Debit and Prepaid Card Payments
Debit cards are linked to a cardholder's checking account. A merchant who accepts the debit
card can deduct funds directly from the linked cardholder's account.
You can process debit cards using these services:
- Credit card services
- PIN debit services
- Partial authorizations, which are a special feature available for debit cards
- Balance inquiries, which are a special feature available for debit cards
Requirements
In Canada, to process domestic debit transactions on
Visa Platform Connect
with Mastercard, you must contact customer support to have your account configured for
this feature.When using the Simple Order API in XML format, partial authorizations or
balance responses require the XML schema version 1.52 or later.
Related Information
- See Standard Payment Processing for information that shows you how to use credit card services.
- See Debit and Prepaid Card Processing for information that shows you how to process authorizations that use a debit or prepaid card.