2hhbGxlbmdlV2luZG93U2l6ZSI6IjAyIn0",
    "directoryServerTransactionId": "0656bace-7519-4dd9-9450-98dfc6f35d7c",
    "veresEnrolled": "Y",
    "threeDSServerTransactionId": "d9933e9e-90b8-46ac-8a07-8739c5e82b5c",
    "acsOperatorID": "MerchantACS",
    "specificationVersion": "2.2.0",
    "acsTransactionId": "de0a1125-81b4-4b38-9aa0-e8c72de00399"
  },
  "errorInformation": {
    "reason": "CONSUMER_AUTHENTICATION_REQUIRED",
    "message": "The cardholder is enrolled in Payer Authentication. Please authenticate the cardholder before continuing with the transaction."
  },
  "id": "7292349292916631504953",
  "paymentInformation": {
    "card": {
      "bin": "400000",
      "type": "VISA"
    }
  },
  "status": "PENDING_AUTHENTICATION",
  "submitTimeUtc": "2024-10-18T07:02:09Z"
}