2.3: Stand-In Frictionless Authentication is Attempted
This test verifies how your system reacts when the cardholder is enrolled in 3-D Secure but the
card issuer does not support 3-D Secure, requiring a stand-in authentication
experience.
Card Numbers
Card Type | Test Card
Number | |
|---|---|---|
3-D Secure 2.1.0 | 3-D Secure 2.2.0 | |
American Express Card Type = 003 | — | 34000 00 0000 2872 |
Cartes Bancaires Mastercard Card Type = 036 | 520000 00 0000 3027 | 520000 00 0000 4587 |
Cartes Bancaires Visa Card Type = 036 | 400000 00 0000 3022 | 400000 00 0000 4111 |
Diners Club Card Type = 005 | — | 601100 00 0000 2646 |
Discover Card Type = 004 | — | 601100 00 0000 2646 |
EFTPOS Mastercard Card Type = 002 | 520000 00 0000 5360 | — |
EFTPOS Visa Card Type = 001 | 400000 00 0000 5027 | — |
Elo Card Type = 054 | — | 650529 00 0000 2026 |
ITMX Mastercard Card Type = 002 | 557755 01 2100 0075 | 557755 02 2100 0074 |
ITMX Visa Card Type = 001 | 463208 21 0000 0070 | 463208 22 0000 0079 |
JCB J/Secure Card Type = 007 | — | 333800 00 0000 0585 |
mada Mastercard Card Type = 060 | — | — |
mada Visa Card Type = 060 | — | — |
Mastercard Card Type = 002 | — | 520000 00 0000 2482 |
UnionPay International Card Type = 062 | 620001 00 0000 0020 | 620001 00 0000 0020 |
Visa Card Type = 001 | — | 400000 00 0000 2719 |
IMPORTANT
The Meeza card is supported in payer
authentication and can be tested in the same manner as Mastercard using the same
test card numbers. The only difference is that the card type for Meeza is
067
. Results for the Check Enrollment Service
Status
= AUTHENTICATION_SUCCESSFUL
The cardholder is enrolled in Payer
Authentication. Authenticate the cardholder before continuing with the
transaction.
VERes enrolled =
Y
PARes status =
A
CAVV = <CAVV value>
AVV = <AVV value> (Mastercard
only)
XID = <XID value> (American Express only)
E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw values and their respective string values.
These values indicate whether the payer was authenticated by the card network. These
values should be passed under this test condition when a transaction is submitted
for payment authorization.
Network | ECI Raw Value | ECI String Value |
|---|---|---|
American Express | 06 | aesk_attempted |
Cartes Bancaires Mastercard | 01 | spa |
Cartes Bancaires Visa | 06 | vbv_attempted |
Diners Club | 06 | pb_attempted |
Discover | 06 | dipb_attempted |
EFTPOS Mastercard | 06 | |
EFTPOS Visa | 06 | |
Elo | 06 | cs_attempted |
ITMX Mastercard | 06 | |
ITMX Visa | 06 | lss_attempted |
JCB J/Secure | 06 | js_attempted |
Mastercard | 01 | spa |
UnionPay International | 06 | up3ds_attempted |
Visa | 06 | vbv_attempted |
Results for the Validation Authentication Service
No results are returned.
Action
If you request Check Enrollment and Authorization services separately, add the
required payer authentication values (CAVV and ECI) to your authorization request.
If you request the Check Enrollment and Authorization services together, the process
described above occurs automatically.