Test Case 2.3: Attempts Processing Frictionless Authentication

Even though the cardholder is enrolled in 3-D Secure, the card issuer does not support 3-D Secure, requiring a stand-in authentication experience.

Card Numbers

Card Type	Test Card Number
	3-D Secure 2.1.0	3-D Secure 2.2.0
American Express Card Type = 003	34000 00 0000 1023	34000 00 0000 2872
Cartes Bancaires Mastercard Card Type = 036	520000 00 0000 3027	520000 00 0000 4587
Cartes Bancaires Visa Card Type = 036	400000 00 0000 3022	400000 00 0000 4111
China UnionPay Card Type = 062	620001 00 0000 0020	—
Diners Club Card Type = 005	601100 00 0000 1028	—
Discover Card Type = 004	601100 00 0000 1028	—
Elo Card Type = 054	650529 00 0000 1069	—
JCB J/Secure Card Type = 007	333700 00 0000 7045	333800 00 0000 0585
Mastercard Card Type = 002	520000 00 0000 1021	520000 00 0000 2482
Visa Card Type = 001	400000 00 0000 1026	400000 00 0000 2719
ITMX Visa Card Type = 001	463208 21 0000 0070	—
ITMX Mastercard Card Type = 002	557755 01 2100 0075	—

IMPORTANT

The Meeza card is supported in payer authentication and can be tested in the same manner as Mastercard using the same test card numbers. The only difference is that the card type for Meeza is

067

.

Results for the Check Enrollment Service

Status

=

AUTHENTICATION_SUCCESSFUL

The cardholder is enrolled in Payer Authentication. Authenticate the cardholder before continuing with the transaction.

VERes enrolled =

Y

PARes status =

A

CAVV = <CAVV value>

AVV = <AVV value> (Mastercard only)

XID = <XID value> (American Express only)

E-Commerce Indicator (ECI) Values

This table lists the expected ECI raw values and their respective string values. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.

Network	ECI Raw Value	ECI String Value
American Express	06	aesk_attempted
Cartes Bancaires Mastercard	01	spa
Cartes Bancaires Visa	06	vbv_attempted
China UnionPay	06	up3ds_attempted
Diners Club	06	pb_attempted
Discover	06	dipb_attempted
Elo	06	cs_attempted
ITMX	06	lss_attempted
JCB J/Secure	06	js_attempted
Mastercard	01	spa
Visa	06	vbv_attempted

Results for the Validation Authentication Service

No results are returned.

Action

If you request Check Enrollment and Authorization services separately, add the required payer authentication values (CAVV and ECI) to your authorization request. If you request the Check Enrollment and Authorization services together, the process described above occurs automatically.