Tap-Initiated Authorization for Debt Recovery with EMV Data
When a cardholder attempts to use a blocked card at the transit reader, create a new debt
recovery authorization request using the chip data from the new tap, along with the fare
amount of the previous declined authorization.
Endpoint
Production:
POST
https://api.cybersource.com
/pts/v2/paymentsTest:
POST
https://apitest.cybersource.com
/pts/v2/paymentsExample: Tap-Initiated Authorization for Debt Recovery with EMV Data
Request
{ "clientReferenceInformation": { "comments": "TransitDA Debt recovery tap auth", "code": "10000597", "transactionId": "20000597", "partner": { "thirdPartyCertificationNumber": "BPCDRC220403", "solutionId": "548UHQ8Z" } }, "processingInformation": { "industryDataType": "transit", "captureOptions": { "dateToCapture": "0425" }, "capture": "false", "commerceIndicator": "retail", "authorizationOptions": { "debtRecoveryIndicator": "true", "deferredAuthIndicator": "true" } }, "orderInformation": { "amountDetails": { "totalAmount": "10.00", "currency": "EUR" } }, "paymentInformation": { "card": { "type": "001" } }, "pointOfSaleInformation": { "terminalId": "12345678", "catLevel": "2", "entryMode": "contactless", "terminalCapabiity": "5", "terminalPinCapability": "0", "emv": { "tags": "5F2A0209768407A00000000310109F360200029F03060000000000009C01005F3401019F10201F220100A00000000000000000000000000000000000000000000000000000009F33030008089A032204259F260845E978CEEC63154F9F2701409F0206000000000200820220209F34031F00009F1A0209769F6E04207000009F3704B257DA1495050000000000", "cardSequenceNumber": "1" }, "trackData": ";476173XXXXXXXXXX=241220119058254?" } }
Response to a Declined Request
{ "_links": { "self": { "method": "GET", "href": "/pts/v2/payments/6508883585936636904003" } }, "clientReferenceInformation": { "code": "10000597", "partner": { "solutionId": "548UHQ8Z" }, "transactionId": "20000597" }, "errorInformation": { "reason": "PROCESSOR_DECLINED", "message": "Decline - General decline of the card. No other information provided by the issuing bank." }, "id": "6508883585936636904003", "pointOfSaleInformation": { "emv": { "tags": "9F36020015910AB58D60185BEF0247303072179F180430303031860E04DA9F580903B1BAEDFD1438BA48" } }, "processorInformation": { "systemTraceAuditNumber": "163648", "networktransactionId": "016153570198200", "retrievalReferenceNumber": "211512163648", "transactionId": "016153570198200", "responseCode": "05", "avs": { "code": "2" } }, "status": "DECLINED" }