Test Case 2.5: Rejected Frictionless Authentication

Cardholder authentication was rejected without a challenge by the issuer.

Card Type	Test Card Number
	3-D Secure 2.1.0	3-D Secure 2.2.0
American Express Card Type = 003	34000 00 0000 1049	34000 00 0000 2062
Cartes Bancaires Mastercard Card Type = 036	520000 00 0000 3043	520000 00 0000 4405
Cartes Bancaires Visa Card Type = 036	400000 00 0000 3048	400000 00 0000 4517
China UnionPay Card Type = 062	620001 00 0030 0040	—
Diners Club Card Type = 005	601100 00 0000 1044	—
Discover Card Type = 004	601100 00 0000 1044	—
Elo Card Type = 054	650529 00 0000 1143	—
JCB J/Secure Card Type = 007	333700 00 0000 0321	333800 00 0000 0734
mada Mastercard Card Type = 060	—	520000 00 0000 8080 The merchant’s country must be set to SA within the merchant profile, or the CountryCodeOverride field must be set to SA on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, brand authentication, and the ACS reference number.
mada Visa Card Type = 060	—	400000 00 0000 8130 The merchant’s country must be set to SA within the merchant profile, or the CountryCodeOverride field must be set to SA on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, brand authentication, and the ACS reference number.
Mastercard Card Type = 002	520000 00 0000 1047	520000 00 0000 2185
Visa Card Type = 001	400000 00 0000 1042	400000 00 0000 2537

Status

=

AUTHENTICATION_FAILED

VERes enrolled =

Y

PARes status =

R

AVV = <AVV value> (American Express only)

CAAV = <No value provided>

This table lists the expected ECI raw valuse and their respective string values. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.

Network	ECI Raw Value	ECI String Value
American Express	07	internet
Cartes Bancaires Mastercard	00	internet
Cartes Bancaires Visa	07	internet or vbv_failure
China UnionPay	07	up3ds_failure
Diners Club	07	internet
Discover	07	internet
Elo	07	internet
ITMX	07	lss_failure
JCB J/Secure	07	internet
mada Mastercard	00	mada_failure or internet
mada Visa	07	mada_failure or vbv_failure
Mastercard	00	internet
Visa	07	internet or vbv_failure

No results are returned.

You are not permitted to submit this transaction for authorization. Instead, ask the customer for another form of payment.