API Overview

Payments Developer Guide
- Recent Revisions to This Document
- VISA Platform Connect: Specifications and Conditions for Resellers/Partners

Introduction to Payments
- Financial Institutions and Payment Networks
- Card Types
- Transaction Types
- Payment Services
- Payment Features
- Testing the Payment Services

Card Present Connect | Retail Processing
- Additional Resources for Card Present Connect | Retail
- Retail EMV and Card Data
- Authorization with Contact EMV and Online PIN
- Authorization with Contact EMV and Offline PIN
- Authorization with Contactless EMV and Online PIN
- Authorization with Magnetic Stripe Swipe
- Authorizations with Hand-Keyed Data
- Authorization for Cash Advance with Credit Card
- Captures

Card Present Connect | Mass Transit Processing
- Additional Resources for Card Present Connect | Mass Transit
- American Express Account Status Check Authorization with EMV Data
- American Express Delayed Online Authorization with EMV Data
- Discover Authorization with EMV Data
- Mastercard Authorization with EMV Data
- Visa Account Verification Request (AVR) with EMV Data
- Discover Sale with EMV Data
- Visa Deferred Sale with EMV Data
- Tap-Initiated Authorization for Debt Recovery with EMV Data
- Merchant-Initiated Authorizations for Debt Recovery with Stored Card Data
- Tap-Initiated Sale for Mastercard Debt Recovery with EMV Data
- Tap-Initiated Sale for Visa Debt Recovery with EMV Data
- Merchant-Initiated Sale for Debt Recovery with Stored Card Data
- Credit with a Token
- Capture an Authorization
- Authorization Reversal
- Timeout Reversal
- Timeout Void

Debit and Prepaid Card Processing
- Additional Resources for Debit and Prepaid Payments
- Processing Debit and Prepaid Authorizations
- Enabling Debit and Prepaid Partial Authorizations
- Disabling Debit and Prepaid Partial Authorizations

Airline Data Processing
- Additional Resources for Airline Data
- Airline Travel Legs
- Authorizations
- Captures for Ticket Purchases
- Captures for Ancillary Purchases
- Refunds
- Credits

Japanese Payment Options Processing
- Authorize a Single Payment with Japanese Payment Options
- Authorize a Bonus Payment with Japanese Payment Options
- Authorize an Installment Payment with Japanese Payment Options
- Authorize a Revolving Payment with Japanese Payment Options
- Authorize a Combination Payment with Japanese Payment Options

Level II Processing
- Additional Resources for Level II/III Payments
- Captures with Level II Data
- Credits with Level II Data
- Sales with Level II Data

Level III Processing
- Additional Resources for Level II/III Payments
- Captures with Level III Data
- Credits with Level III Data
- Sales with Level III Data

Mastercard Processing
- Mastercard Bill Payment Processing
- Mastercard Expert Monitoring Solutions Processing

Payer Authentication Processing
- Additional Resources for Payer Authentication
- Providing Payer Authentication Information for Authorization
- American Express SafeKey
- JCB J/Secure
- Mastercard Identity Check
- Visa Secure

Relaxed Requirements for Address Data and Expiration Date in Payment Transactions
- Requirements
- Services
- Relaxed Fields

Split Shipments Processing
- Authorizing a Sale for a Product Not Yet Available
- Processing Two Authorizations and a Capture for Multiple Products
- Processing an Authorization and Two Captures for Multiple Products

Processing Payments Using Credentials
- Additional Resources for Credentialed Transactions
- Customer-Initiated Transactions with Credentials on File
- Delayed Transaction
- Incremental Transaction
- No-Show Transactions
- Reauthorization Transaction
- Resubmission Transaction
- Installment Payments
- Recurring Payments
- Mastercard Standing Order Payments
- Mastercard Subscription Payments
- Unscheduled COF Payments

Token Management Service Processing
- Additional Resources for TMS
- Authorizing a Payment with a Customer Token
- Authorizing a Payment with a Non-Default Shipping Address
- Authorizing a Payment with a Non-Default Payment Instrument
- Authorizing a Payment with a Payment Instrument
- Authorize a Payment with an Instrument Identifier
- Authorize a Payment While Ignoring Network Token
- Authorizing a Payment with a Legacy Token
- Making a Credit with a Customer Token
- Making a Credit with a Non-Default Payment Instrument
- Making a Credit with a Payment Instrument
- Making a Credit with an Instrument Identifier
- Making a Credit with a Legacy Token

Required Fields for a Tap-Initiated Authorization for Debt Recovery with EMV Data Using the REST API

clientReferenceInformation.code
clientReferenceInformation.comments: Set this field to
TransitDA Debt recovery tap auth
.
clientReferenceInformation.partner.solutionId: Cybersource provides the value for this field.
clientReferenceInformation.partner.thirdPartyCertificationNumber: Cybersource provides the value for this field.
clientReferenceInformation.transactionId
orderInformation.amountDetails.currency
orderInformation.amountDetails.totalAmount
paymentInformation.card.type
pointOfSaleInformation.catLevel: Set this field to
2
.
pointOfSaleInformation.emv.cardSequenceNumber: Set this field to
1
.
pointOfSaleInformation.emv.tags
pointOfSaleInformation.entryMode: Set this field to
contactless
.
pointOfSaleInformation.terminalCapability: Set this field to
5
.
pointOfSaleInformation.terminalId
pointOfSaleInformation.terminalPinCapability: Set this field to
0
.
pointOfSaleInformation.trackData
processingInformation.authorizationOptions.debtRecoveryIndicator: Set this field to
true
.
processingInformation.authorizationOptions.deferredAuthIndicator: Set this field to
true
.
processingInformation.captureOptions.dateToCapture
processingInformation.commerceIndicator: Set this field to
retail
.
processingInformation.industryDataType: Set this field to
transit
.