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Marketplace Authorizations with Foreign Retailers
Visa Platform Connect
requires marketplaces to identify foreign retail
transactions when the marketplace and issuer are in the European Economic Area (EEA),
the U.K., and Gibraltar and the retailer is in a different country. For marketplace
transactions, the marketplace is the merchant and the retailer is the sub-merchant.
Marketplace foreign retail transactions are identified in the Business Center
on the transactions details page. IMPORTANT
This feature is intended for captures. You can include this information in an authorization, but this is not the preferred method. The capture request data overrides the authorization
request data.
Fields Specific to this Use Case
These fields are required for this use case:
- aggregatorInformation.subMerchant.country
- Set this value to the retailer country.
- merchantInformation.merchantDescriptor.country
- Set this value to the marketplace country.
Endpoint
Production:
POST
https://api.cybersource.com
/pts/v2/paymentsTest:
POST
https://apitest.cybersource.com
/pts/v2/paymentsRequired Fields for Processing a Marketplace Authorization with a Foreign Retailer
Use these required fields for processing a basic authorization.
IMPORTANT
When relaxed requirements for address data and the expiration date are being used, not all fields
in this list are required. It is your responsibility to determine whether your
account is enabled to use this feature and which fields are required. For details
about relaxed requirements, see Relaxed Requirements for Address Data and Expiration Date in Payment Transactions.
- Set this value to the retailer country.
- Set this value to the marketplace country.
Related Information
REST Example: Processing an Marketplace
Authorization with a Foreign Retailer
Request
{ "aggregatorInformation" : { "subMerchant" : { "country" : "AU" } }, { "orderInformation": { "billTo": { "country": "US", "lastName": "Kim", "address1": "201 S. Division St.", "postalCode": "48104-2201", "locality": "Ann Arbor", "administrativeArea": "MI", "firstName": "Kyong-Jin", "email": "test@cybs.com" }, "amountDetails": { "totalAmount": "100.00", "currency": "GBP" } }, { "merchantInformation" : { "merchantDescriptor" : { "country" : "GB" } }, { "paymentInformation": { "card": { "expirationYear": "2031", "number": "4111111111111111", "expirationMonth": "12", "type": "001" } } }
Response to a Successful Request
{ "_links" : { "authReversal" : { "method" : "POST", "href" : "/pts/v2/payments/6461731521426399003473/reversals" }, "self" : { "method" : "GET", "href" : "/pts/v2/payments/6461731521426399003473" }, "capture" : { "method" : "POST", "href" : "/pts/v2/payments/6461731521426399003473/captures" } }, "clientReferenceInformation" : { "code" : "1646173152047" }, "id" : "6461731521426399003473", "orderInformation" : { "amountDetails" : { "authorizedAmount" : "100.00", "currency" : "usd" } }, "paymentAccountInformation" : { "card" : { "type" : "001" } }, "paymentInformation" : { "tokenizedCard" : { "type" : "001" }, "card" : { "type" : "001" } }, "paymentInsightsInformation" : { "responseInsights" : { "categoryCode" : "01" } }, "processorInformation" : { "systemTraceAuditNumber" : "862481", "approvalCode" : "831000", "merchantAdvice" : { "code" : "01", "codeRaw" : "M001" }, "responseDetails" : "ABC", "networkTransactionId" : "016153570198200", "consumerAuthenticationResponse" : { "code" : "2", "codeRaw" : "2" }, "transactionId" : "016153570198200", "responseCode" : "00", "avs" : { "code" : "Y", "codeRaw" : "Y" } }, "reconciliationId" : "6461731521426399003473", "status" : "AUTHORIZED", "submitTimeUtc" : "2024-03-01T22:19:12Z" }
Response to a Declined Request
{ "clientReferenceInformation": { "code": "TC50171_3" }, "errorInformation": { "reason": "PROCESSOR_ERROR", "message": "Invalid account" }, "id": "6583553837826789303954","paymentInsightsInformation": { "responseInsights": { "categoryCode": "01", "category": "ISSUER_WILL_NEVER_APPROVE" } },"pointOfSaleInformation": { "amexCapnData": "1009S0600100" }, "processorInformation": { "systemTraceAuditNumber": "004544", "merchantNumber": "1231231222", "networkTransactionId": "431736869536459", "transactionId": "431736869536459", "responseCode": "111", "avs": { "code": "Y", "codeRaw": "Y" } }, "status": "DECLINED" }