REST Example: Processing an Authorization for a Cash Advance

Endpoint:

Production:

POST https://api.cybersource.com/pts/v2/payments

Test:

POST https://apitest.cybersource.com/pts/v2/payments

This example shows a cash advance request against a Mastercard debit card account limit.

Request

{
    "clientReferenceInformation": {
        "code": "TC50171rbi_2"
    },
    "processorInformation": {
        "authorizationOptions": {
            "panReturnIndicator": "1-E"
        }
    },
    "orderInformation": {
        "billTo": {
            "country": "US",
            "lastName": "VDP",
            "address2": "test",
            "address1": "201 S. Division St.",
            "postalCode": "48104-2201",
            "locality": "Ann Arbor",
            "administrativeArea": "MI",
            "firstName": "RTS",
            "phoneNumber": "999999999",
            "district": "MI",
            "buildingNumber": "123",
            "company": "Visa",
            "email": "test@cybs.com"
        },
        "amountDetails": {
            "totalAmount": "6854.31",
            "currency": "USD"
        }
    },
    "paymentInformation": {
        "card": {
            "expirationYear": "2031",
            "number": "5555555555554444",
            "securityCode": "123",
            "expirationMonth": "12",
            "type": "002",
            "useAs": "DB"
        }
    },
    "buyerInformation": {
        "personalIdentification": [
            {
                "type": "TAX_ID",
                "issuedBy": "issuer",
                "verificationResults": "5"
            }
        ]
    },
    "processingInformation": {
        "authorizationOptions": {
            "cashAdvanceIndicator": "true"
        }
    }
}

Response to a Successful Request

{
    "_links": {
        "authReversal": {
            "method": "POST",
            "href": "/pts/v2/payments/6557018740636000603187/reversals"
        },
        "self": {
            "method": "GET",
            "href": "/pts/v2/payments/6557018740636000603187"
        },
        "capture": {
            "method": "POST",
            "href": "/pts/v2/payments/6557018740636000603187/captures"
        }
    },
    "clientReferenceInformation": {
        "code": "TC50171rbi_2"
    },
    "id": "6557018740636000603187",
    "orderInformation": {
        "amountDetails": {
            "authorizedAmount": "6854.31",
            "currency": "USD"
        }
    },
    "paymentAccountInformation": {
        "card": {
            "type": "002"
        }
    },
    "paymentInformation": {
        "tokenizedCard": {
            "type": "002"
        },
        "card": {
            "hashedNumber": "555555L3JbvR9AWh7QM2q6+F3f62kCqZhKdv2HfDtcw7UIWoI=",
            "type": "002"
        }
    },
    "processorInformation": {
        "systemTraceAuditNumber": "814983",
        "electronicVerificationResults": {
            "codeRaw": "01"
        },
        "approvalCode": "831000",
        "cardVerification": {
            "resultCodeRaw": "M",
            "resultCode": "M"
        },
        "merchantAdvice": {
            "code": "01",
            "codeRaw": "M001",
            "nameMatch": "00"
        },
        "networkTransactionId": "MCC6635490620",
        "retrievalReferenceNumber": "217105814983",
        "consumerAuthenticationResponse": {
            "code": "2",
            "codeRaw": "2"
        },
        "transactionId": "MCC6635490620",
        "responseCode": "00",
        "avs": {
            "code": "Y",
            "codeRaw": "Y"
        }
    },
    "reconciliationId": "6557018740636000603187",
    "status": "AUTHORIZED",
    "submitTimeUtc": "2022-06-20T05:11:14Z"
}