REST Example: Checking Enrollment When Using a TMS Token

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Request
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{"orderInformation": {
    "amountDetails": {
      "currency": "USD",
      "totalAmount": "10.99"
    },
    "billTo": {
      "address1": "1 Market St",
      "address2": "Address 2",
      "administrativeArea": "CA",
      "country": "US",
      "locality": "san francisco",
      "firstName": "John",
      "lastName": "Doe",
      "phoneNumber": "4158880000",
      "email": "test@email.com",
      "postalCode": "94105"
    }
  },
  "paymentInformation": {
      "card": {
      "expirationMonth": "05",
      "expirationYear": "2029"
    },
    "customer": {
      "customerId": "1108590036500854"
    }
  },
  "deviceInformation": {
    "httpAcceptBrowserValue": "data",
    "httpAcceptContent": "pa_http_user_accept_value",
    "httpBrowserLanguage": "en_us",
    "httpBrowserJavaEnabled": false,
    "httpBrowserJavaScriptEnabled": false,
    "httpBrowserColorDepth": "24",
    "httpBrowserScreenHeight": "864",
    "httpBrowserScreenWidth": "1536",
    "httpBrowserTimeDifference": "300",
    "userAgentBrowserValue": "123"
  },
  "consumerAuthenticationInformation": {
    "deviceChannel": "Browser",

    "referenceId": "CybsCruiseTester-6259e7e2"
  }}
Frictionless Response to Request
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{"consumerAuthenticationInformation": {
        "eciRaw": "05",
        "authenticationTransactionId": "e2elnNP8zJ2J67lKcaX0",
        "strongAuthentication": {
            "OutageExemptionIndicator": "0"
        },
        "eci": "05",
        "token": "AxjzbwSTiTYllZBAC15FAG8BT34jOzxHSBcS0JeGTSTL0Yvue1AHgAAAyxUk",
        "cavv": "AJkBBkhgQQAAAE4gSEJydQAAAAA=",
        "paresStatus": "Y",
        "acsReferenceNumber": "Cardinal ACS",
        "xid": "AJkBBkhgQQAAAE4gSEJydQAAAAA=",
        "directoryServerTransactionId": "3859eace-2a42-4bd7-9252-8507f02d5edd",
        "veresEnrolled": "Y",
        "threeDSServerTransactionId": "932a3c41-880d-4791-a98f-c6beaef90b23",
        "acsOperatorID": "MerchantACS",
        "ecommerceIndicator": "vbv",
        "specificationVersion": "2.1.0",
        "acsTransactionId": "54ef7fd4-e93d-42de-82ba-ad91dd21c94c"
    },
    "id": "7253472110066822504005",
    "paymentInformation": {
        "card": {
            "bin": "400009",
            "type": "VISA"
        }
    },
    "status": "AUTHENTICATION_SUCCESSFUL",
    "submitTimeUtc": "2024-09-03T07:06:51Z"
}
Challenge Response to Request
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{"consumerAuthenticationInformation": {
    "challengeRequired": "N",
    "authenticationTransactionId": "z7BruZ1qn416WGknmAX0",
    "strongAuthentication": {
       "OutageExemptionIndicator": "0"
       },
    "token": "AxjzbwSTiTcMOwhjPANlAG8BT34jQMsnSBcS0JddrSTL0Yvue1AIAAAA+AWf",
    "acsUrl": "https://0merchantacsstag.cardinalcommerce.com/MerchantACSWeb/creq.jsp",
    "acsReferenceNumber": "Cardinal ACS",
    "stepUpUrl": "https://centinelapistag.cardinalcommerce.com/V2/Cruise/StepUp",
    "pareq": "eyJtZXNzYWdlVHlwZSI6IkNSZXEiLCJtZXNzYWdlVmVyc2lvbiI6IjIuMS4wIiwidGhyZWVEU1NlcnZlclRyYW5zSUQiOiI0ZTUwZjU4Ni1iMTVjLTRjMDMtYTE4Ni1lYWZiNDBkNTBiODAiLCJhY3NUcmFuc0lEIjoiMzg4OGUxNTMtNmI5Ny00ZjQzLWFmZWUtNjA1MjdjMmUwYjkxIiwiY2hhbGxlbmdlV2luZG93U2l6ZSI6IjAyIn0",
    "directoryServerTransactionId": "2f44602b-ce95-4a7e-9ad1-920e7ace0676",
    "veresEnrolled": "Y",
    "threeDSServerTransactionId": "4e50f586-b15c-4c03-a186-eafb40d50b80",
    "acsOperatorID": "MerchantACS",
    "specificationVersion": "2.1.0",
    "acsTransactionId": "3888e153-6b97-4f43-afee-60527c2e0b91"
  },
  "errorInformation": {
     "reason": "CONSUMER_AUTHENTICATION_REQUIRED",
     "message": "The cardholder is enrolled in Payer Authentication. Please authenticate the cardholder before continuing with the transaction."
     },
  "id": "7253537031246871004005",
  "paymentInformation": {
     "card": {
       "bin": "400009",
       "type": "VISA"
     }
  },
  "status": "PENDING_AUTHENTICATION",
  "submitTimeUtc": "2024-09-03T08:55:03Z"
}
Challenge Response to Request
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{"consumerAuthenticationInformation": {
    "challengeRequired": "N",
    "authenticationTransactionId": "z7BruZ1qn416WGknmAX0",
    "strongAuthentication": {
       "OutageExemptionIndicator": "0"
       },
    "token": "AxjzbwSTiTcMOwhjPANlAG8BT34jQMsnSBcS0JddrSTL0Yvue1AIAAAA+AWf",
    "acsUrl": "https://0merchantacsstag.cardinalcommerce.com/MerchantACSWeb/creq.jsp",
    "acsReferenceNumber": "Cardinal ACS",
    "stepUpUrl": "https://centinelapistag.cardinalcommerce.com/V2/Cruise/StepUp",
    "pareq": "eyJtZXNzYWdlVHlwZSI6IkNSZXEiLCJtZXNzYWdlVmVyc2lvbiI6IjIuMS4wIiwidGhyZWVEU1NlcnZlclRyYW5zSUQiOiI0ZTUwZjU4Ni1iMTVjLTRjMDMtYTE4Ni1lYWZiNDBkNTBiODAiLCJhY3NUcmFuc0lEIjoiMzg4OGUxNTMtNmI5Ny00ZjQzLWFmZWUtNjA1MjdjMmUwYjkxIiwiY2hhbGxlbmdlV2luZG93U2l6ZSI6IjAyIn0",
    "directoryServerTransactionId": "2f44602b-ce95-4a7e-9ad1-920e7ace0676",
    "veresEnrolled": "Y",
    "threeDSServerTransactionId": "4e50f586-b15c-4c03-a186-eafb40d50b80",
    "acsOperatorID": "MerchantACS",
    "specificationVersion": "2.1.0",
    "acsTransactionId": "3888e153-6b97-4f43-afee-60527c2e0b91"
  },
  "errorInformation": {
     "reason": "CONSUMER_AUTHENTICATION_REQUIRED",
     "message": "The cardholder is enrolled in Payer Authentication. Please authenticate the cardholder before continuing with the transaction."
     },
  "id": "7253537031246871004005",
  "paymentInformation": {
     "card": {
       "bin": "400009",
       "type": "VISA"
     }
  },
  "status": "PENDING_AUTHENTICATION",
  "submitTimeUtc": "2024-09-03T08:55:03Z"
}