Mastercard Data Only
Mastercard has a data-only data flow so merchants can share customer data with the
issuers without going through authentication. The additional data provided to the issuer
helps the issuer makes risk assessments about approving cardholder transactions.
Data-only data flows are frictionless and do not affect the customer experience.
When sending a Mastercard Data Only check enrollment request, be sure to include:
- All of the required fields.
- Set thepayerAuthEnrollService_messageCategoryto80.
The response from the data-only request will include this data:
- ECI =4
- CAVV value
- Directory server transaction ID
- paresStatus =U
- Risk score
- Reason Code
This data from the response must be included in the Authorization request.
Endpoint
Set the
ccAuthService_run
field to
true
.Send the request to:
Production:
Test:
Required Fields for Mastercard Data Only
Required Fields
- This field is required ifpayerAuthEnrollService_mobilePhoneorbillTo_workNumberis not used.
- .
- This field is required ifpayerAuthEnrollService_workPhoneorbillTo_phoneNumberis not used.
- This field is required ifpayerAuthEnrollService_mobilePhoneorbillTo_phoneNumberis not used.
Simple Order Example: Mastercard Data Only
Simple Order Example: Bundled Authentication and Authorization with Mastercard Data Only
Request
123456789101112131415161718192021222324252627bill=test address bill_city=test city bill_country=US bill_state=MI bill_zip=48104-2201 http_browser_color_depth=24 http_browser_java_enabled=N http_browser_javascript_enabled=Y http_browser_language=en_us http_browser_screen_height=864 http_browser_screen_width=1536 http_browser_time_difference=300 http_user_accept=pa_http_user_accept pa_http_user_agent =http_user_agent pa_http_user_accept=pa_http_user_accept card_type=002 currency=usd customer_cc_expmo=12 customer_cc_expyr=2026 customer_cc_number= 5200000000002805 pa_score_request=N pa_message_category=80 grand_total_amount=100.00 ics_applications=ics_pa_enroll merchant_id=patest1 merchant_ref_number=patest1 sender_id=
Response to Successful Request
123456789101112131415161718192021222324252627282930313233343536373839404142ics=1 ics_rflag=SOK ics_rmsg=Request was processed successfully. merchant_ref_number=patest1 pa_enroll_authentication_outage_exemption_indicator=0 pa_enroll_authentication_status_msg=Informational Only pa_enroll_authentication_transaction_id=IS5pM0zQscoVDCKCml81 pa_enroll_authorization_payload=eyJjb250YWluZXJWZXJzaW9uIjoiMSIsImVjaSI6IjA0IiwiYXV0aGVudGljYXRpb25WYWx1ZSI6IkFKa0JCa2hnUVFBQUFFNGdTRUp5ZFFBQ UFBQT0iLCJlZmZlY3RpdmVBdXRoVHlwZSI6IkZSIiwiYWNzT3BlcmF0b3JJRCI6Ik1lcmNoYW50QUNTIiwidGhyZWVEU1JlcXVlc3RvckNoYWxsZW5nZUluZCI6IjAxIiwidHJhbnNTd GF0dXMiOiJVIiwidHJhbnNTdGF0dXNSZWFzb24iOiI4MCIsImRzVHJhbnNJRCI6ImRlOGNiZjkzLThlNzQtNDJmYy05MWU0LTMxNzdhYjZkZDI0NCIsImFjc1RyYW5zSUQiOiI3NzRj MjU1MC02MTJkLTRhOGYtOTUwNi1mMDMwNTYxOTdkYjQiLCJtZXNzYWdlVmVyc2lvbiI6IjIuMi4wIiwibWVyY2hhbnROYW1lIjoiUEFUZXN0NCIsInB1cmNoYXNlRGF0ZSI6IjIwMjUw NDI1MDk0NDE3IiwicHVyY2hhc2VBbW91bnQiOiIxMDAwMCIsIm1lcmNoYW50Q291bnRyeUNvZGUiOiI4NDAiLCJhY3F1aXJlckJJTiI6IjQ2OTIxNiIsImFjcXVpcmVyTWVyY2hhbnRJRC I6ImRlZmF1bHQiLCJ0aHJlZURTUmVxdWVzdG9yTmFtZSI6IlBBVGVzdDQiLCJ0aHJlZURTUmVxdWVzdG9ySUQiOiIxMDA1MjIzNio1NWVmM2VmYmY3MjNhYTQzMWM5OWFjNGQ iLCJjYXJkQnJhbmQiOiJNQVNURVJDQVJEIn0= pa_enroll_card_bin=520000 pa_enroll_card_type_name=MASTERCARD pa_enroll_challenge_required=N pa_enroll_directory_server_transaction_id=de8cbf93-8e74-42fc-91e4-3177ab6dd244 pa_enroll_e_commerce_indicator=spa pa_enroll_eci_raw=04 pa_enroll_effective_authentication_type=FR pa_enroll_pa_acs_operator_id=MerchantACS pa_enroll_pa_acs_reference_number=CardinalACS pa_enroll_pa_acs_transaction_id=774c2550-612d-4a8f-9506-f03056197db4 pa_enroll_pa_three_ds_server_transaction_id=9166404a-00bb-425e-8cc2-74789f4405f7 pa_enroll_pares_status=U pa_enroll_pares_status_reason=80 pa_enroll_rcode=1 pa_enroll_rflag=SOK pa_enroll_rmsg=ics_pa_enroll service was successful pa_enroll_specification_version=2.2.0 pa_enroll_ucaf_authentication_data=AJkBBkhgQQAAAE4gSEJydQAAAAA= pa_enroll_ucaf_collection_indicator=4 pa_enroll_veres_enrolled=Y request_id=7455742587763896572043 request_token=AxjzbwSTlC02rVqit1iLAEQCUS6wE4F5pA6cQT+4ZNscUcfKjUhQFgAAGAZm
Request
123456789101112131415161718192021222324252627bill=test address bill_city=test city bill_country=US bill_state=MI bill_zip=48104-2201 http_browser_color_depth=24 http_browser_java_enabled=N http_browser_javascript_enabled=Y http_browser_language=en_us http_browser_screen_height=864 http_browser_screen_width=1536 http_browser_time_difference=300 http_user_accept=pa_http_user_accept pa_http_user_agent =http_user_agent pa_http_user_accept=pa_http_user_accept card_type=002 currency=usd customer_cc_expmo=12 customer_cc_expyr=2026 customer_cc_number= 5200000000002805 pa_score_request=N pa_message_category=80 grand_total_amount=100.00 ics_applications=ics_pa_enroll,ics_auth merchant_id=patest1 merchant_ref_number=patest1 sender_id=
Response to Successful Request
1234567891011121314151617181920212223242526272829303132333435363738394041424344454647484950515253additional=ABC auth_additional_token_response_information=0 auth_auth_amount=100.00 auth_auth_avs=Y auth_auth_code=831000 auth_auth_response=00 auth_auth_time=2025-04-25T094713Z auth_avs_raw=Y auth_cavv_response_code=2 auth_cavv_response_code_raw=2 auth_fee_program_indicator=123 auth_merchant_advice_code=01 auth_merchant_advice_code_raw=M001 auth_payment_network_transaction_id=0425MCC498174 auth_rcode=1 auth_reconciliation_reference_number=511509004370 auth_rflag=SOK auth_rmsg=Request was processed successfully. auth_trans_ref_no=7455744328063896572043 card_type=002 currency=usd ics_rcode=1 ics_rflag=SOK ics_rmsg=Request was processed successfully. issuer_clearing_data=6700040102F0F1 merchant_ref_number=patest1 pa_enroll_authentication_outage_exemption_indicator=0 pa_enroll_authentication_status_msg=Informational Only pa_enroll_authentication_transaction_id=iChqahOxuK78PdvcCHK1 pa_enroll_authorization_payload=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 pa_enroll_card_bin=520000 pa_enroll_card_type_name=MASTERCARD pa_enroll_challenge_required=N pa_enroll_directory_server_transaction_id=4b345d21-f147-4bc1-bd0d-e87ae5a6aacb pa_enroll_e_commerce_indicator=spa pa_enroll_eci_raw=04 pa_enroll_effective_authentication_type=FR pa_enroll_pa_acs_operator_id=MerchantACS pa_enroll_pa_acs_reference_number=CardinalACS pa_enroll_pa_acs_transaction_id=e28e850a-b529-44d4-acb0-3ac3061d9f23 pa_enroll_pa_three_ds_server_transaction_id=cbd30512-3b7c-4b2e-8481-f2a11f21e794 pa_enroll_pares_status=U pa_enroll_pares_status_reason=80 pa_enroll_rcode=1 pa_enroll_rflag=SOK pa_enroll_rmsg=ics_pa_enroll service was successful pa_enroll_specification_version=2.2.0 pa_enroll_ucaf_authentication_data=AJkBBkhgQQAAAE4gSEJydQAAAAA= pa_enroll_ucaf_collection_indicator=4 pa_enroll_veres_enrolled=Y receipt_number=004370 request_id=7455744328063896572043 request_token=Axj/7wSTlC083CXOBNCLAEQs3aNWrdo0ZsnDBszcOWzVuyYNGaiXWAnAvgJRLrATgX2kDpxBP7hk2xxRx8qNSFgWk5QtPNwlzgTQiwAAwCEb