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Authorization with Magnetic Stripe Swipe

Although EMV chips on payment cards have become common, sometimes the EMV chip cannot be used to validate the cardholder. In these instances, you can choose to validate the cardholder by using the magnetic stripe on back of the payment card.

Endpoint

Production:
POST
https://api.cybersource.com
/pts/v2/payments
Test:
POST
https://apitest.cybersource.com
/pts/v2/payments

REST Example: Processing an Authorization with Swiped Track Data

Request
{
    "clientReferenceInformation": {
        "code": "ABC123",
        "partner": {
            "thirdPartyCertificationNumber": "123456789012"
        }
    },
    "processingInformation": {
        "commerceIndicator": "retail"
        }
    },
    "pointOfSaleInformation": {
        "trackData": ";4111xxxxxxxxxxxx=231220112345678?",
        "entryMode": "swiped",
        "terminalCapability": "4"
    },
    "paymentInformation": {
        "card": {
            "type": "001"
        }
    },
    "orderInformation": {
        "amountDetails": {
            "totalAmount": "9601.00",
            "currency": "USD"
        }
    },
}
Response to a Successful Request
{
    "_links": {
        "authReversal": {
            "method": "POST",
            "href": "/pts/v2/payments/6869553167546562203955/reversals"
        },
        "self": {
            "method": "GET",
            "href": "/pts/v2/payments/6869553167546562203955"
        },
        "capture": {
            "method": "POST",
            "href": "/pts/v2/payments/6869553167546562203955/captures"
        }
    },
    "clientReferenceInformation": {
        "code": "ABC123"
    },
    "id": "6869553167546562203955",
    "orderInformation": {
        "amountDetails": {
            "authorizedAmount": "9601.00",
            "currency": "USD"
        }
    },
    "paymentAccountInformation": {
        "card": {
            "type": "001"
        }
    },
    "paymentInformation": {
        "tokenizedCard": {
            "type": "001"
        },
        "card": {
            "type": "001"
        }
    },
    "pointOfSaleInformation": {
        "terminalId": "111111"
    },
    "processorInformation": {
        "approvalCode": "888888",
        "networkTransactionId": "123456789619999",
        "transactionId": "123456789619999",
        "responseCode": "100",
        "avs": {
            "code": "1"
        }
    },
    "reconciliationId": "63427009RIT9HBR9",
    "status": "AUTHORIZED",
    "submitTimeUtc": "2023-06-16T22:41:57Z"
}