Recent Revisions to This Document

24.08

New Test Case
A 3-D Secure test case for verifying system behavior when a system error prevents authentication. See 2.13: Authentication Is Bypassed.
New Card Type Added for Test Card Numbers
The EFTPOS card type was added to the 3-D Secure test cases. See Test Cases for 3-D Secure 2.x.

24.07

Test Case Values Updated
For test case 2.4: Unavailable Frictionless Authentication, the expected AVV value returned in the test was updated to indicate that no value should be returned. See 2.4: Unavailable Frictionless Authentication. For test case 2.5: Rejected Frictionless Authentication,the expected AVV returned in the test was also updated to indicate that no value should be returned. See 2.5: Frictionless Authentication Is Rejected.
Editorial Updates
Various editorial changes were made throughout the guide. These changes did not include technical updates.

24.06

Transactions Using Tokens
Added a section on transactions that use TMS tokens, Flex Microform tokens, and for tokenized cards. For more information, see Token Use Cases.
3RI Transactions
Added a section on all types of 3RI transactions. For more information, see Merchant Initiated Transactions.
Non-Payment Authentication
Updated the use cases to include non-payment authentication (NPA). For more information, see Use Case: Non-Payment Authentication.
Testing Section
Updated the wording describing the ECI raw values for test cases 2.6, 2.7, 2.8, and 2.9 to point out that unlike the other test scenarios in this section, those tests do not return an ECI raw value. See 2.6: Authentication Is Not Available when Checking Enrollment.
Payload Examples
Updated the payload code samples to eliminate the use of the
clientReferenceInformation.code
field because it is not a required field and does not need to be in the code example.
Test Card Data
Updated card type values for mada and JCB J/Secure cards. Verified and updated some test card numbers used in test cases. See Test Cases for 3-D Secure 2.x

24.05

List of Browser Fields
The browser value fields listed for the check enrollment service were updated. See Step 3: Payer Authentication Check Enrollment Service.
New API Field for mada Transactions
Added new API field,
consumerAuthenticationInformation. authenticationBrand
that is used with mada transactions to indicate which directory server was used during authentication. This field was added to the optional fields when checking enrollment and validation. For more information, see Optional Fields.
Testing Section ECI Raw Value
Updated the wording describing the ECI raw values for test cases 2.6, 2.7, 2.8, and 2.9 to note to point out that unlike the other test scenarios in this section, those tests do not return an ECI raw value. See 2.6: Authentication Is Not Available when Checking Enrollment.
Example Payloads
Updated the payload code samples to eliminate the use of the field
clientReferenceInformation.code
field in the use cases since this is not a required field and does not need to be in the example code.
Test Card Data
Updated card type values for mada and JCB J/Secure cards and verified and updated some test card numbers used in test cases. See Test Cases for 3-D Secure 2.x.

24.04

Test Case Card Number
For Test Case 2.5: Rejected Frictionless Authentication by the Issurer, the test card numbers for Mastercard 2.2.0 and Mastercard (mada) were updated. See 2.5: Frictionless Authentication Is Rejected.
List of HTTP Status Codes
Added a list of HTTP status codes to the testing section. For more information, see HTTP Status Codes.
Setup and Enrollment Check with tokens
Updated the use cases to include using tokens during payer authentication. For more information, see Use Case: Collecting Device Data Collection Using Stored Payment Credential (TMS Token) and Checking Enrollment When Using a TMS Token.
Test Cases for mada
Updated the test cases for the 3-D Secure 2.x section to include test results for the mada card. For more information, see Test Cases for 3-D Secure 2.x.
Meeza API Fields
Added API fields to the country-specific section for the setup and check enrollment use cases that are required when using the Meeza card. For more information, see Use Case: Setting Up Payer Authentication and Use Case: Checking Enrollment in Payer Authentication.

24.03

Updated the test cases to mention that the Meeza card is supported for payer authentication as card type 067, and that it should be tested using Mastercard numbers. For more information, see Test Cases for 3-D Secure 2.x.

24.02

Added a short description of the other products in the risk management portfolio that work with payer authentication. For more information, see Introduction to Payer Authentication.