Visa Account Verification Request (AVR) with EMV Data

A Visa account verification request (AVR) with EMV data is a zero amount authorization.

Endpoint

Production:
POST
https://api.cybersource.com
/pts/v2/payments
Test:
POST
https://apitest.cybersource.com
/pts/v2/payments

Example: Visa AVR Authorization with EMV Data

Request
{ "clientReferenceInformation": { "comments": "TransitDA BAU zero value auth", "code": "10000564", "transactionId": "20000564", "partner": { "thirdPartyCertificationNumber": "BPCDRC220403", "solutionId": "548UHQ8Z" } }, "processingInformation": { "capture": "false", "commerceIndicator": "retail" }, "orderInformation": { "amountDetails": { "totalAmount": "0.00", "currency": "EUR" } }, "paymentInformation": { "card": { "type": "001" } }, "pointOfSaleInformation": { "terminalId": "12345678", "catLevel": "2", "entryMode": "contactless", "terminalCapabiity": "5", "terminalPinCapability": "0", "emv": { "tags": "5F2A0209768407A00000000310109F360200029F03060000000000009C01005F3401019F10201F220100A00000000000000000000000000000000000000000000000000000009F33030008089A032204259F260845E978CEEC63154F9F2701409F0206000000000200820220209F34031F00009F1A0209769F6E04207000009F3704B257DA1495050000000000", "cardSequenceNumber": "1" }, "trackData": ";476173XXXXXXXXXX=241220119058254?" } }
Response to a Successful Request
{ "_links": { "authReversal": { "method": "POST", "href": "/pts/v2/payments/6508875466126538104002/reversals" }, "self": { "method": "GET", "href": "/pts/v2/payments/6508875466126538104002" }, "capture": { "method": "POST", "href": "/pts/v2/payments/6508875466126538104002/captures" } }, "clientReferenceInformation": { "code": "10000564", "partner": { "solutionId": "548UHQ8Z" }, "transactionId": "20000564" }, "id": "6508875466126538104002", "orderInformation": { "amountDetails": { "authorizedAmount": "0.00", "currency": "EUR" } }, "paymentAccountInformation": { "card": { "type": "001" } }, "paymentInformation": { "tokenizedCard": { "type": "001" }, "card": { "type": "001" } }, "processorInformation": { "systemTraceAuditNumber": "162930", "approvalCode": "831000", "merchantAdvice": { "code": "01", "codeRaw": "M001" }, "responseDetails": "ABC", "networktransactionId": "016153570198200", "retrievalReferenceNumber": "211511162930", "consumerAuthenticationResponse": { "code": "2", "codeRaw": "2" }, "transactionId": "016153570198200", "responseCode": "00", "avs": { "code": "Y", "codeRaw": "Y" } }, "reconciliationId": "6508875466126538104002", "status": "AUTHORIZED", "submitTimeUtc": "2022-04-25T11:52:26Z" }
Response to a Declined Request
{ "_links": { "self": { "method": "GET", "href": "/pts/v2/payments/6508876049646556304003" } }, "clientReferenceInformation": { "code": "10000566", "partner": { "solutionId": "548UHQ8Z" }, "transactionId": "20000566" }, "errorInformation": { "reason": "AUTH_DECLINE_CAPTURE_POSSIBLE", "message": "Authorization Declined. Follow-on Capture can be processed." }, "id": "6508876049646556304003", "pointOfSaleInformation": { "emv": { "tags": "9F36020015910AB58D60185BEF0247303072179F180430303031860E04DA9F580903B1BAEDFD1438BA48" } }, "processorInformation": { "systemTraceAuditNumber": "162936", "networktransactionId": "016153570198200", "retrievalReferenceNumber": "211511162936", "transactionId": "016153570198200", "responseCode": "05", "avs": { "code": "2" } }, "status": "AUTHORIZED" }