REST API

Test Case 3a: Transaction Risk Analysis Exemption: Low Value: Mastercard EMV 3-D Secure 2.1 and 2.2

You have performed a proprietary risk assessment and are requesting a transaction risk analysis, low risk, or low value exemption based on fraud thresholds established with the network. Be sure to use the correct test card number for your version of EMV 3-D Secure. The PARes Status will differ between the EMV 3-D Secure versions.
Card Type
Test Card Number
Mastercard
Card Type = 002
(version 2.1.0) 5200 00
00 0000 1161
(version 2.2.0) 5200 00
00 0000 2052

Required Fields for Check Enrollment

Challenge code =
05

Results for the Check Enrollment Service

Status
=
AUTHENTICATION_SUCCESSFUL
Version 2.1.0
VERes enrolled =
Y
PARes status =
N
CAVV = <CAVV value>
ECI =
06
Reason code =
81
For Mastercard Identity Check, the ChallengeIndicator should be passed as
05
.
Version 2.2.0
VERes enrolled =
Y
PARes status =
I
CAVV = <CAVV value>
ECI =
06

Action

Proceed to Authorization.
You can also request the transaction risk analysis (TRA) exemption directly during authorization depending on the region and your agreements with your acquirer and the networks.