- Introduction to Payments
- Standard Payment Processing
- Debit and Prepaid Card Processing
- Processing Debit and Prepaid Authorizations
- Airline Data Processing
- Japanese Payment Options Processing
- Processing Payments Using Credentials
- Using Stored Customer Credentials During a CIT
- Merchant-Initiated Delayed Transaction with PAN
- Merchant-Initiated Incremental Transaction with PAN
- Merchant-Initiated No-Show Transactions with PAN
- Merchant-Initiated Reauthorization Transactions with PAN
- Merchant-Initiated Resubmission Transaction with PAN
- Installment Payments
- Recurring Payments
On This Page
Simple Order API | Visa Platform Connect
Customer-Initiated Recurring Payment with PAN
A recurring payment is a credentials-on-file (COF) transaction in a series of
payments that you bill to a customer at a fixed amount, at regular intervals that do
not exceed one year between transactions. The series of recurring payments is the
result of an agreement between you and the customer for the purchase of goods or
services that are provided at regular intervals.
Mastercard uses standing order and subscription payments instead of recurring
payments. See Mastercard Standing Order Payments and
Mastercard Subscription Payments.
Prerequisites
The first transaction in a recurring payment is a customer-initiated transaction
(CIT). Before you can perform a subsequent merchant-initiated transaction (MIT), you
must store the customer's credentials for later use. Before you can store the
customer's credentials, you must get their consent to store their private
information. This is also known as establishing a relationship with the
customer.
Recurring Billing Service for Recurring Payments
Do not use this document for the Recurring Billing service.
Use the
Recurring Billing Developer
Guide
. When
you use the Recurring Billing service, Cybersource
saves and
stores payment credentials for recurring transactions, ensuring compliance with
COF best practices. Endpoint
Set the
ccAuthService_run
field to true
.Send the request to
https://ics2ws.ic3.com/commerce/1.x/transactionProcessor
.Successful Response
Store the
ccAuthReply_paymentNetworkTransactionID
field value from the
successful response message. You must include the network transaction ID in
subsequent MIT authorization requests to associate the CIT to the MIT.