Mastercard Expert Monitoring Solutions Processing

This section shows you how to obtain the transaction fraud score assigned by Mastercard Expert Monitoring Solutions.

Requirement

Contact customer support to enable Mastercard Expert Monitoring Solutions for your account.
After this feature is enabled for your account, Mastercard returns a fraud score for all your card-not-present authorization requests for Mastercard payment cards issued in the US.

Endpoint

Set the
ccAuthService_run
field to
true
.
Send the request to
https://ics2ws.ic3.com/commerce/1.x/transactionProcessor
.

Related Information

Required Fields for Processing an Authorization with Mastercard Expert Monitoring Solutions

Use these required fields to process an authorization using Mastercard Expert Monitoring Solutions.
When relaxed requirements for address data and the expiration date are being used, not all fields in this list are required. It is your responsibility to determine whether your account is enabled to use this feature and which fields are required. For details about relaxed requirements, see Relaxed Requirements for Address Data and Expiration Date in Payment Transactions.
billTo_city
billTo_country
billTo_email
billTo_firstName
billTo_lastName
billTo_postalCode
billTo_state
billTo_street1
card_accountNumber
card_expirationMonth
card_expirationYear
ccAuthService_run
Set the value to
true
.
merchantID
merchantReferenceCode
purchaseTotals_currency
purchaseTotals_grandTotalAmount

Response Field for Authorizations with Mastercard Expert Monitoring Solutions

This field can be returned in a response to an authorization using Mastercard Expert Monitoring Solutions.
ccAuthReply_emsTransactionRiskScore
Fraud score for a Mastercard transaction.

Simple Order Example: Obtaining the Mastercard Fraud Score for an Authorization

Request
ccAuthService_run=true billTo_city=Sao Paulo billTo_country=BR billTo_email=john.doe@company.com billTo_firstname=John billTo_lastname=Smith billTo_postalCode=04543907 billTo_state=SP billTo_street1=Av Pres Juscelino Kubistchek 1909 card_accountNumber=555555555555xxxx card_expirationMonth=12 card_expirationYear=2031 merchant_id=demo_merchant merchant_referenceCode=TC42703-1 purchaseTotals_currency=BRL purchaseTotals_grandTotalAmount=100
Response to a Successful Request
additional_processor_response=e1cdcafc-cdbb-4ef7-8788-a1234e844805 requestID=6629977932421985593067 decision=ACCEPT reasonCode=100 merchantReferenceCode=TC42703-1 purchaseTotals_currency=brl ccAuthService_reconciliationID=57953165A7YFPS77 ccAuthReply_amount=100.00 ccAuthReply_avsCode=5 ccAuthReply_authorizationCode=570110 ccAuthReply_emsTransactionRiskScore=84309 ccAuthReply_processorResponse=1 ccAuthReply_authorizedDateTime=2022-09-12T154953Z ccAuthReply_paymentNetworkTransactionID=123456789619999