Recent Revisions to This Document

About This Guide

VISA Platform Connect: Specifications and Conditions for Resellers/Partners

Introduction to Payments
- Financial Institutions and Payment Networks
  - Merchant Financial Institutions (Acquirers)
  - Issuing (Customer) Financial Institutions
  - Payment Networks
  - Payment Processors
- Card Types
  - Co-Badged Cards
  - Co-Branded Cards
  - Credit Cards
  - Debit Cards
  - Prepaid Cards
  - Private Label Cards
  - Quasi-Cash
- Transaction Types
  - Card-Not-Present Transactions
  - Card-Present Transactions
  - Authorizations with Card Verification Numbers
    - CVN Locations and Terminology
  - International Transactions
    - Dynamic Currency Conversion
    - Merchant Remittance Funding
  - Token Management Service
- Payment Services
  - Authorizations
    - Online Authorizations
    - Offline Authorizations
    - Payment Network Token Authorizations
    - Authorization Workflow
  - Authorization Reversals
  - Automatic Partial Authorization Reversals
  - Credits
    - Credit Workflow
  - Voids
  - Sales
    - Dual-Message Processing
      - Partial Authorizations
    - Single-Message Processing
- Payment Features
  - Debit and Prepaid Card Payments
  - Airline Data
    - Cybersource Airline Data Processing
    - Airline Travel Legs
    - Airline Data Reference Information
      - Airline Document Type Codes
      - Ancillary Service Category Codes
  - Interchange Optimization
  - Japanese Payment Options
  - Mastercard Bill Payments
  - Mastercard Expert Monitoring Solutions
  - Payer Authentication
  - Relaxed Requirements for Address Data and Expiration Date in Payment Transactions
  - Split Shipments
  - Stored Credentials

Standard Payment Processing
- Basic Authorizations
  - Declined Authorizations
  - Required Fields for Processing a Basic Authorization
    - Country-Specific Required Fields for Processing a Basic Authorization
  - Simple Order Example: Processing a Basic Authorization
- Authorizations with Line Items
  - Optional Line Item Fields
  - Required Fields for Processing an Authorization with Line Items
    - Country-Specific Required Fields for Processing an Authorization with Line Items
  - Simple Order Example: Processing an Authorization with Line Items
- Authorizations with Payment Network Tokens
  - Required Fields for Authorizations with Payment Network Tokens
  - Optional Fields for Authorizations with Payment Network Tokens
  - Simple Order API Example: Authorizations with Payment Network Tokens
- Authorizations with a Card Verification Number
  - Required Fields for Processing an Authorization with a Card Verification Number
  - Optional Fields for Processing an Authorization with a Card Verification Number
  - Simple Order Example: Processing an Authorization with a Card Verification Number
- Authorizations with Foreign Merchants
  - Required Fields for Processing a Basic Authorization
  - Simple Order Example: Processing a Authorization with a Foreign Merchant
- Authorizations with Strong Customer Authentication Exemption
  - Required Fields for Processing an Authorization with an SCA Exemption
  - Simple Order Example: Processing an Authorization with an SCA Exemption for Low Value Transactions
- Zero Amount Authorizations
  - Required Fields for Processing a Zero Amount Authorization
    - Country-Specific Required Fields for Processing a Zero Amount Authorization
  - Simple Order Example: Processing a Zero Amount Authorization
- Incremental Authorizations
  - Required Fields for Processing an Incremental Authorization
    - Country-Specific Required Fields for Processing an Incremental Authorization
  - Optional Fields for Processing an Incremental Authorization
  - Simple Order Example: Processing an Incremental Authorization
- Final Authorization Indicator
  - Requirements for Final Authorizations
  - Pre-authorizations
  - Unmarked Authorizations
    - Requirements for Unmarked Authorizations
  - Undefined Authorizations
    - Requirements for Undefined Authorizations
  - Required Fields for Final Authorizations
  - Simple Order Example: Final Authorizations
- Authorization Reversals
  - Required Fields for Processing an Authorization Reversal
  - Simple Order Example: Processing an Authorization Reversal
- Timeout Authorization Reversals
  - Required Fields for Processing a Timeout Authorization Reversal
  - Simple Order Example: Processing a Merchant-Initiated Authorization Reversal
- Captures
  - Required Fields for Capturing an Authorization
  - Simple Order Example: Capturing an Authorization
- Captures with Foreign Merchants
  - Required Fields for Capturing an Authorization
  - Simple Order Example: Capturing an Authorization
- Multiple Partial Captures
  - Required Fields for Processing Multiple Partial Captures
  - Simple Order Example: Processing Multiple Partial Captures
- Forced Captures
  - Required Fields for Forced Captures
  - Simple Order Example: Forced Captures
- Follow-On Credits
  - Required Fields for Processing a Follow-On Credit
  - Simple Order Example: Processing a Follow-On Credit
- Stand-Alone Credit
  - Required Fields for Processing a Stand-Alone Credit
  - Simple Order Example: Processing a Stand-Alone Credit
- Sales
  - Required Fields for Processing a Sale
  - Simple Order Example: Processing a Sale
- Void
  - Required Fields for Processing a Void
  - Simple Order API Example: Processing a Void
- Timeout Voids for a Capture, Sale, Follow-On Credit, or Stand-Alone Credit
  - Required Fields for Processing a Timeout Void for a Capture, Sale, Follow-On Credit, or Stand-Alone Credit
  - Simple Order Example: Processing a Timeout Void for a Capture, Sale, Follow-On Credit, or Stand-Alone Credit

Debit and Prepaid Card Processing
- Additional Resources for Debit and Prepaid Payments
- Processing Debit and Prepaid Authorizations
  - Required Fields for Processing Debit and Prepaid Authorizations
    - Country Specific Required Fields to Process Debit and Prepaid Authorizations
  - Optional Field for Processing Debit and Prepaid Authorizations
  - Simple Order Example: Processing Debit and Prepaid Authorizations
- Enabling Debit and Prepaid Partial Authorizations
  - Required Fields for Enabling Debit and Prepaid Partial Authorizations
  - Optional Field for Enabling Debit and Prepaid Partial Authorizations
  - Simple Order Example: Enabling Debit and Prepaid Partial Authorizations
- Disabling Debit and Prepaid Partial Authorizations
  - Required Field for Disabling Debit and Prepaid Partial Authorizations
  - Optional Field for Disabling Debit and Prepaid Partial Authorizations
  - Simple Order Example: Disabling Debit and Prepaid Partial Authorizations

Airline Data Processing
- Airline Travel Legs
- Authorizations
  - Required Fields for Authorizing an Airline Payment
  - Simple Order Example: Authorizing an Airline Payment
- Captures for Ticket Purchases
  - Required Fields for Capturing an Airline Payment
    - Card-Specific Field to Capture an Airline Payment
  - Optional Fields for Capturing an Airline Payment
  - Simple Order Example: Capturing an Airline Payment
- Captures for Ancillary Purchases
  - Required Fields for Capturing an Authorization for Ancillary Purchases
  - Ancillary Fields for Capturing an Authorization for an Ancillary Purchase
  - Simple Order Example: Capturing an Authorization for an Ancillary Purchase
- Follow-On Credits
  - Required Fields for Processing an Airline Follow-On Credit
  - Optional Fields for Processing an Airline Follow-On Credit
  - Simple Order Example: Processing an Airline Follow-On Credit
- Stand-Alone Credits
  - Required Fields for Processing an Airline Stand-Alone Credit
  - Optional Fields for Processing an Airline Stand-Alone Credit
  - Simple Order Example: Processing an Airline Stand-Alone Credit

Japanese Payment Options Processing
- Authorize a Single Payment with Japanese Payment Options
  - Required Fields for Authorizing a Single Payment Using the JPO Method
  - Simple Order Example: Authorizing a JPO Single Payment
- Authorize a Bonus Payment with Japanese Payment Options
  - Required Fields for Authorizing a JPO Bonus Payment
  - Simple Order Example: Authorizing a JPO Bonus Payment
- Authorize an Installment Payment with Japanese Payment Options
  - Required Fields for Authorizing a JPO Installment Payment
  - Simple Order Example: Authorizing a JPO Installment Payment
- Authorize a Revolving Payment with Japanese Payment Options
  - Required Fields for Authorizing a Revolving Payment Using the JPO Method
  - Simple Order Example: Authorizing a JPO Installment Payment
- Authorize a Combination Payment with Japanese Payment Options
  - Required Fields for Authorizing a Combination Payment Using the JPO Method
  - Simple Order Example: Authorizing a JPO Combination Payment

Mastercard Processing
- Mastercard Bill Payment Processing
  - Required Fields for Authorizing a Mastercard Bill Payment
  - Simple Order Example: Authorizing a Mastercard Bill Payment
- Mastercard Expert Monitoring Solutions Processing
  - Required Fields for Processing an Authorization with Mastercard Expert Monitoring Solutions
  - Response Field for Authorizations with Mastercard Expert Monitoring Solutions
  - Simple Order Example: Obtaining the Mastercard Fraud Score for an Authorization

Payer Authentication Processing
- Additional Resources for Payer Authentication
- Providing Payer Authentication Information for Authorization
- American Express SafeKey
  - Required Fields for Processing an Authorization Using American Express SafeKey
  - Optional Field for Processing an Authorization Using American Express SafeKey
  - Simple Order Example: Processing an Authorization Using American Express SafeKey
- JCB J/Secure
  - Required Fields for Processing an Authorization Using JCB J/Secure Authentication
  - Simple Order Example: Processing an Authorization Using JCB J/Secure Authentication
- Mastercard Identity Check
  - Required Fields for Processing an Authorization Using Mastercard Identity Check
  - Simple Order Example: Processing an Authorization Using Mastercard Identity Check
- Visa Secure
  - Required Fields for Processing an Authorization Using Visa Secure
  - Simple Order Example: Processing an Authorization Using Visa Secure

Relaxed Requirements for Address Data and Expiration Date in Credit Card Transactions
- Requirements
- Services
- Relaxed Fields

Split Shipments Processing
- Authorizing a Sale for a Product Not Yet Available
- Processing Two Authorizations and a Capture for Multiple Products
- Processing an Authorization and Two Captures for Multiple Products

Processing Payments Using Credentials
- Additional Resources for Credentialed Transactions
- Customer-Initiated Transactions with Credentials on File
- Storing Customer Credentials with a CIT and PAN
  - Required Fields for Storing Customer Credentials During a CIT
  - Simple Order Example: Storing Customer Credentials During a CIT
- Using Stored Customer Credentials During a CIT
  - Required Fields for Retrieving Customer Credentials During a Customer-Initiated Transaction
    - Card-Specific Required Field for Retrieving Customer Credentials During a CIT
  - Simple Order Example: Retrieving Customer Credentials During a CIT
- Merchant-Initiated Delayed Transaction with PAN
  - Required Fields for Processing a Merchant-Initiated Delayed Transaction
    - Card-Specific Required Field for Processing a Merchant-Initiated Transactions
  - Simple Order Example: Processing a Merchant-Initiated Delayed Authorization Transaction
- Merchant-Initiated Incremental Transaction with PAN
  - Required Fields for Processing Merchant-Initiated Incremental Transactions
    - Card-Specific Required Field for Processing a Merchant-Initiated Transactions
  - Simple Order Example: Processing Merchant-Initiated Incremental Transactions
- Merchant-Initiated No-Show Transactions with PAN
  - Required Fields for Processing Merchant-Initiated No-Show Charges
    - Card-Specific Required Field for Processing a Merchant-Initiated Transactions
  - Optional Field for Processing Merchant-Initiated No-Show Charges
  - Simple Order Example: Processing Merchant-Initiated No-Show Transactions
- Merchant-Initiated Reauthorization Transactions with PAN
  - Required Fields for Processing Merchant-Initiated Reauthorized Transactions
    - Card-Specific Required Field for Processing a Merchant-Initiated Transactions
  - Simple Order Example: Processing a Merchant-Initiated Reauthorized Transaction
- Merchant-Initiated Resubmission Transaction with PAN
  - Required Fields for Processing a Merchant-Initiated Resubmitted Transaction
    - Card-Specific Required Field for Processing a Merchant-Initiated Transactions
  - Simple Order Example: Processing a Merchant-Initiated Resubmitted Transaction
- Installment Payments
  - Customer-Initiated Installment Payments with PAN
    - Required Fields for Initial Customer-Initiated Installment Payments with a PAN
    - Simple Order Example: Authorizing Initial Customer-Initiated Installment Payments with a PAN
  - Merchant-Initiated Installment Payments with PAN
    - Required Fields for Authorizing Merchant-Initiated Subsequent Installment Payments
    - Card-Specific Required Field for Retrieving Customer Credentials During a CIT
    - India-Specific Required Fields for Installment Payments
    - Simple Order Example: Authorizing Merchant-Initiated Subsequent Installment Payments
- Recurring Payments
  - Customer-Initiated Recurring Payment with PAN
    - Required Fields for Authorizing a Customer-Initiated Recurring Payment with PAN Using Simple Order API
    - Simple Order Example: Authorizing a Customer-Initiated Recurring Payment with a PAN
  - Merchant-Initiated Recurring Payments with PAN
    - Required Fields for Authorizing a Merchant-Initiated Recurring Payment
      - Card-Specific Required Fields for Authorizing Subsequent Recurring Payments
      - Country-Specific Required Fields for Authorizing Subsequent Recurring Payments
    - Simple Order Example: Authorizing a Merchant-Initiated Recurring Payment
- Mastercard Standing Order Payments
  - Mastercard Initial CIT Standing Order Payment
    - Required Fields for Authorizing Initial CIT Standing Order Payments
    - Simple Order Example: Authorizing Initial CIT Standing Order Payments
  - Mastercard Initial CIT Standing Order Payment with TMS
    - Required Fields for Authorizing Initial CIT Standing Order Payments with TMS
- Mastercard Subscription Payments
  - Mastercard CIT Initial Subscription Payment
    - Required Fields for Authorizing CIT Initial Subscription Payments
    - Simple Order Example: Authorizing Initial CIT Subscription Payments
- Unscheduled COF Payments
  - Customer-Initiated Unscheduled COF Payment with PAN
    - Required Fields for Authorizing Initial CIT Unscheduled COF Payments
    - Simple Order Example: Authorizing Initial CIT Unscheduled COF Payments
  - Merchant-Initiated Unscheduled COF Payments with PAN
    - Required Fields for Authorizing Subsequent MIT Unscheduled COF Payments
      - Card-Specific Required Field for Processing a Merchant-Initiated Transactions
      - Country-Specific Required Fields for Authorizing Subsequent Recurring Payments
    - Simple Order Example: Authorizing Subsequent MIT Unscheduled COF Payments

On This Page

Simple Order API | Visa Platform Connect

Simple Order Example: Processing an Airline Stand-Alone Credit

Use this example as a reference for processing an airline stand-alone credit.

Request

<billTo>
     <firstName>John</firstName>
     <lastName>Doe</lastName>
     <street1>1295 Charleston Road</street1>
     <city>Mountain View</city>
     <state>CA</state>
     <postalCode>94043</postalCode>
     <country>US</country>
     <email>customer_email=null@cybersource.com</email>
 </billTo>
 <card>
     <accountNumber>4111111111111111</accountNumber>
     <expirationMonth>12</expirationMonth>
     <expirationYear>2023</expirationYear>
 </card>
 <merchantID>lrsebctest</merchantID>
 <merchantReferenceCode>Postman-1666381004</merchantReferenceCode>
 <purchaseTotals>
     <currency>USD</currency>
     <grandTotalAmount>1.01</grandTotalAmount>
 </purchaseTotals>
 <ccCreditService run="true">
     <captureRequestID>6663700818566565103010</captureRequestID>
 </ccCreditService>

Response to a Successful Request

<merchantReferenceCode>Postman-1666374834</merchantReferenceCode>
<requestID>6663748348516429203007</requestID>
<decision>ACCEPT</decision>
<reasonCode>100</reasonCode>
<requestToken>
    Axj/7wSTaT4V6Ox9sAY/ABEg2bN2bdk4YQnMOPVhw6Cft2LvhsgKft
    2Lvhs6QHyke0MmkmXoxZaDiQJybSfCvR2PtgDH4AAAyhRH
</requestToken>
<purchaseTotals>
    <currency>USD</currency>
</purchaseTotals>
<ccAuthReply>
    <reasonCode>100</reasonCode>
    <amount>1.01</amount>
    <authorizationCode>888888</authorizationCode>
    <avsCode>X</avsCode><avsCodeRaw>I1</avsCodeRaw>
    <authorizedDateTime>2022-10-21T17:53:54Z</authorizedDateTime>
    <processorResponse>100</processorResponse>
    <reconciliationID>66737280B9CGUCCP</reconciliationID>
    <paymentNetworkTransactionID>123456789619999</paymentNetworkTransactionID>
</ccAuthReply>
<card>
    <cardType>001</cardType>
</card>
<pos>
    <terminalID>111111</terminalID>
</pos>