Tap-Initiated Sales for Debt Recovery with EMV Data
A sale transaction is a bundled authorization and capture. When a cardholder attempts to
use a blocked card at the transit reader, create a fresh debt recovery sale request
using the chip data from the new tap, along with the fare amount of the previous
declined authorization.
Endpoint
Production:
POST
https://api.cybersource.com
/pts/v2/paymentsTest:
POST
https://apitest.cybersource.com
/pts/v2/paymentsExample: Mastercard Tap-Initiated Sale for Debt Recovery with EMV Data Using the REST
API
Request
{ "clientReferenceInformation": { "comments": "TransitDA Debt recovery tap sale", "code": "10000575MC", "transactionId": "20000575MC", "partner": { "thirdPartyCertificationNumber": "BPCDRC220403", "solutionId": "548UHQ8Z" } }, "processingInformation": { "industryDataType": "transit", "commerceIndicator": "retail", "capture": "true", "captureOptions": { "dateToCapture": "0425" }, "authorizationOptions": { "authIndicator": "1", "debtRecoveryIndicator": "true", "transportationMode": "00" } }, "orderInformation": { "amountDetails": { "totalAmount": "10.00", "currency": "EUR" } }, "paymentInformation": { "card": { "type": "002" }, "initiationChannel": "00" }, "pointOfSaleInformation": { "terminalId": "12345678", "catLevel": "2", "entryMode": "contactless", "terminalCapabiity": "5", "terminalPinCapability": "0", "emv": { "tags": "5F2A0209768407A00000000410109F360200039F03060000000000009C01005F3401019F10120110A0000F040000000000000000000000FF9F33030008C89A032204259F2608093A260A58500E949F2701809F020600000000010082021B809F34033F00029F1A0209769F37046F4D8104950500200000019F6E06005601023030" }, "trackData": ";5413XXXXXXXXXXXX=49122010123456789?", "serviceCode": "201" } }
Response to a Declined Request
{ "_links": { "self": { "method": "GET", "href": "/pts/v2/payments/650887802747651300400" } }, "clientReferenceInformation": { "code": "10000575MC", "partner": { "solutionId": "548UHQ8Z" }, "transactionId": "20000575MC" }, "errorInformation": { "reason": "PROCESSOR_DECLINED", "message": "Decline - General decline of the card. No other information provided by the issuing bank." }, "id": "650887802747651300400", "pointOfSaleInformation": { "emv": { "tags": "9F36020015910AB58D60185BEF0247303072179F180430303031860E04DA9F580903B1BAEDFD1438BA48" } }, "processorInformation": { "systemTraceAuditNumber": "162956", "networktransactionId": "016153570198200", "retrievalReferenceNumber": "211511162956", "transactionId": "016153570198200", "responseCode": "05", "avs": { "code": "2" } }, "status": "DECLINED" }
Example: Tap-Initiated Sale for Debt Recovery with EMV Data Using the REST API
Request
{ "clientReferenceInformation": { "comments": "TransitDA Debt recovery tap sale", "code": "10000575", "transactionId": "20000575", "partner": { "thirdPartyCertificationNumber": "BPCDRC220403", "solutionId": "548UHQ8Z" } }, "processingInformation": { "industryDataType": "transit", "commerceIndicator": "retail", "capture": "true", "captureOptions": { "dateToCapture": "0425" }, "authorizationOptions": { "authIndicator": "1", "debtRecoveryIndicator": "true", "deferredAuthIndicator": "true", "transportationMode": "00" } }, "orderInformation": { "amountDetails": { "totalAmount": "10.00", "currency": "EUR" } }, "paymentInformation": { "card": { "type": "001" }, "initiationChannel": "00" }, "pointOfSaleInformation": { "terminalId": "12345678", "catLevel": "2", "entryMode": "contactless", "terminalCapabiity": "5", "terminalPinCapability": "0", "emv": { "tags": "5F2A0209768407A00000000410109F360200039F03060000000000009C01005F3401019F10120110A0000F040000000000000000000000FF9F33030008C89A032204259F2608093A260A58500E949F2701809F020600000000010082021B809F34033F00029F1A0209769F37046F4D8104950500200000019F6E06005601023030" }, "trackData": ";4413XXXXXXXXXXXX=49122010123456789?", "serviceCode": "201" } }
Response to a Declined Request
{ "_links": { "self": { "method": "GET", "href": "/pts/v2/payments/6508878027476513004004" } }, "clientReferenceInformation": { "code": "10000575", "partner": { "solutionId": "548UHQ8Z" }, "transactionId": "20000575" }, "errorInformation": { "reason": "PROCESSOR_DECLINED", "message": "Decline - General decline of the card. No other information provided by the issuing bank." }, "id": "6508878027476513004004", "pointOfSaleInformation": { "emv": { "tags": "9F36020015910AB58D60185BEF0247303072179F180430303031860E04DA9F580903B1BAEDFD1438BA48" } }, "processorInformation": { "systemTraceAuditNumber": "162956", "networktransactionId": "016153570198200", "retrievalReferenceNumber": "211511162956", "transactionId": "016153570198200", "responseCode": "05", "avs": { "code": "2" } }, "status": "DECLINED" }