Processing Debit and Prepaid Authorizations

This section shows you how to process an authorization using debit and prepaid cards.

Endpoint

Production:
POST
https://api.cybersource.com
/pts/v2/payments
Test:
POST
https://apitest.cybersource.com
/pts/v2/payments

Required Fields for Processing Debit and Prepaid Authorizations

Use these required fields for processing debit and prepaid authorizations.
IMPORTANT
When relaxed requirements for address data and the expiration date are being used, not all fields in this list are required. It is your responsibility to determine whether your account is enabled to use this feature and which fields are required. For details about relaxed requirements, see Relaxed Requirements for Address Data and Expiration Date in Payment Transactions.

Optional Field for Processing Debit and Prepaid Authorizations

You can use this optional field to include additional information when processing debit and prepaid authorizations.
Set this field to the request ID that was returned in the response message from the original authorization request.

REST Example: Processing Debit and Prepaid Authorizations

Request
{ "orderInformation" : { "billTo" : { "country" : "US", "firstName" : "John", "lastName" : "Deo", "address1" : "901 Metro Center Blvd", "postalCode" : "40500", "locality" : "Foster City", "administrativeArea" : "CA", "email" : "
test@cybs.com
" }, "amountDetails" : { "totalAmount" : "100.00", "currency" : "USD" } }, "paymentInformation" : { "card" : { "expirationYear" : "2031", "number" : "4111111111111111", "securityCode" : "123", "expirationMonth" : "12", "type" : "001" } } }
Response to a Successful Request
{ "_links" : { "authReversal" : { "method" : "POST", "href" : "/pts/v2/payments/6595482584316313203494/reversals" }, "self" : { "method" : "GET", "href" : "/pts/v2/payments/6595482584316313203494" }, "capture" : { "method" : "POST", "href" : "/pts/v2/payments/6595482584316313203494/captures" } }, "clientReferenceInformation" : { "code" : "RTS-Auth" }, "consumerAuthenticationInformation" : { "token" : "Axj/7wSTZYq1MhJBMfMmAEQs2auWrRwyauGjNi2ZsWbJgzaOWiaVA+JbK AU0qB8S2VpA6cQIp4ZNvG2YbC9eM4E5NlirUyEkEx8yYAAA4A1c" }, "id" : "6595482584316313203494", "orderInformation" : { "amountDetails" : { "authorizedAmount" : "100.00", "currency" : "USD" } }, "paymentAccountInformation" : { "card" : { "type" : "001" } }, "paymentInformation" : { "tokenizedCard" : { "type" : "001" }, "card" : { "type" : "001" } }, "processorInformation" : { "systemTraceAuditNumber" : "853428", "approvalCode" : "831000", "cardVerification" : { "resultCodeRaw" : "M", "resultCode" : "M" }, "merchantAdvice" : { "code" : "01", "codeRaw" : "M001" }, "responseDetails" : "ABC", "networkTransactionId" : "016153570198200", "retrievalReferenceNumber" : "221517853428", "consumerAuthenticationResponse" : { "code" : "2", "codeRaw" : "2" }, "transactionId" : "016153570198200", "responseCode" : "00", "avs" : { "code" : "Y", "codeRaw" : "Y" } } }