Configuring Alternate Payments

the
Adobe Commerce Cloud
 has four types of Alternate Payments modules:
Click
Alt Payments
 to expand the section.

Configuring Klarna

Follow these steps to configure Klarna payments.You can use the default merchant ID or you can manually configure a new merchant ID:
  1. Click
    Klarna
     to expand the section.
  2. From the
    Enable
     drop-down list, choose
    Yes
     or
    No
     to activate or deactivate Klarna.
  3. From
    Title
     box, enter the text to display to customers on the checkout page.
  4. From the
    Use Default Merchant ID
     drop-down list, leave
    Yes
     selected to use the Merchant ID given in Web Service Configuration under General Settings. Choose
    No
     to enter another merchant ID and transaction key in the next two fields.
  5. If you choose not to use the default merchant ID, in the
    Merchant ID
     field, enter a merchant ID.
  6. In the
    Transaction Key
     field, enter the transaction key for the merchant ID you entered.
  7. From the
    New Order Status
     drop-down list, choose the order status assigned to the order successfully paid with Cybersource.
  8. In the
    Payment From Applicable Countries
     field, leave the
    Use system value
     box checked to accept payment the from default countries selected, or uncheck the
    Use system value
     box to specify countries in the next field.
  9. In the
    Payment From Specific Countries
     box, choose the countries from which you will accept Klarna.
Configuring Alternate Payments

Configuring PayPal

Follow these steps to configure the PayPal Express Checkout, PayPal Credit, and PayPal Billing Agreement:
  1. Click
    PayPal
     to expand the section.
  2. From the
    Enable
     drop-down list, choose
    Yes
     or
    No
     to activate or deactivate PayPal.
  3. In
    Title
     box, enter the text to display to customers on the checkout page.
  4. From the
    New Order Status
     drop-down list, choose the order status assigned to the order successfully paid with Cybersource.
  5. In the
    Merchant ID
     field, enter your
    Adobe Commerce Cloud
     merchant ID.
  6. From the
    PayPal Redirection Type
     drop-down list, choose
    Traditional Express Checkout
     to redirect the customer PayPal Payment Page, or choose
    In-Context Express Checkout
     for a PayPal pop-up to appear for customers to complete payment.
  7. From the
    Payment Action
     drop-down list, choose
    Authorize Only
     to check the account for validity, but not charge until the order is approved and invoiced. Choose
    Authorize and Capture
     to charge the PayPal account at the time the order is submitted.
  8. In the
    Payment From Applicable Countries
     field, leave the
    Use system value
     box checked to accept PayPal, or uncheck the
    Use system value
     box to specify countries in the next field.
  9. In the
    Payment From Specific Countries
     box, choose which countries you will accept PayPal.
  10. From the
    Enable PayPal Credit
     drop-down list, choose
    Yes
     to enable financing through PayPal Credit.
  11. In the
    PayPal Credit Title
     box, enter the text customers will see as the title of PayPal Credit payment option.
  12. From the
    Enable PayPal Billing Agreements
     drop-down list, choose
    Yes
     to allow registered customers to create a billing agreement for faster purchases.
  13. In the
    Sort Order
     box, enter a numeric value to place this payment method amongst all the other
    Adobe Commerce Cloud
     payment methods.
Configuring Alternate Payments

Configuring Bank Transfers

Online banking services enable customers to pay for goods using direct online bank transfers from their bank account to your Adobe Commerce merchant account.
Click
Bank Transfer
 to expand the section. In the
Store Name
 field, enter the name you want customers to see on their bank transfer invoices.

Configuring iDEAL

Follow these steps to configure an iDEAL payment:
  1. Click
    iDEAL
     to expand the section.
  2. In the
    Enable
     drop-down list, choose
    Yes
     or
    No
     to activate or deactivate iDEAL bank transfer.
  3. In
    Title
     box, enter the text to display to customers on the checkout page.
  4. In the
    Use Default Merchant ID
     field, leave
    Yes
     selected to use the merchant ID given in the Web Service Configuration under General Settings page. Choose
    No
     to enter another merchant ID and transaction key in the next two fields.
  5. If you choose not to use the default merchant ID, enter your Cybersource
    Merchant ID
     in the
    Merchant ID
     field.
  6. In the
    Transaction Key
     field, enter the transaction key for the merchant ID you entered.
  7. In the
    Allowed Currencies
     box, choose the currencies with which to accept payment.
  8. In the
    Sort Order
     box, change the default module sort order.
  9. In the
    Payment From Applicable Countries
     field, leave the
    Use system value
     box checked to accept payments from the default countries select, or uncheck the
    Use system value
     box to specify countries in the next field.
  10. To specify which countries you will to accept iDEAL from, choose the countries in the
    Payment From Specific Countries
     box.

Configuring Bancontact

Follow these steps to configure Bancontact bank transfer payments:
  1. Click
    Bancontact
     to expand the section.
  2. In the
    Enable
     drop-down list, choose
    Yes
     or
    No
     to activate or deactivate Bancontact Bank Transfer.
  3. In
    Title
     box, enter the text to display to customers on the checkout page.
  4. In the
    Use Default Merchant ID
     field, leave
    Yes
     selected to use the Merchant ID given in Web Service Configuration under General Settings. Select
    No
     to enter another merchant ID and transaction key in the next two fields.
  5. If you choose not to use the default merchant ID, enter your Cybersource merchant ID in the
    Merchant ID
     field.
  6. In the
    Transaction Key
     field, enter the transaction key for the merchant ID you entered.
  7. In the
    Allowed Currencies
     box, choose the currencies with which to accept payment.
  8. In the
    Sort Order
     box, change the default module sort order.
  9. In the
    Payment From Applicable Countries
     field, leave the
    Use system value
     box checked to accept payments from the default countries selected, or uncheck the
    Use system value
     box to specify countries in the next field.
  10. To specify the countries from which to accept Bancontact, choose the countries in the
    Payment From Specific Countries
     box.
Configuring Alternate Payments

Configuring WeChat Pay

WeChat Pay is a digital wallet that enable customers to make mobile payments and online transactions. Customers who have provided bank account information can use the app to pay bills, order goods and services, transfer money to other users, and pay in stores if the stores have a WeChat payment option.
Follow these steps to configure WeChat Pay:
  1. Click
    WeChat Pay
     to expand the section.
  2. From the
    Enable
     drop-down list, choose
    Yes
     or
    No
     to activate or deactivate WeChat Pay.
  3. In the
    Sort Order
     box, change the default module sort order.
  4. In
    Title
     box, enter the text to display to customers on the checkout page.
  5. In the
    Use Default Merchant ID
     field, leave
    Yes
     selected to use the Merchant ID from the Web Service Configuration section under General Settings. Choose
    No
     to enter another merchant ID and transaction key in the next two fields.
  6. If you choose not to use the default merchant ID, enter your Cybersource merchant ID in the
    Merchant ID
     field.
  7. In the
    Transaction Key
     field, enter the transaction key for the merchant ID you entered.
  8. In the
    QR Code Expiration Time
     field, enter an expiration time in seconds for the WeChat pay QR code.
  9. In the
    Check Status Frequency
     field, enter an interval in seconds between transaction status checks.
  10. In the
    Max Status Requests
     field, enter a limit for transaction status checks.
  11. In the
    Payment From Applicable Countries
     field, leave the
    Use system value
     box checked to accept payments from the default countries selected, or uncheck the
    Use system value
     box to specify countries in the next field.
  12. To specify which countries from which to accept WeChat Pay, choose the countries in the
    Payment From Specific Countries
     box.
  13. In the
    Success/Failure Message Delay
     field, enter a delay in seconds between the transaction check and redirection to the result page.
  14. In the
    Check Status query Simulated Response
     field, choose a simulated Status Check response code for testing.
  15. Click
    Save Config
    .
Configuring Alternate Payments