REST API

PSD2 Impact

If PSD2 affects you, you must upgrade to EMV 3-D Secure 2.x.
PSD2 requires additional security measures outlined in the Regulatory Technical Standards (RTS) that will apply in the future. PSD2 requires stronger identity checks for online payments, particularly for high-value transactions.
PSD2 means changes for all companies in Europe that deal with payments. Some of the implications for merchants include:
  • Requiring two-factor authentication for all electronic payments although there are exemptions to allow a frictionless flow.
  • Requiring EMV 3-D Secure e-commerce merchants to integrate dynamic authentication tools (such as EMV 3-D Secure 2.x).