- Introduction to Payments
- Standard Payment Processing
- Card Present Connect | Retail Processing
- Authorization with Contact EMV and Online PIN
- Authorization with Contact EMV and Offline PIN
- Card Present Connect | Mass Transit Processing
- Debit and Prepaid Card Processing
- Processing Debit and Prepaid Authorizations
- Airline Data Processing
- Japanese Payment Options Processing
- Processing Payments Using Credentials
- Using Stored Customer Credentials During a CIT
- Merchant-Initiated Delayed Transaction with PAN
- Merchant-Initiated Incremental Transaction with PAN
- Merchant-Initiated No-Show Transactions with PAN
- Merchant-Initiated Reauthorization Transactions with PAN
- Merchant-Initiated Resubmission Transaction with PAN
- Installment Payments
- Recurring Payments
- Merchant-Initiated Recurring Payments with PAN
- Token Management Service Processing
On This Page
REST API | Visa Platform Connect
Customer-Initiated Transactions with Credentials on
File
A customer-initiated transaction (CIT) is a transaction initiated by the customer. There
are two types of CITs:
- Customer transactions during which the credentials are stored for futurecustomer-initiated transactions
- Customer transactions during which the credentials are stored for futuremerchant-initiated transactions
Customers can initiate a CIT at a merchant payment terminal, through an online purchase
transaction, or by making a purchase using a previously stored credential.
Business Center
Business Center
You can create a new customer-initiated transaction in the
Business Center
by
going to the One-Time Payments section and requesting a new authorization. When you
have entered the customer's information, you can store the customer's credentials
with the customer's permission in the Payment Information section. By doing so, you
can perform merchant-initiated transactions for payments that the customer has
pre-approved. For more information on how to perform a MIT in the
Business Center
,
see Merchant-Initiated No-Show Transactions with PAN.