REST Example: Checking Enrollment for a 3RI Customer Initiated Total Installments (Mastercard)

Request
{ "orderInformation": { "amountDetails": { "currency": "eur", "totalAmount": "100.00" }, "lineItems": [ { "unitPrice": "120.00" } ], "billTo": { "address1": "201 S. Division St.", "administrativeArea": "MI", "country": "US", "locality": "Ann Arbor", "firstName": "RTS", "lastName": "VDP", "email": "test@cybs.com", "postalCode": "48104-2201" } }, "paymentInformation": { "card": { "type": "002", "expirationMonth": "12", "expirationYear": "2027", "number": "5200000000002805" } }, "deviceInformation": { "httpAcceptContent": "all", "httpBrowserLanguage": "en", "httpBrowserJavaEnabled": "y", "httpBrowserColorDepth": 1, "httpBrowserScreenHeight": 1, "httpBrowserScreenWidth": 1, "httpBrowserTimeDifference": 5, "userAgentBrowserValue": "chrome" }, "recurringPaymentInformation": { "endDate": "20240906", "frequency": "31", "numberOfPayments": "1", "originalPurchaseDate": "2024080511243877", "sequenceNumber": "1" }, "consumerAuthenticationInformation": { "strongAuthentication": { "authenticationIndicator": "03" }, "authenticationDate": "20190829154531", "deviceChannel": "Browser", "installmentTotalCount": "2", "messageCategory": "01", "referenceId": "CybsCruiseTester-2551acb2" } }
Response to a Successful Request
{ "clientReferenceInformation": { "code": "RTS-Auth" }, "consumerAuthenticationInformation": { "challengeRequired": "N", "authenticationTransactionId": "RTk6DV9Nsv2I1d8BSh40", "strongAuthentication": { "OutageExemptionIndicator": "0" }, "token": "AxjzbwSTiTXaKSxK9bBhABECT34jN2Sb0h04ghLLtaSZV0ekj0yAsAAAxQTL", "acsUrl": "https://0merchantacsstag.cardinalcommerce.com/MerchantACSWeb/creq.jsp", "acsReferenceNumber": "Cardinal ACS", "pareq": "eyJtZXNzYWdlVHlwZSI6IkNSZXEiLCJtZXNzYWdlVmVyc2lvbiI6IjIuMi4wIiwidGhyZWVEU1NlcnZlclRyYW5zSUQiOiIzYzVhMzExMS1lYmVkLTRjNzUtOWQ5YS00M2QyZTEwYzkyYTciLCJhY3NUcmFuc0lEIjoiMTVlNDZmNWItNTcwZS00OWMwLTkyYzYtYmQyMTdiN2MxZTkxIiwiY2hhbGxlbmdlV2luZG93U2l6ZSI6IjAyIn0", "directoryServerTransactionId": "2a9df334-1fa9-4dfe-9b1d-f4a2f14ba003", "veresEnrolled": "Y", "threeDSServerTransactionId": "3c5a3111-ebed-4c75-9d9a-43d2e10c92a7", "acsOperatorID": "MerchantACS", "specificationVersion": "2.2.0", "acsTransactionId": "15e46f5b-570e-49c0-92c6-bd217b7c1e91" }, "errorInformation": { "reason": "CONSUMER_AUTHENTICATION_REQUIRED", "message": "The cardholder is enrolled in Payer Authentication. Please authenticate the cardholder before continuing with the transaction." }, "id": "7253450880266999804001", "paymentInformation": { "card": { "bin": "520000", "type": "MASTERCARD" } }, "status": "PENDING_AUTHENTICATION", "submitTimeUtc": "2024-09-03T06:31:28Z" }