Authorization with Contact EMV and Offline PIN

During a contact EMV authorization, the customer inserts the card into the terminal, which causes the EMV chip to be in contact with the terminal. When processing an offline PIN transaction, the EMV chip verifies the customer PIN.

Endpoint

Production:
POST
https://api.cybersource.com
/pts/v2/payments
Test:
POST
https://apitest.cybersource.com
/pts/v2/payments

REST Example: Processing an Authorization with Contact EMV and Offline PIN

Request
{ "clientReferenceInformation": { "code": "test123", "transactionId": "uniqueValue2", "partner": { "thirdPartyCertificationNumber": "testTPCN" } }, "processingInformation": { "commerceIndicator": "retail", "authorizationOptions": { "partialAuthIndicator": "true" } }, "paymentInformation": { "card": { "type": "001" } }, "orderInformation": { "amountDetails": { "totalAmount": "9900.00", "currency": "USD" } }, "pointOfSaleInformation": { "entryMode": "contact", "terminalCapability": 4, "terminalPinCapability": 6, "emv": { "tags": "5F3401019F3303E0F8C8950580800480009F370465B81A3A9F100706011203A0A0009F2608E9D097D1901E8AB99F36020002820218009C01009F1A0208409A032307259F02060000000007005F2A0208409F0306000000000000DF78083831393931303236DF791B322D30323436362D312D31432D5246492D303331332D342E332E62", "cardSequenceNumber": "01" }, "trackData": ";4761xxxxxxxxxxxx=251220111478549?" }, "merchantInformation": { "transactionLocalDateTime": "20230724085022" } }
Response to a Successful Request
{ "_links": { "authReversal": { "method": "POST", "href": "/pts/v2/payments/6938894575296498704951/reversals" }, "self": { "method": "GET", "href": "/pts/v2/payments/6938894575296498704951" }, "capture": { "method": "POST", "href": "/pts/v2/payments/6938894575296498704951/captures" } }, "clientReferenceInformation": { "code": "test123", "transactionId": "uniqueValue2" }, "id": "6938894575296498704951", "orderInformation": { "amountDetails": { "authorizedAmount": "9900.00", "currency": "USD" } }, "paymentAccountInformation": { "card": { "type": "001" } }, "paymentInformation": { "accountFeatures": { "category": "A", "group": "0" }, "tokenizedCard": { "type": "001" }, "card": { "type": "001" } }, "pointOfSaleInformation": { "emv": { "tags": "9F36020015910AB58D60185BEF0247303072179F180430303031860E04DA9F580903B1BAEDFD1438BA48" } }, "processorInformation": { "systemTraceAuditNumber": "188589", "approvalCode": "831000", "networkTransactionId": "016153570198200", "retrievalReferenceNumber": "324704188589", "transactionId": "016153570198200", "responseCode": "00", "avs": { "code": "2" } }, "reconciliationId": "6938894575296498704951", "status": "AUTHORIZED", "submitTimeUtc": "2023-09-05T04:50:58Z" }