On This Page
REST API | Visa Platform Connect

American Express SafeKey

American Express SafeKey is the authentication service in the American Express card network that uses the 3-D Secure protocol to validate customers at checkout. When you request an authorization using a supported card type and a supported processor, you can include payer authentication data in the request.
Before implementing payer authentication for American Express SafeKey, contact customer support to have your account configured for this feature.

Fields Specific to the American Express SafeKey Use Case

These API fields are required specifically for this use case.
consumerAuthenticationInformation.cavv
Required when payer authentication is successful.
processingInformation.commerceIndicator
Set this field to one of these values:
  • aesk
    : Successful authentication (3‑D Secure value of
    05
    ).
  • aesk_attempted
    : Authentication was attempted (3‑D Secure value of
    06
    ).
  • internet
    : Authentication failed or was not attempted (3‑D Secure value of
    07
    ).

Processor-Specific Requirements

Visa Platform Connect
processingInformation.authorizationOptions. transaction
Required only for merchants in Saudi Arabia.

Endpoint

Production:
POST
https://api.cybersource.com
/pts/v2/payments
Test:
POST
https://apitest.cybersource.com
/pts/v2/payments