2.1: Frictionless Authentication Is Successful

This test verifies that successful frictionless authentication of the cardholder by the card issuer works correctly.

Card Numbers

Card Type
Test Card Number
3-D Secure 2.1.0
3-D Secure 2.2.0
American Express
Card Type = 003
34000
00 0000 2708
Cartes Bancaires Mastercard
Card Type = 036
520000
00 0000 3001
520000
00 0000 4801
Cartes Bancaires Visa
Card Type = 036
400000
00 0000 3006
400000
00 0000 4970
Diners Club
Card Type = 005
601100
00 0000 2117
Discover
Card Type = 004
601100
00 0000 2117
EFTPOS Mastercard
Card Type = 002
520000
00 0000 5170
EFTPOS Visa
Card Type = 001
400000
00 0000 5126
Elo
Card Type = 054
650529
00 0000 2000
ITMX Visa
Card Type = 001
463208
21 0000 0005
463208
21 0000 0004
ITMX Mastercard
Card Type = 002
557755
01 2100 0000
557755
01 2200 0009
JCB J/Secure
Card Type = 007
333800
00 0000 0296
mada Mastercard
Card Type = 060
520000
00 0000 8000
The merchant’s country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, brand authentication, and the ACS reference number.
mada Visa
Card Type = 060
400000
00 0000 8020
The merchant’s country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, brand authentication, and the ACS reference number.
Mastercard
Card Type = 002
520000
00 0000 2235
UnionPay International
Card Type = 062
620001
00 0020 0000
810001
00 0000 0142
Visa
Card Type = 001
400000
00 0000 2701
IMPORTANT
The Meeza card is supported in payer authentication and can be tested in the same manner as Mastercard using the same test card numbers. The only difference is that the card type for Meeza is
067
.

Results for the Check Enrollment Service

Status
=
AUTHENTICATION_SUCCESSFUL
The cardholder is enrolled in Payer Authentication. Authenticate the cardholder before continuing with the transaction.
VERes enrolled =
Y
PARes status =
Y
CAVV = <CAVV value>
AVV = <AVV value> (Mastercard only)
XID = <XID value> (American Express only)

E-Commerce Indicator (ECI) Values

This table lists the expected ECI raw values and their respective string values. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.
Network
ECI Raw Value
ECI String Value
American Express
05
aesk
Cartes Bancaires Mastercard
02
spa
Cartes Bancaires Visa
05
vbv
Diners Club
05
pb
Discover
05
dipb
EFTPOS Mastercard
02
EFTPOS Visa
05
Elo
05
cs
ITMX Mastercard
02
ITMX Visa
05
lss
JCB J/Secure
05
js
mada Mastercard
02
mada or spa
mada Visa
05
mada or vbv
Mastercard
02
spa
UnionPay International
05
up3ds
Visa
05
vbv

Results for the Validation Authentication Service

Validation does not apply to this test because no validation is needed when no challenge is issued during the transaction.

Action

If you request Check Enrollment and Authorization services separately, add the required payer authentication values to your authorization request. If you request the Check Enrollment and authorization services together, the process described above occurs automatically.