- Introduction to Payments
- Standard Payment Processing
- Card Present Connect | Retail Processing
- Authorization with Contact EMV and Online PIN
- Authorization with Contact EMV and Offline PIN
- Card Present Connect | Mass Transit Processing
- Debit and Prepaid Card Processing
- Processing Debit and Prepaid Authorizations
- Airline Data Processing
- Japanese Payment Options Processing
- Processing Payments Using Credentials
- Using Stored Customer Credentials During a CIT
- Merchant-Initiated Delayed Transaction with PAN
- Merchant-Initiated Incremental Transaction with PAN
- Merchant-Initiated No-Show Transactions with PAN
- Merchant-Initiated Reauthorization Transactions with PAN
- Merchant-Initiated Resubmission Transaction with PAN
- Installment Payments
- Recurring Payments
- Merchant-Initiated Recurring Payments with PAN
- Token Management Service Processing
On This Page
REST API | Visa Platform Connect
Customer-Initiated Installment Payments with PAN
An installment payment is a single purchase of goods or services billed to a customer
in multiple transactions over a period of time agreed to by you and the customer.
The agreement enables you to charge a specific amount at specified intervals.
IMPORTANT
Do not use this document if you are using the Installments
service. When using the Installments service,
Cybersource
saves and
stores payment credentials for installment transactions, ensuring compliance with
COF best practices. Prerequisites
The first transaction in an installment payment is a
customer-initiated
transaction
(CIT). Before you can perform a subsequent merchant-initiated
transaction
(MIT), you must store the customer's credentials for later use.
Before you can store the user's credentials, you must get the customer's consent to
store their private information. This process is also known as establishing a
relationship with the customer.Endpoint
Production:
POST
https://api.cybersource.com
/pts/v2/paymentsTest:
POST
https://apitest.cybersource.com
/pts/v2/paymentsSuccessful Response
Store the
processorInformation.networkTransactionId
field value from the
successful response message. You must include the network transaction ID in
subsequent MIT authorization requests to associate the CIT to the MIT.