PAReq Element

The
PAReq
 element contains the payer authentication request message. This element corresponds to the
consumerAuthenticationInformation.pareq
 API field.
<PAReq>
  (AcqBIN)
  (MerID)
  (Name)
  (Country)
  (URL)
  (XID)
  (Date)
  (PurchaseAmount)
  (AcctID)
  (Expiry)
</PAReq>
Child Elements of PAReq
Element Name
Description
Type & Length
AcqBIN
First six digits of the acquiring bank’s identification number.
Numeric (6)
MerID
Identifier provided by your acquirer to the merchant to log in to the ACS URL.
String (24)
Name
Merchant’s company name.
String (25)
Country
Two-character code for the merchant’s country of operation.
String (2)
URL
Merchant’s business website.
String
XID
Unique transaction identifier generated for each Payment Authentication Request (PAReq) message. The PARes sent back by the issuing bank contains the XID of the PAReq. To ensure that both XIDs are the same, compare it to the XID in the response. To find all requests related to a transaction, you can also search transactions for a specific XID.
String (28)
Date
Date and time of request.
Differing time zones and the lack of synchronization between servers might prevent the date and time from appearing sequentially during all stages of processing.
DateTime (25)
Purchase Amount
Authorization amount and currency for the transaction. This element corresponds to the totals of the offer lines or from:
orderInformation.amountDetails.totalAmount
 or
purchaseTotals_grandTotalAmount
 from external data
Amount (15)
AcctID
Masked string used by the ACS.
String (28)
Expiry
Expiration month and year of the customer’s card.
Number (4)
PAReq Element
<PAReq>
  <AcqBIN>123456</AcqBIN>
  <MerID>444444</MerID>
  <Name>example</Name>
  <Country>US</Country>
  <URL>http://www.example.com</URL>
  <XID>fr2VCDrbEdyC37MOPfIzMwAHBwE=</XID>
  <Date>2020-02-09T08:00:34-08:00</Date>
  <PurchaseAmount>1.00 USD</PurchaseAmount>
  <AcctID>NDAxMjAwMTAxMTAwMDc3MQ==</AcctID>
  <Expiry>2309</Expiry>
</PAReq>