REST Example: Checking Enrollment

{
    "orderInformation": {
        "amountDetails": {
            "currency": "USD",
            "totalAmount": "100"
        },
        "billTo": {
            "address1": "901 metro center blvd",
            "address2": "metro 3",
            "administrativeArea": "CA",
            "country": "US",
            "locality": "san francisco",
            "firstName": "John",
            "lastName": "Doe",
            "phoneNumber": "18007097779",
            "postalCode": "94404",
            "email": "email@email.com"
        }
    },
    "paymentInformation": {
        "card": {
            "number": "4XXXXXXXXXXXXXXX",
            "expirationMonth": "08",
            "expirationYear": 2026
        }
    },
      "consumerAuthenticationInformation": {
        "referenceId": "c44224db-0dda-40aa-9536-ac1595fd2e8d",
        "transactionMode": "S",
        "returnUrl": "https://wv730hw7033250:3002/restapi/cardinalDirect/StepUp/Response"
    }
}

{
    "clientReferenceInformation": {
      "code": "1675295420285"
    },
    "consumerAuthenticationInformation": {
        "acsUrl": "https://0merchantacsstag.cardinalcommerce.com/MerchantACSWeb/creq.jsp",
        "challengeRequired": "N",
        "stepUpUrl": "https://centinelapistag.cardinalcommerce.com/V2/Cruise/StepUp",
        "authenticationTransactionId": "1xRSpLPEoTNsinp8XUK0",
        "pareq": "eyJtZXNzYWdlVHlwZSI6IkNSZXEiLCJtZXNzYWdlVmVyc2lvbiI6IjIuMS4wIiwidGhyZWVEU1NlcnZlclRyYW5zSUQiO
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        "directoryServerTransactionId": "4d19781a-49d7-4c90-a145-72b8107fed8f",
        "veresEnrolled": "Y",
        "threeDSServerTransactionId": "84e6c23b-e621-464e-aaec-18cdd15a0eec",
        "accessToken": "eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJqdGkiOiIyN2I1MjcyYS00OWFiLTQ5YjQtYTljYy1mMTBhYjcx
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        "specificationVersion": "2.1.0",
        "token": "AxjzbwSTVZPTJPD7ixR8ADUBURxP1CnnpA6cQE1129JMvRiuHCKArAAAx/+g",
        "acsTransactionId": "ee745e3c-c267-4c34-9311-0b7560c2d68f"
    },
    "errorInformation": {
        "reason": "CONSUMER_AUTHENTICATION_REQUIRED",
        "message": "The cardholder is enrolled in Payer Authentication. Please authenticate the cardholder 
            before continuing with the transaction."
    },
    "id": "6300991627296049403004",
    "paymentInformation": {
        "card": {
            "bin": "4XXXXXXX",
            "type": "VISA"
        }
    },
    "status": "PENDING_AUTHENTICATION",
    "submitTimeUtc": "2022-08-27T21:19:23Z"
}