Test Cases for 3-D Secure 2.x
Use the card number specified in the test with the card expiration date set to the month
of January and the current year plus three. For example, for 2023, use 2026. You also
need the minimum required fields for an order.
Be sure to remove spaces in card numbers when testing.
While the usage of transaction ID (XID) values have declined in importance, they are
still included in 3-D Secure 2.x test cases. Only Mastercard transactions do not return
XID.
While the 3-D Secure version and directory server transaction ID fields are returned for
the Check Enrollment and Validate Authentication services, this data is not included in
the 3-D Secure 2.x test cases.
IMPORTANT
Mastercard requires that the 3-D Secure version and directory
server transaction ID be included along with all pertinent data in your
authorization request.
Test Case 2.1: Successful Frictionless Authentication
Successful frictionless authentication of the cardholder by the card issuer.
Card Numbers
|
Card Type
|
Test Card Number
|
|
|---|---|---|
|
3-D Secure 2.1.0
|
3-D Secure 2.2.0
|
|
|
American Express
Card Type = 003
|
34000
00 0000 1007
|
34000
00 0000 2708
|
|
Cartes Bancaires Mastercard
Card Type = 036
|
520000
00 0000 3001
|
520000
00 0000 4801
|
|
Cartes Bancaires Visa
Card Type = 036
|
400000
00 0000 3006
|
400000
00 0000 4970
|
|
China UnionPay
Card Type = 062
|
620001
00 0020 0000
|
—
|
|
Diners Club
Card Type = 005
|
601100
00 0000 1002
|
—
|
|
Discover
Card Type = 004
|
601100
00 0000 1002
|
—
|
|
Elo
Card Type = 054
|
650529
00 0000 1002
|
—
|
|
JCB J/Secure
Card Type = 00
|
333700
00 0000 0008
|
333800
00 0000 0296
|
|
Mada Mastercard
Card Type = 052
|
—
|
520000
00 0000 8000
The merchant’s country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, and the ACS reference number.
|
|
Mada Visa
Card Type = 052
|
—
|
400000
00 0000 8020
The merchant’s country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, and the ACS reference number.
|
|
Mastercard
Card Type = 002
|
520000
00 0000 1005
|
520000
00 0000 2235
|
|
Visa
Card Type = 001
|
400000
00 0000 1000
|
400000
00 0000 2701
|
IMPORTANT
The Meeza card is supported in payer authentication and can be tested in the same manner as Mastercard using the same test card numbers. The only difference is that the card type for Meeza is
067
.
Results for the Check Enrollment Service
Status
=
AUTHENTICATION_SUCCESSFUL
The cardholder is enrolled in Payer Authentication. Authenticate the cardholder before continuing with the transaction.
VERes enrolled =
Y
PARes status =
Y
CAVV =
AVV = (Mastercard only)
XID = (American Express only)
E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw value and its respective string value. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.
|
Network
|
ECI Raw Value
|
ECI String Value
|
|---|---|---|
|
American Express
|
05
|
aesk
|
|
Cartes Bancaires Mastercard
|
02
|
spa
|
|
Cartes Bancaires Visa
|
05
|
vbv
|
|
China UnionPay
|
05
|
up3ds
|
|
Diners Club
|
05
|
pb
|
|
Discover
|
05
|
dipb
|
|
Elo
|
05
|
cs
|
|
ITMX
|
05
|
lss
|
|
JCB J/Secure
|
05
|
js
|
|
Mastercard
|
02
|
spa
|
|
Visa
|
05
|
vbv
|
Results for the Validation Authentication Service
Validation does not apply to this test as no validation is needed when no challenge is issued during the transaction.
Action
If you request Check Enrollment and authorization services separately, add the required payer authentication values to your authorization request. If you request the Check Enrollment and authorization services together, the process described above occurs automatically.
Test Case 2.2: Unsuccessful Frictionless Authentication
Cardholder authentication without a challenge by the card issuer failed.
Card Numbers
|
Card Type
|
Test Card Number
|
|
|---|---|---|
|
3-D Secure 2.1.0
|
3-D Secure 2.2.0
|
|
|
American Express
Card Type = 003
|
34000
00 0000 1015
|
34000
00 0000 2096
|
|
Cartes Bancaires Mastercard
Card Type = 036
|
520000
00 0000 3019
|
520000
00 0000 4538
|
|
Cartes Bancaires Visa
Card Type = 036
|
400000
00 0000 3014
|
400000
00 0000 4574
|
|
China UnionPay
Card Type = 062
|
620001
00 0010 0010
|
—
|
|
Diners Club
Card Type = 005
|
601100
00 0000 1010
|
—
|
|
Discover
Card Type = 004
|
601100
00 0000 1010
|
—
|
|
Elo
Card Type = 054
|
650529
00 0000 1010
|
—
|
|
JCB J/Secure
Card Type = 007
|
333700
00 0000 0990
|
333800
00 0000 0361
|
|
Mada Mastercard
Card Type = 052
|
—
|
520000
00 0000 8010
The merchant’s country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, and the ACS reference number.
|
|
Mada Visa
Card Type = 052
|
—
|
400000
00 0000 8040
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, and the ACS reference number.
|
|
Mastercard
Card Type = 002
|
520000
00 0000 1013
|
520000
00 0000 2276
|
|
Visa
Card Type = 001
|
400000
00 0000 1018
|
400000
00 0000 2925
|
IMPORTANT
The Meeza card is supported in payer authentication and can be tested in the same manner as Mastercard using the same test card numbers. The only difference is that the card type for Meeza is
067
.
Results for the Check Enrollment Service
Status
=
AUTHENTICATION_FAILED
-
User failed authentication.
-
Payer cannot be authenticated.
VERes enrolled =
Y
PARes status =
N
E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw value and its respective string value. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.
|
Network
|
ECI Raw Value
|
ECI String Value
|
|---|---|---|
|
American Express
|
07
|
internet
|
|
Cartes Bancaires Mastercard
|
00
|
internet
|
|
Cartes Bancaires Visa
|
07
|
internet or vbv_failure
|
|
China UnionPay
|
07
|
up3ds_failure
|
|
Diners Club
|
07
|
internet
|
|
Discover
|
07
|
internet
|
|
Elo
|
07
|
internet
|
|
ITMX
|
07
|
lss_failure
|
|
JCB J/Secure
|
07
|
internet
|
|
Mastercard
|
00
|
internet
|
|
Visa
|
07
|
internet or vbv_failure
|
Results for the Validation Authentication Service
No results are returned.
Action
While the merchant can still authorize a failed 3-D Secure transaction as a non-authenticated transaction, it is not recommended to submit this transaction for authorization. Instead ask the customer for another form of payment.
Test Case 2.3: Attempts Processing Frictionless Authentication
Even though the cardholder is enrolled in 3-D Secure, the card issuer does not support 3-D Secure, requiring a stand-in authentication experience.
Card Numbers
|
Card Type
|
Test Card Number
|
|
|---|---|---|
|
3-D Secure 2.1.0
|
3-D Secure 2.2.0
|
|
|
American Express
Card Type = 003
|
34000
00 0000 1023
|
34000
00 0000 2872
|
|
Cartes Bancaires Mastercard
Card Type = 036
|
520000
00 0000 3027
|
520000
00 0000 4587
|
|
Cartes Bancaires Visa
Card Type = 036
|
400000
00 0000 3022
|
400000
00 0000 4111
|
|
China UnionPay
Card Type = 062
|
620001
00 0000 0020
|
—
|
|
Diners Club
Card Type = 005
|
601100
00 0000 1028
|
—
|
|
Discover
Card Type = 004
|
601100
00 0000 1028
|
—
|
|
Elo
Card Type = 054
|
650529
00 0000 1069
|
—
|
|
JCB J/Secure
Card Type = 007
|
333700
00 0000 7045
|
333800
00 0000 0585
|
|
Mastercard
Card Type = 002
|
520000
00 0000 1021
|
520000
00 0000 2482
|
|
Visa
Card Type = 001
|
400000
00 0000 1026
|
400000
00 0000 2719
|
IMPORTANT
The Meeza card is supported in payer authentication and can be tested in the same manner as Mastercard using the same test card numbers. The only difference is that the card type for Meeza is
067
.
Results for the Check Enrollment Service
Status
=
AUTHENTICATION_SUCCESSFUL
The cardholder is enrolled in Payer Authentication. Authenticate the cardholder before continuing with the transaction.
VERes enrolled =
Y
PARes status =
A
CAVV =
AVV = (Mastercard only)
XID = (American Express only)
E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw values and their respective string values. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.
|
Network
|
ECI Raw Value
|
ECI String Value
|
|---|---|---|
|
American Express
|
06
|
aesk_attempted
|
|
Cartes Bancaires Mastercard
|
01
|
spa
|
|
Cartes Bancaires Visa
|
06
|
vbv_attempted
|
|
China UnionPay
|
06
|
up3ds_attempted
|
|
Diners Club
|
06
|
pb_attempted
|
|
Discover
|
06
|
dipb_attempted
|
|
Elo
|
06
|
cs_attempted
|
|
ITMX
|
06
|
lss_attempted
|
|
JCB J/Secure
|
06
|
js_attempted
|
|
Mastercard
|
01
|
spa
|
|
Visa
|
06
|
vbv_attempted
|
Results for the Validation Authentication Service
No results are returned.
Action
If you request Check Enrollment and Authorization services separately, add the required payer authentication values (CAVV and ECI) to your java.io.PrintWriter@5758a08 authorization request. If you request the Check Enrollment and Authorization services together, the process described above occurs automatically.
Test Case 2.4: Unavailable Frictionless Authentication
Authentication is unavailable at the time of transaction.
Card Numbers
|
Card Type
|
Test Card Number
|
|
|---|---|---|
|
3-D Secure 2.1.0
|
3-D Secure 2.2.0
|
|
|
American Express
Card Type = 003
|
34000
00 0000 1031
|
34000
00 0000 2922
|
|
Cartes Bancaires Mastercard
Card Type = 036
|
520000
00 0000 3035
|
520000
00 0000 4306
|
|
Cartes Bancaires Visa
Card Type = 036
|
400000
00 0000 3030
|
400000
00 0000 4160
|
|
China UnionPay
Card Type = 062
|
620001
00 0040 0030
|
—
|
|
Diners Club
Card Type = 005
|
601100
00 0000 1036
|
—
|
|
Discover
Card Type = 004
|
601100
00 0000 1036
|
—
|
|
Elo
Card Type = 054
|
650529
00 0000 1085
|
—
|
|
JCB J/Secure
Card Type = 007
|
333700
00 0000 0735
|
333800
00 0000 0221
|
|
Mada Mastercard
Card Type = 052
|
—
|
520000
00 0000 8059
The merchant’s country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, and the ACS reference number.
|
|
Mada Visa
Card Type = 052
|
—
|
40000
00 0000 8100
The merchant’s country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, and the ACS reference number.
|
|
Mastercard
Card Type = 002
|
520000
00 0000 1039
|
520000
00 0000 2268
|
|
Visa
Card Type = 001
|
400000
00 0000 1034
|
400000
00 0000 2313
|
IMPORTANT
The Meeza card is supported in payer authentication and can be tested in the same manner as Mastercard using the same test card numbers. The only difference is that the card type for Meeza is
067
.
Results for the Check Enrollment Service
Status
=
AUTHENTICATION_SUCCESSFUL
The cardholder is enrolled in Payer Authentication. Authenticate the cardholder before continuing with the transaction.
VERes enrolled =
Y
PARes status =
U
AVV = (Mastercard only)
CAAV =
E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw value and its respective string value. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.
|
Network
|
ECI Raw Value
|
ECI String Value
|
|---|---|---|
|
American Express
|
07
|
internet
|
|
Cartes Bancaires Mastercard
|
00
|
internet
|
|
Cartes Bancaires Visa
|
07
|
internet or vbv_failure
|
|
China UnionPay
|
07
|
up3ds_failure
|
|
Diners Club
|
07
|
internet
|
|
Discover
|
07
|
internet
|
|
Elo
|
07
|
internet
|
|
ITMX
|
07
|
lss_failure
|
|
JCB J/Secure
|
07
|
internet
|
|
Mastercard
|
00
|
internet
|
|
Visa
|
07
|
internet or vbv_failure
|
Results for the Validation Authentication Service
No results are returned.
Action
Submit your authorization request. No liability shift.
Test Case 2.5: Rejected Frictionless Authentication
Cardholder authentication was rejected without a challenge by the issuer.
Card Numbers
|
Card Type
|
Test Card Number
|
|
|---|---|---|
|
3-D Secure 2.1.0
|
3-D Secure 2.2.0
|
|
|
American Express
Card Type = 003
|
34000
00 0000 1049
|
34000
00 0000 2062
|
|
Cartes Bancaires Mastercard
Card Type = 036
|
520000
00 0000 3043
|
520000
00 0000 4405
|
|
Cartes Bancaires Visa
Card Type = 036
|
400000
00 0000 3048
|
400000
00 0000 4517
|
|
China UnionPay
Card Type = 062
|
620001
00 0030 0040
|
—
|
|
Diners Club
Card Type = 005
|
601100
00 0000 1044
|
—
|
|
Discover
Card Type = 004
|
601100
00 0000 1044
|
—
|
|
Elo
Card Type = 054
|
650529
00 0000 1143
|
—
|
|
JCB J/Secure
Card Type = 007
|
333700
00 0000 0321
|
333800
00 0000 0734
|
|
Mada Mastercard
Card Type = 052
|
—
|
520000
00 0000 0734
The merchant’s country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, and the ACS reference number.
|
|
Mada Visa
Card Type = 052
|
—
|
400000
00 0000 8130
The merchant’s country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, and the ACS reference number.
|
|
Mastercard
Card Type = 002
|
520000
00 0000 1047
|
520000
00 0000 8080
|
|
Visa
Card Type = 001
|
400000
00 0000 1042
|
400000
00 0000 2537
|
Results for the Check Enrollment Service
Status
=
AUTHENTICATION_FAILED
-
User failed authentication.
-
Payer cannot be authenticated.
VERes enrolled =
Y
PARes status =
R
AVV = (American Express only)
CAAV =
E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw value and its respective string value. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.
|
Network
|
ECI Raw Value
|
ECI String Value
|
|---|---|---|
|
American Express
|
07
|
internet
|
|
Cartes Bancaires Mastercard
|
00
|
internet
|
|
Cartes Bancaires Visa
|
07
|
internet or vbv_failure
|
|
China UnionPay
|
07
|
up3ds_failure
|
|
Diners Club
|
07
|
internet
|
|
Discover
|
07
|
internet
|
|
Elo
|
07
|
internet
|
|
ITMX
|
07
|
lss_failure
|
|
JCB J/Secure
|
07
|
internet
|
|
Mastercard
|
00
|
internet
|
|
Visa
|
07
|
internet or vbv_failure
|
IMPORTANT
The Meeza card is supported in payer authentication and can be tested in the same manner as Mastercard using the same test card numbers. The only difference is that the card type for Meeza is
067
.
Results for the Validation Authentication Service
No results are returned.
Action
You are not permitted to submit this transaction for authorization. Instead ask the customer for another form of payment.
Test Case 2.6: Authentication not Available on Lookup
A system error prevented authentication on Lookup.
Card Numbers
|
Card Type
|
Test Card Number
|
|
|---|---|---|
|
3-D Secure 2.1.0
|
3-D Secure 2.2.0
|
|
|
American Express
Card Type = 003
|
34000
00 0000 1056
|
34000
00 0000 2468
|
|
Cartes Bancaires Mastercard
Card Type = 036
|
520000
00 0000 3050
|
520000
00 0000 4090
|
|
Cartes Bancaires Visa
Card Type = 036
|
400000
00 0000 3055
|
400000
00 0000 4285
|
|
China UnionPay
Card Type = 062
|
620001
00 0060 0050
|
—
|
|
Diners Club
Card Type = 005
|
601100
00 0000 1051
|
—
|
|
Discover
Card Type = 004
|
601100
00 0000 1051
|
—
|
|
Elo
Card Type = 054
|
650529
00 0000 1150
|
—
|
|
JCB J/Secure
Card Type = 007
|
333700
00 0000 6765
|
333800
00 0000 0940
|
|
Mada Mastercard
Card Type = 052
|
—
|
520000
00 0000 8090
The merchant’s country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, and the ACS reference number.
|
|
Mada Visa
Card Type = 052
|
—
|
400000
00 0000 8140
The merchant’s country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, and the ACS reference number.
|
|
Mastercard
Card Type = 002
|
520000
00 0000 1054
|
520000
00 0000 2409
|
|
Visa
Card Type = 001
|
400000
00 0000 1059
|
400000
00 0000 2990
|
IMPORTANT
The Meeza card is supported in payer authentication and can be tested in the same manner as Mastercard using the same test card numbers. The only difference is that the card type for Meeza is
067
.
Results for the Check Enrollment Service
Status
=
AUTHENTICATION_SUCCESSFUL
The cardholder is enrolled in Payer Authentication. Authenticate the cardholder before continuing with the transaction.
VERes enrolled =
U
E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw value and its respective string value. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.
|
Network
|
ECI Raw Value
|
ECI String Value
|
|---|---|---|
|
American Express
|
07
|
internet
|
|
Cartes Bancaires Mastercard
|
00
|
internet
|
|
Cartes Bancaires Visa
|
07
|
internet or vbv_failure
|
|
China UnionPay
|
07
|
up3ds_failure
|
|
Diners Club
|
07
|
internet
|
|
Discover
|
07
|
internet
|
|
Elo
|
07
|
internet
|
|
ITMX
|
07
|
lss_failure
|
|
JCB J/Secure
|
07
|
internet
|
|
Mastercard
|
00
|
internet
|
|
Visa
|
07
|
internet or vbv_failure
|
Results for the Validation Authentication Service
No results are returned.
Action
Submit your authorization request. No liability shift.
Test Case 2.7: Enrollment Check Error
An error occurred while attempting to authenticate the cardholder.
Card Numbers
|
Card Type
|
Test Card Number
|
|
|---|---|---|
|
3-D Secure 2.1.0
|
3-D Secure 2.2.0
|
|
|
American Express
Card Type = 003
|
34000
00 0000 1064
|
34000
00 0000 2732
|
|
Cartes Bancaires Mastercard
Card Type = 036
|
520000
00 0000 3068
|
520000
00 0000 4058
|
|
Cartes Bancaires Visa
Card Type = 036
|
400000
00 0000 3063
|
400000
00 0000 4194
|
|
China UnionPay
Card Type = 062
|
620001
00 0050 0060
|
—
|
|
Diners Club
Card Type = 005
|
601100
00 0000 1069
|
—
|
|
Discover
Card Type = 004
|
601100
00 0000 1069
|
—
|
|
Elo
Card Type = 054
|
650529
00 0000 1176
|
—
|
|
JCB J/Secure
Card Type = 007
|
333700
00 0000 0016
|
333800
00 0000 0650
|
|
Mada Mastercard
Card Type = 052
|
—
|
520000
00 0000 8110
The merchant’s country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, and the ACS reference number.
|
|
Mada Visa
Card Type = 052
|
—
|
400000
00 0000 8170
The merchant’s country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, and the ACS reference number.
|
|
Mastercard
Card Type = 002
|
520000
00 0000 1062
|
520000
00 0000 2037
|
|
Visa
Card Type = 001
|
400000
00 0000 1067
|
400000
00 0000 2446
|
IMPORTANT
The Meeza card is supported in payer authentication and can be tested in the same manner as Mastercard using the same test card numbers. The only difference is that the card type for Meeza is
067
.
Results for the Check Enrollment Service
Status
=
AUTHENTICATION_SUCCESSFUL
The cardholder is enrolled in Payer Authentication. Authenticate the cardholder before continuing with the transaction.
VERes enrolled =
U
E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw value and its respective string value. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.
|
Network
|
ECI Raw Value
|
ECI String Value
|
|---|---|---|
|
American Express
|
07
|
internet
|
|
Cartes Bancaires Mastercard
|
00
|
internet
|
|
Cartes Bancaires Visa
|
07
|
internet or vbv_failure
|
|
China UnionPay
|
07
|
up3ds_failure
|
|
Diners Club
|
07
|
internet
|
|
Discover
|
07
|
internet
|
|
Elo
|
07
|
internet
|
|
ITMX
|
07
|
lss_failure
|
|
JCB J/Secure
|
07
|
internet
|
|
Mastercard
|
00
|
internet
|
|
Visa
|
07
|
internet or vbv_failure
|
Results for the Validation Authentication Service
No results are returned.
While Mastercard would normally return the directory server transaction ID, in this test case it is not returned.
Action
Proceed with the authorization request, and contact your support representative to resolve the issue. No liability shift. If you requested payer authentication and authorization together, the authorization is processed automatically.
Test Case 2.8: Time-Out
Timeout occurred while checking enrollment, causing an error on the transaction.
Card Numbers
|
Card Type
|
Test Card Number
|
|
|---|---|---|
|
3-D Secure 2.1.0
|
3-D Secure 2.2.0
|
|
|
American Express
Card Type = 003
|
34000
00 0000 1072
|
34000
00 0000 2047
|
|
Cartes Bancaires Mastercard
Card Type = 036
|
520000
00 0000 3076
|
520000
00 0000 4694
|
|
Cartes Bancaires Visa
Card Type = 036
|
400000
00 0000 3071
|
400000
00 0000 4277
|
|
China UnionPay
Card Type = 062
|
620001
00 0090 0070
|
—
|
|
Diners Club
Card Type = 005
|
601100
00 0000 1077
|
—
|
|
Discover
Card Type = 004
|
601100
00 0000 1077
|
—
|
|
Elo
Card Type = 054
|
650529
00 0000 1192
|
—
|
|
JCB J/Secure
Card Type = 007
|
333700
00 0000 0081
|
333800
00 0000 0577
|
|
Mada Mastercard
Card Type = 052
|
—
|
520000
00 0000 8130
The merchant’s country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, and the ACS reference number.
|
|
Mada Visa
Card Type = 052
|
—
|
400000
00 0000 8200
The merchant’s country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, and the ACS reference number.
|
|
Mastercard
Card Type = 002
|
520000
00 0000 1070
|
520000
00 0000 2326
|
|
Visa
Card Type = 001
|
400000
00 0000 1075
|
400000
00 0000 2354
|
IMPORTANT
The Meeza card is supported in payer authentication and can be tested in the same manner as Mastercard using the same test card numbers. The only difference is that the card type for Meeza is
067
.
Results for the Check Enrollment Service
Status
=
AUTHENTICATION_SUCCESSFUL
The cardholder is enrolled in Payer Authentication. Authenticate the cardholder before continuing with the transaction.
VERes enrolled =
U
E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw value and its respective string value from this transaction. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.
|
Network
|
ECI Raw Value
|
ECI String Value
|
|---|---|---|
|
American Express
|
07
|
internet
|
|
Cartes Bancaires Mastercard
|
00
|
internet
|
|
Cartes Bancaires Visa
|
07
|
internet or vbv_failure
|
|
China UnionPay
|
07
|
up3ds_failure
|
|
Diners Club
|
07
|
internet
|
|
Discover
|
07
|
internet
|
|
Elo
|
07
|
internet
|
|
ITMX
|
07
|
lss_failure
|
|
JCB J/Secure
|
07
|
internet
|
|
Mastercard
|
00
|
internet
|
|
Visa
|
07
|
internet or vbv_failure
|
Results for the Validation Authentication Service
No results are returned.
Action
After 10-12 seconds, proceed with the authorization request. No liability shift.
Test Case 2.9: Bypassed Authentication
The challenge requested by the issuer was bypassed for this transaction.
Card Numbers
|
Card Type
|
Test Card Number
|
|
|---|---|---|
|
3-D Secure 2.1.0
|
3-D Secure 2.2.0
|
|
|
American Express
Card Type = 003
|
34000
00 0000 1080
|
34000
00 0000 2948
|
|
Cartes Bancaires Mastercard
Card Type = 036
|
520000
00 0000 3084
|
520000
00 0000 4991
|
|
Cartes Bancaires Visa
Card Type = 036
|
400000
00 0000 3089
|
400000
00 0000 4400
|
|
China UnionPay
Card Type = 062
|
620001
00 0080 0080
|
—
|
|
Diners Club
Card Type = 005
|
601100
00 0000 1085
|
—
|
|
Discover
Card Type = 004
|
601100
00 0000 1085
|
—
|
|
Elo
Card Type = 054
|
650529
00 0000 1226
|
—
|
|
JCB J/Secure
Card Type = 007
|
333700
00 0000 0537
|
333800
00 0000 0122
|
|
Mada Mastercard
Card Type = 052
|
—
|
520000
00 0000 8150
The merchant’s country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, and the ACS reference number.
|
|
Mada Visa
Card Type = 052
|
—
|
400000
00 0000 8260
The merchant’s country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, and the ACS reference number.
|
|
Mastercard
Card Type = 002
|
520000
00 0000 1088
|
520000
00 0000 2508
|
|
Visa
Card Type = 001
|
400000
00 0000 1083
|
400000
00 0000 2560
|
IMPORTANT
The Meeza card is supported in payer authentication and can be tested in the same manner as Mastercard using the same test card numbers. The only difference is that the card type for Meeza is
067
.
Results for the Check Enrollment Service
Status
=
AUTHENTICATION_SUCCESSFUL
The cardholder is enrolled in Payer Authentication. Authenticate the cardholder before continuing with the transaction.
VERes enrolled =
B
XID =
E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw value and its respective string value from this transaction. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.
|
Network
|
ECI Raw Value
|
ECI String Value
|
|---|---|---|
|
American Express
|
07
|
internet
|
|
Cartes Bancaires Mastercard
|
00
|
internet
|
|
Cartes Bancaires Visa
|
07
|
internet
|
|
China UnionPay
|
07
|
up3ds_failure
|
|
Diners Club
|
07
|
internet
|
|
Discover
|
07
|
internet
|
|
Elo
|
07
|
internet
|
|
ITMX
|
07
|
lss_failure
|
|
JCB J/Secure
|
07
|
internet
|
|
Mastercard
|
00
|
internet
|
|
Visa
|
07
|
internet
|
Results for the Validation Authentication Service
No results are returned.
Action
Submit your authorization request. No liability shift.
Test Case 2.10a: Successful Step-Up Authentication
Successful step up (or challenge) authentication transaction.
Card Numbers
|
Card Type
|
Test Card Number
|
|
|---|---|---|
|
3-D Secure 2.1.0
|
3-D Secure 2.2.0
|
|
|
American Express
Card Type = 003
|
34000
00 0000 1098
|
34000
00 0000 2534
|
|
Cartes Bancaires Mastercard
Card Type = 036
|
520000
00 0000 3092
|
520000
00 0000 4074
|
|
Cartes Bancaires Visa
Card Type = 036
|
400000
00 0000 3139
|
400000
00 0000 4855
|
|
China UnionPay
Card Type = 062
|
620001
99 9980 0019
|
—
|
|
Diners Club
Card Type = 005
|
601100
00 0000 1093
|
—
|
|
Discover
Card Type = 004
|
601100
00 0000 1093
|
—
|
|
Elo
Card Type = 054
|
650529
00 0000 1234
|
—
|
|
JCB J/Secure
Card Type = 007
|
333700
00 0020 0004
|
333800
00 0000 0569
|
|
Mada Mastercard
Card Type = 052
|
—
|
520000
00 0000 8160
The merchant’s country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, and the ACS reference number.
|
|
Mada Visa
Card Type = 052
|
—
|
400000
00 0000 8270
The merchant’s country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, and the ACS reference number.
|
|
Mastercard
Card Type = 002
|
520000
00 0000 1096
|
520000
00 0000 2151
|
|
Visa
Card Type = 001
|
400000
00 0000 1091
|
400000
00 0000 2503
|
IMPORTANT
The Meeza card is supported in payer authentication and can be tested in the same manner as Mastercard using the same test card numbers. The only difference is that the card type for Meeza is
067
.
Results for the Check Enrollment Service
Status
=
PENDING_AUTHENTICATION
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization.
VERes enrolled =
Y
PARes status =
C
XID =
Results for the Validation Authentication Service
Status
=
AUTHENTICATION_SUCCESSFUL
Authentication is validated.
PARes status =
Y
XID =
CAVV =
E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw value and its respective string value from this transaction. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.
|
Network
|
ECI Raw Value
|
ECI String Value
|
|---|---|---|
|
American Express
|
05
|
aesk
|
|
Cartes Bancaires Mastercard
|
02
|
spa
|
|
Cartes Bancaires Visa
|
05
|
vbv
|
|
China UnionPay
|
05
|
up3ds
|
|
Diners Club
|
05
|
pb
|
|
Discover
|
05
|
dipb
|
|
Elo
|
05
|
cs
|
|
ITMX
|
05
|
lss
|
|
JCB J/Secure
|
05
|
js
|
|
Mastercard
|
02
|
spa
|
|
Visa
|
05
|
vbv
|
Action
If you request Validate Authentication and authorization services separately, add the required payer authentication values to your authorization request. If you request the Validate Authentication and authorization services together, the process described above occurs automatically. Merchant should include the CAVV and ECI vlues in the authorization message.
Test Case 2.11a: Unsuccessful Step-Up Authentication
Step up (challenge) authentication transaction where the cardholder challenge failed.
Card Numbers
|
Card Type
|
Test Card Number
|
|
|---|---|---|
|
3-D Secure 2.1.0
|
3-D Secure 2.2.0
|
|
|
American Express
Card Type = 003
|
34000
00 0000 1106
|
34000
00 0000 2237
|
|
Cartes Bancaires Mastercard
Card Type = 036
|
520000
00 0000 3100
|
520000
00 0000 4041
|
|
Cartes Bancaires Visa
Card Type = 036
|
400000
00 0000 3097
|
400000
00 0000 4293
|
|
China UnionPay
Card Type = 062
|
620001
99 9970 0029
|
—
|
|
Diners Club
Card Type = 005
|
601100
00 0000 1101
|
—
|
|
Discover
Card Type = 004
|
601100
00 0000 1101
|
—
|
|
Elo
Card Type = 054
|
650529
00 0000 1275
|
—
|
|
JCB J/Secure
Card Type = 007
|
333700
00 0020 0087
|
333800
00 0000 0874
|
|
Mada Mastercard
Card Type = 052
|
—
|
520000
00 0000 8170
The merchant’s country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, and the ACS reference number.
|
|
Mada Visa
Card Type = 052
|
—
|
400000
00 0000 8280
The merchant’s country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, and the ACS reference number.
|
|
Mastercard
Card Type = 002
|
520000
00 0000 1104
|
520000
00 0000 2490
|
|
Visa
Card Type = 001
|
400000
00 0000 1109
|
400000
00 0000 2370
|
IMPORTANT
The Meeza card is supported in payer authentication and can be tested in the same manner as Mastercard using the same test card numbers. The only difference is that the card type for Meeza is
067
.
Results for the Check Enrollment Service
=
PENDING_AUTHENTICATION
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization.
VERes enrolled =
Y
PARes status =
C
PAReq =
ACS URL =
Results for the Validation Authentication Service
=
AUTHENTICATION_FAILED
-
User failed authentication.
-
Payer cannot be authenticated.
PARes status =
N
XID = (American Express only)
E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw value and its respective string value from this transaction. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.
|
Network
|
ECI Raw Value
|
ECI String Value
|
|---|---|---|
|
American Express
|
07
|
internet
|
|
Cartes Bancaires Mastercard
|
00
|
internet
|
|
Cartes Bancaires Visa
|
07
|
internet or vbv_failure
|
|
China UnionPay
|
07
|
up3ds_failure
|
|
Diners Club
|
07
|
internet
|
|
Discover
|
07
|
internet
|
|
Elo
|
07
|
internet
|
|
ITMX
|
07
|
lss_failure
|
|
JCB J/Secure
|
07
|
internet
|
|
Mastercard
|
00
|
internet
|
|
Visa
|
07
|
internet or vbv_failure
|
Action
You are not permitted to submit this transaction for authorization. Instead ask the customer for another form of payment.
Test Case 2.12a: Unavailable Step-Up Authentication
Step up authentication is unavailable.
Card Numbers
|
Card Type
|
Test Card Number
|
|
|---|---|---|
|
3-D Secure 2.1.0
|
3-D Secure 2.2.0
|
|
|
American Express
Card Type = 003
|
34000
00 0000 1114
|
34000
00 0000 2484
|
|
Cartes Bancaires Mastercard
Card Type = 036
|
520000
00 0000 3118
|
520000
00 0000 4124
|
|
Cartes Bancaires Visa
Card Type = 036
|
400000
00 0000 3105
|
400000
00 0000 4640
|
|
China UnionPay
Card Type = 062
|
620001
99 9960 0039
|
—
|
|
Diners Club
Card Type = 005
|
601100
00 0000 1119
|
—
|
|
Discover
Card Type = 004
|
601100
00 0000 1119
|
—
|
|
Elo
Card Type = 054
|
650529
00 0000 1283
|
—
|
|
JCB J/Secure
Card Type = 007
|
333700
00 0020 0079
|
333800
00 0000 0981
|
|
Mada Mastercard
Card Type = 052
|
—
|
520000
00 0000 8190
The merchant’s country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, and the ACS reference number.
|
|
Mada Visa
Card Type = 052
|
—
|
400000
00 0000 8310
The merchant’s country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, and the ACS reference number.
|
|
Mastercard
Card Type = 002
|
520000
00 0000 1112
|
520000
00 0000 2664
|
|
Visa
Card Type = 001
|
400000
00 0000 1117
|
400000
00 0000 2420
|
IMPORTANT
The Meeza card is supported in payer authentication and can be tested in the same manner as Mastercard using the same test card numbers. The only difference is that the card type for Meeza is
067
.
Results for the Check Enrollment Service
Status
=
PENDING_AUTHENTICATION
The cardholder is enrolled in payer authentication. Authenticate before proceeding with authorization.
VERes enrolled =
Y
PARes Status =
C
Results for the Validation Authentication Service
Status
=
AUTHENTICATION_SUCCESSFUL
Authentication is validated.
PARes status =
U
XID =
E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw value and its respective string value from this transaction. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.
|
Network
|
ECI Raw Value
|
ECI String Value
|
|---|---|---|
|
American Express
|
07
|
internet
|
|
Cartes Bancaires Mastercard
|
00
|
internet
|
|
Cartes Bancaires Visa
|
07
|
internet or vbv_failure
|
|
China UnionPay
|
07
|
up3ds_failure
|
|
Diners Club
|
07
|
internet
|
|
Discover
|
07
|
internet
|
|
Elo
|
07
|
internet
|
|
ITMX
|
07
|
lss_failure
|
|
JCB J/Secure
|
07
|
internet
|
|
Mastercard
|
00
|
internet
|
|
Visa
|
07
|
internet or vbv_failure
|
Action
Merchant can retry authentication or process without the liability shift.
Test Case 2.14: Require Method URL
Ensures that the merchant has allowed sufficient time (10 seconds) for the issuer to complete their device data collection.
Card Numbers
The Method URL test runs before the authentication request to check how well your system implements device data collection. The enrollment check of the card account should not start until after the device data collection response is received. This test helps to ensure that there is enough time to collect the device data and to transmit it. This test attempts to collect the nine-digit BIN of the card number and checks that the delay between the DDC request and the response is at least seven seconds long. Test failure occurs when fewer than nine digits of the BIN are collected or the delay between the DDC request and response is too short in duration.
Do not run this test when your system does not collect device data. When device data is not collected, an older version of the EMV 3-D Secure protocol is automatically used, and the transaction is automatically assessed as a higher risk.
|
Card Type
|
Test Card Number
|
|---|---|
|
Visa
Card Type = 001
|
400010
00 0000 0000
|
Results for the Check Enrollment Service
VERes enrolled =
Y
PARes status =
Y
CAVV =
ECI value =
07
ECI/Collection Indicator Values
The following table lists the expected ECI or Collection Indicator values for each network.
|
Network
|
E-Commerce Indicator (ECI)
|
|---|---|
|
Visa
|
07
|
Action
If your device data collection method implements correctly and EMV 3-D Secure Method processing occurs, the test transaction produces a Frictionless Success result. A failure is indicated when PARes status =
C
. With the failure, a warning message opens to explain the cause of the test failure.