Test Cases for 3-D Secure 2.x
Use the card number specified in the test with the card expiration date set to the month
of January and the current year plus three. For example, for 2025, use 2028. You also
need the minimum required fields for an order.
Be sure to remove spaces in card numbers when testing.
While the usage of transaction ID (XID) values have declined in importance, they are
still included in 3-D Secure 2.x test cases. Only Mastercard transactions do not return
XIDs.
While the 3-D Secure version and directory server transaction ID fields are returned for
the Check Enrollment and Validate Authentication services, this data is not included in
the 3-D Secure 2.x test cases.
Mastercard requires that the 3-D Secure version and directory
server transaction ID be included along with all pertinent data in your
authorization request.
2.1: Frictionless Authentication Is Successful
This test verifies that successful frictionless authentication of the cardholder by the
card issuer works correctly.
Card Numbers
Card Type | Test Card
Number | |
|---|---|---|
3-D Secure 2.1.0 | 3-D Secure 2.2.0 | |
American Express Card Type = 003 | — | 34000 00 0000 2708 |
Cartes Bancaires Mastercard Card Type = 036 | 520000 00 0000 3001 | 520000 00 0000 4801 |
Cartes Bancaires Visa Card Type = 036 | 400000 00 0000 3006 | 400000 00 0000 4970 |
Diners Club Card Type = 005 | — | 601100 00 0000 2117 |
Discover Card Type = 004 | — | 601100 00 0000 2117 |
EFTPOS Mastercard Card Type = 002 | 520000 00 0000 5170 | — |
EFTPOS Visa Card Type = 001 | 400000 00 0000 5126 | — |
Elo Card Type = 054 | — | 650529 00 0000 2000 |
ITMX Visa Card Type = 001 | 463208 21 0000 0005 | 463208 21 0000 0004 |
ITMX Mastercard Card Type = 002 | 557755 01 2100 0000 | 557755 01 2200 0009 |
JCB J/Secure Card Type = 007 | — | 333800 00 0000 0296 |
mada Mastercard Card Type = 060 | — | 520000 00 0000 8000 The merchant’s country must be set to SA
within the merchant profile, or the
CountryCodeOverride field must be set to
SA on the Lookup Request. The response
will include the 3-D Secure operator ID, DS reference
number, brand authentication, and the ACS reference number.
|
mada Visa Card Type = 060 | — | 400000 00 0000 8020 The merchant’s country must be set to SA
within the merchant profile, or the
CountryCodeOverride field must be set to
SA on the Lookup Request. The response
will include the 3-D Secure operator ID, DS reference
number, brand authentication, and the ACS reference number.
|
Mastercard Card Type = 002 | — | 520000
00 0000 2235 |
UnionPay International Card Type = 062 | 620001 00 0020 0000 | 810001 00 0000 0142 |
Visa Card Type = 001 | — | 400000 00 0000 2701 |
The Meeza card is supported in payer
authentication and can be tested in the same manner as Mastercard using the same
test card numbers. The only difference is that the card type for Meeza is
067
. Results for the Check Enrollment Service
Reason code
= 100
ics_pa_enroll
service was
successful.VERes enrolled =
Y
PARes status =
Y
CAVV = <CAVV value>
AVV = <AVV value> (Mastercard only)
XID = <XID value> (American Express only)
E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw values and their respective string values.
These values indicate whether the payer was authenticated by the card network. These
values should be passed under this test condition when a transaction is submitted
for payment authorization.
Network | ECI Raw Value | ECI String Value |
|---|---|---|
American Express | 05 | aesk |
Cartes Bancaires Mastercard | 02 | spa |
Cartes Bancaires Visa | 05 | vbv |
Diners Club | 05 | pb |
Discover | 05 | dipb |
EFTPOS Mastercard | 02 | |
EFTPOS Visa | 05 | |
Elo | 05 | cs |
ITMX Mastercard | 02 | |
ITMX Visa | 05 | lss |
JCB J/Secure | 05 | js |
mada Mastercard | 02 | mada or spa |
mada Visa | 05 | mada or vbv |
Mastercard | 02 | spa |
UnionPay International | 05 | up3ds |
Visa | 05 | vbv |
Results for the Validation Authentication Service
Validation does not apply to this test because no validation is needed when no
challenge is issued during the transaction.
Action
If you request Check Enrollment and Authorization services separately, add the
required payer authentication values to your authorization request. If you request
the Check Enrollment and authorization services together, the process described
above occurs automatically.
2.2: Frictionless Authentication Is Unsuccessful
This test verifies that cardholder authentication without a challenge by the card issuer will
fail.
Card Numbers
Card Type | Test Card
Number | |
|---|---|---|
3-D Secure 2.1.0 | 3-D Secure 2.2.0 | |
American Express Card Type = 003 | — | 34000 00 0000 2096 |
Cartes Bancaires Mastercard Card Type = 036 | 520000 00 0000 3019 | 520000 00 0000 4538 |
Cartes Bancaires Visa Card Type = 036 | 400000 00 0000 3014 | 400000 00 0000 4574 |
Diners Club Card Type = 005 | — | 601100 00 0000 2364 |
Discover Card Type = 004 | — | 601100 00 0000 2364 |
EFTPOS Mastercard Card Type = 002 | 520000 00 0000 5220 | — |
EFTPOS Visa Card Type = 001 | 400000 00 0000 5019 | — |
Elo Card Type = 054 | — | 650529 00 0000 2018 |
ITMX Mastercard Card Type = 002 | 557755 01 2100 0010 | 557755 01 2200 0017 |
ITMX Visa Card Type = 001 | 463208 21 0000 0013 | 463208 22 0000 0012 |
JCB J/Secure Card Type = 007 | — | 333800 00 0000 0361 |
mada Mastercard Card Type = 060 | — | 520000 00 0000 8010 The merchant’s country must be set to SA
within the merchant profile, or the
CountryCodeOverride field must be set to
SA on the Lookup Request. The response
will include the 3-D Secure operator ID, DS reference
number, brand authentication, and the ACS reference number.
|
mada Visa Card Type = 060 | — | 400000 00 0000 8040 The merchant’s country must be set to SA
within the merchant profile, or the
CountryCodeOverride field must be set to
SA on the Lookup Request. The response
will include the 3-D Secure operator ID, DS reference
number, brand authentication, and the ACS reference number.
|
Mastercard Card Type = 002 | — | 520000 00 0000 2276 |
UnionPay International Card Type = 062 | 620001 00 0010 0010 | 810001 00 0000 0647 |
Visa Card Type = 001 | — | 400000 00 0000 2925 |
The Meeza card is supported in payer
authentication and can be tested in the same manner as Mastercard using the same
test card numbers. The only difference is that the card type for Meeza is
067
. Results for the Check Enrollment Service
Reason code
= 476
- User failed authentication.
- Payer cannot be authenticated.
VERes enrolled =
Y
PARes status =
N
E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw value, and their respective string values.
These values indicate whether the payer was authenticated by the card network. These
values should be passed under this test condition when a transaction is submitted
for payment authorization.
Network | ECI Raw Value | ECI String Value |
|---|---|---|
American Express | 07 | internet |
Cartes Bancaires Mastercard | 00 | internet |
Cartes Bancaires Visa | 07 | internet or vbv_failure |
Diners Club | 07 | internet |
Discover | 07 | internet |
EFTPOS Mastercard | 07 | |
EFTPOS Visa | 07 | |
Elo | 07 | internet |
ITMX Mastercard | 07 | |
ITMX Visa | 07 | lss_failure |
JCB J/Secure | 07 | internet |
mada Mastercard | 00 | mada_failure or internet |
mada Visa | 07 | mada_failure or vbv_failure |
Mastercard | 00 | internet |
UnionPay International | 07 | up3ds_failure |
Visa | 07 | internet or vbv_failure |
Results for the Validation Authentication Service
No results are returned.
Action
Even though the merchant can still authorize a failed 3-D Secure transaction as a
non-authenticated transaction, it is not recommended to submit this transaction for
authorization. Instead, ask the customer for another form of payment.
2.3: Stand-In Frictionless Authentication is Attempted
This test verifies how your system reacts when the cardholder is enrolled in 3-D Secure but the
card issuer does not support 3-D Secure, requiring a stand-in authentication
experience.
Card Numbers
Card Type | Test Card
Number | |
|---|---|---|
3-D Secure 2.1.0 | 3-D Secure 2.2.0 | |
American Express Card Type = 003 | — | 34000 00 0000 2872 |
Cartes Bancaires Mastercard Card Type = 036 | 520000 00 0000 3027 | 520000 00 0000 4587 |
Cartes Bancaires Visa Card Type = 036 | 400000 00 0000 3022 | 400000 00 0000 4111 |
Diners Club Card Type = 005 | — | 601100 00 0000 2646 |
Discover Card Type = 004 | — | 601100 00 0000 2646 |
EFTPOS Mastercard Card Type = 002 | 520000 00 0000 5360 | — |
EFTPOS Visa Card Type = 001 | 400000 00 0000 5027 | — |
Elo Card Type = 054 | — | 650529 00 0000 2026 |
ITMX Mastercard Card Type = 002 | 557755 01 2100 0075 | 557755 02 2100 0074 |
ITMX Visa Card Type = 001 | 463208 21 0000 0070 | 463208 22 0000 0079 |
JCB J/Secure Card Type = 007 | — | 333800 00 0000 0585 |
mada Mastercard Card Type = 060 | — | — |
mada Visa Card Type = 060 | — | — |
Mastercard Card Type = 002 | — | 520000 00 0000 2482 |
UnionPay International Card Type = 062 | 620001 00 0000 0020 | 620001 00 0000 0020 |
Visa Card Type = 001 | — | 400000 00 0000 2719 |
The Meeza card is supported in payer
authentication and can be tested in the same manner as Mastercard using the same
test card numbers. The only difference is that the card type for Meeza is
067
. Results for the Check Enrollment Service
Reason code
= 100
ics_pa_enroll
service was
successful.VERes enrolled =
Y
PARes status =
A
CAVV = <CAVV value>
AVV = <AVV value> (Mastercard
only)
XID = <XID value> (American Express only)
E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw values and their respective string values.
These values indicate whether the payer was authenticated by the card network. These
values should be passed under this test condition when a transaction is submitted
for payment authorization.
Network | ECI Raw Value | ECI String Value |
|---|---|---|
American Express | 06 | aesk_attempted |
Cartes Bancaires Mastercard | 01 | spa |
Cartes Bancaires Visa | 06 | vbv_attempted |
Diners Club | 06 | pb_attempted |
Discover | 06 | dipb_attempted |
EFTPOS Mastercard | 06 | |
EFTPOS Visa | 06 | |
Elo | 06 | cs_attempted |
ITMX Mastercard | 06 | |
ITMX Visa | 06 | lss_attempted |
JCB J/Secure | 06 | js_attempted |
Mastercard | 01 | spa |
UnionPay International | 06 | up3ds_attempted |
Visa | 06 | vbv_attempted |
Results for the Validation Authentication Service
No results are returned.
Action
If you request Check Enrollment and Authorization services separately, add the
required payer authentication values (CAVV and ECI) to your authorization request.
If you request the Check Enrollment and Authorization services together, the process
described above occurs automatically.
2.4: Frictionless Authentication Is Unavailable
This test verifies how your system behaves when authentication is unavailable at the
time of the transaction.
Card Numbers
Card Type | Test Card
Number | |
|---|---|---|
3-D Secure 2.1.0 | 3-D Secure 2.2.0 | |
American Express Card Type = 003 | — | 34000 00 0000 2922 |
Cartes Bancaires Mastercard Card Type = 036 | 520000 00 0000 3035 | 520000 00 0000 4306 |
Cartes Bancaires Visa Card Type = 036 | 400000 00 0000 3030 | 400000 00 0000 4160 |
Diners Club Card Type = 005 | — | 601100 00 0000 2612 |
Discover Card Type = 004 | — | 601100 00 0000 2612 |
EFTPOS Mastercard Card Type = 002 | 520000 00 0000 5410 | — |
EFTPOS Visa Card Type = 001 | 400000 00 0000 5035 | — |
Elo Card Type = 054 | — | 650529 00 0000 2034 |
ITMX Mastercard Card Type = 002 | 557755 01 2100 0091 | 557755 01 2200 0090 |
ITMX Visa Card Type = 001 | 463208 21 0000 0096 | 463208 22 0000 0079 |
JCB J/Secure Card Type = 007 | — | 333800 00 0000 0221 |
mada Mastercard Card Type = 060 | — | 520000 00 0000 8050 The merchant’s country must be set to SA
within the merchant profile, or the
CountryCodeOverride field must be set to
SA on the Lookup Request. The response
will include the 3-D Secure operator ID, DS reference
number, brand authentication, and the ACS reference number.
|
mada Visa Card Type = 060 | — | 40000 00 0000 8100 The merchant’s country must be set to SA
within the merchant profile, or the
CountryCodeOverride field must be set to
SA on the Lookup Request. The response
will include the 3-D Secure operator ID, DS reference
number, brand authentication, and the ACS reference number.
|
Mastercard Card Type = 002 | — | 520000 00 0000 2268 |
UnionPay International Card Type = 062 | 620001 00 0040 0030 | 810001 00 0000 0894 |
Visa Card Type = 001 | — | 400000 00 0000 2313 |
The Meeza card is supported in payer
authentication and can be tested in the same manner as Mastercard using the same
test card numbers. The only difference is that the card type for Meeza is
067
. Results for the Check Enrollment Service
Reason code
= 100
ics_pa_enroll
service was
successful.VERes enrolled =
Y
PARes status =
U
AVV = <No value provided>
CAAV = <No value provided>
E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw values and their respective string values.
These values indicate whether the payer was authenticated by the card network. These
values should be passed under this test condition when a transaction is submitted
for payment authorization.
Network | ECI Raw Value | ECI String Value |
|---|---|---|
American Express | 07 | internet |
Cartes Bancaires Mastercard | 00 | internet |
Cartes Bancaires Visa | 07 | internet or vbv_failure |
Diners Club | 07 | internet |
Discover | 07 | internet |
EFTPOS Mastercard | 07 | |
EFTPOS Visa | 07 | |
Elo | 07 | internet |
ITMX Mastercard | 00 | |
ITMX Visa | 07 | lss_failure |
JCB J/Secure | 07 | internet |
mada Mastercard | 00 | mada_failure or internet |
mada Visa | 07 | mada_failure or vbv_failure |
Mastercard | 00 | internet |
UnionPay International | 07 | up3ds_failure |
Visa | 07 | internet or vbv_failure |
Results for the Validation Authentication Service
No results are returned.
Action
Submit your authorization request. There is no liability shift.
2.5: Frictionless Authentication Is Rejected
This test verifies how your system reacts when cardholder authentication is rejected
without a challenge by the issuer.
Card Numbers
Card Type | Test Card
Number | |
|---|---|---|
3-D Secure 2.1.0 | 3-D Secure 2.2.0 | |
American Express Card Type = 003 | — | 34000 00 0000 2062 |
Cartes Bancaires Mastercard Card Type = 036 | 520000 00 0000 3043 | 520000 00 0000 4405 |
Cartes Bancaires Visa Card Type = 036 | 400000 00 0000 3048 | 400000 00 0000 4517 |
Diners Club Card Type = 005 | — | 601100 00 0000 2711 |
Discover Card Type = 004 | — | 601100 00 0000 2711 |
EFTPOS Mastercard Card Type = 002 | 520000 00 0000 5550 | — |
EFTPOS Visa Card Type = 001 | 400000 00 0000 5035 | — |
Elo Card Type = 054 | — | 650529 00 0000 2083 |
ITMX Mastercard Card Type = 002 | 557755 01 2100 0125 | 557755 01 2200 0108 |
ITMX Visa Card Type = 001 | 463208 21 0000 0120 | 463208 22 0000 0103 |
JCB J/Secure Card Type = 007 | 333700 00 0000 0321 | 333800 00 0000 0734 |
mada Mastercard Card Type = 060 | — | 520000 00 0000 8080 The merchant’s country must be set to SA
within the merchant profile, or the
CountryCodeOverride field must be set to
SA on the Lookup Request. The response
will include the 3-D Secure operator ID, DS reference
number, brand authentication, and the ACS reference number.
|
mada Visa Card Type = 060 | — | 400000 00 0000 8130 The merchant’s country must be set to SA
within the merchant profile, or the
CountryCodeOverride field must be set to
SA on the Lookup Request. The response
will include the 3-D Secure operator ID, DS reference
number, brand authentication, and the ACS reference number.
|
Mastercard Card Type = 002 | — | 520000 00 0000 2185 |
UnionPay International Card Type = 062 | 620001 00 0030 0040 | 810001 00 0000 0415 |
Visa Card Type = 001 | — | 400000 00 0000 2537 |
Results for the Check Enrollment Service
Reason code
= 476
- User failed authentication.
- Payer cannot be authenticated.
VERes enrolled =
Y
PARes status =
R
AVV = <No value provided>
CAAV = <No value provided>
E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw valuse and their respective string values.
These values indicate whether the payer was authenticated by the card network. These
values should be passed under this test condition when a transaction is submitted
for payment authorization.
Network | ECI Raw Value | ECI String Value |
|---|---|---|
American Express | 07 | internet |
Cartes Bancaires Mastercard | 00 | internet |
Cartes Bancaires Visa | 07 | internet or vbv_failure |
Diners Club | 07 | internet |
Discover | 07 | internet |
EFTPOS Mastercard | 07 | |
EFTPOS Visa | 07 | |
Elo | 07 | internet |
ITMX Mastercard | 00 | |
ITMX Visa | 07 | lss_failure |
JCB J/Secure | 07 | internet |
mada Mastercard | 00 | mada_failure or internet |
mada Visa | 07 | mada_failure or vbv_failure |
Mastercard | 00 | internet |
UnionPay International | 07 | up3ds_failure |
Visa | 07 | internet or vbv_failure |
The Meeza card is supported in payer
authentication and can be tested in the same manner as Mastercard using the same
test card numbers. The only difference is that the card type value for Meeza is
067
. Results for the Validation Authentication Service
No results are returned.
Action
You are not permitted to submit this transaction for authorization. Instead, ask the
customer for another form of payment.
2.6: Authentication Is Not Available when Checking Enrollment
This test verifies how your system reacts when a system error prevents authentication when
checking enrollment.
Card Numbers
Card Type | Test Card
Number | |
|---|---|---|
3-D Secure 2.1.0 | 3-D Secure 2.2.0 | |
American Express Card Type = 003 | — | 34000 00 0000 2468 |
Cartes Bancaires Mastercard Card Type = 036 | 520000 00 0000 3050 | 520000 00 0000 4090 |
Cartes Bancaires Visa Card Type = 036 | 400000 00 0000 3055 | 400000 00 0000 4285 |
Diners Club Card Type = 005 | — | 601100 00 0000 2836 |
Discover Card Type = 004 | — | 601100 00 0000 2836 |
EFTPOS Mastercard Card Type = 002 | 520000 00 0000 5560 | — |
EFTPOS Visa Card Type = 001 | 400000 00 0000 5050 | — |
Elo Card Type = 054 | — | 650529 00 0000 2091 |
ITMX Mastercard Card Type = 002 | 557755 01 2100 0141 | 557755 01 2200 0124 |
ITMX Visa Card Type = 001 | 463208 21 0000 00138 | 463208 22 0000 0145 |
JCB J/Secure Card Type = 007 | — | 333800 00 0000 0940 |
mada Mastercard Card Type = 060 | — | 520000 00 0000 8090 The merchant’s country must be set to SA
within the merchant profile, or the
CountryCodeOverride field must be set to
SA on the Lookup Request. The response
will include the 3-D Secure operator ID, DS reference
number, brand authentication, and the ACS reference number.
|
mada Visa Card Type = 060 | — | 400000 00 0000 8140 The merchant’s country must be set to SA
within the merchant profile, or the
CountryCodeOverride field must be set to
SA on the Lookup Request. The response
will include the 3-D Secure operator ID, DS reference
number, brand authentication, and the ACS reference number.
|
Mastercard Card Type = 002 | — | 520000 00 0000 2409 |
UnionPay International Card Type = 062 | 620001 00 0060 0050 | 810001 00 0000 0795 |
Visa Card Type = 001 | — | 400000 00 0000 2990 |
The Meeza card is supported in payer
authentication and can be tested in the same manner as Mastercard using the same
test card numbers. The only difference is that the card type for Meeza is
067
. Results for the Check Enrollment Service
Reason code
= 100
ics_pa_enroll
service was successful.VERes enrolled =
U
In the response, this error code and error description is returned:
directoryServerErrorCode:
101
directoryServerErrorDescription:
Invalid Formatted Message Invalid Formatted
Message
E-Commerce Indicator (ECI) Values
This table lists the ECI raw value that would need to be passed within the
authorization and its respective string value. Note that there is no raw ECI
returned for these scenarios. These values should be passed under this test
condition when a transaction is submitted for payment authorization.
Network | ECI Raw Value | ECI String Value |
|---|---|---|
American Express | 07 | internet |
Cartes Bancaires Mastercard | 00 | internet |
Cartes Bancaires Visa | 07 | internet or vbv_failure |
Diners Club | 07 | internet |
Discover | 07 | internet |
EFTPOS Mastercard | 07 | |
EFTPOS Visa | 07 | |
Elo | 07 | internet |
ITMX Mastercard | 07 | |
ITMX Visa | 07 | lss_failure |
JCB J/Secure | 07 | internet |
mada Mastercard | 00 | mada_failure or internet |
mada Visa | 07 | mada_failure or vbv_failure |
Mastercard | 00 | internet |
UnionPay International | 07 | up3ds_failure |
Visa | 07 | internet or vbv_failure |
Results for the Validation Authentication Service
No results are returned.
Action
Submit your authorization request. There is no liability shift.
2.7: Error Occurs when Checking Enrollment
This test verifies how your system reacts when an error occurs while attempting to check if the
cardholder is part of an authentication program.
Card Numbers
Card Type | Test Card
Number | |
|---|---|---|
3-D Secure 2.1.0 | 3-D Secure 2.2.0 | |
American Express Card Type = 003 | — | 34000 00 0000 2732 |
Cartes Bancaires Mastercard Card Type = 036 | 520000 00 0000 3068 | 520000 00 0000 4058 |
Cartes Bancaires Visa Card Type = 036 | 400000 00 0000 3063 | 400000 00 0000 4194 |
Diners Club Card Type = 005 | — | 601100 00 0000 2315 |
Discover Card Type = 004 | — | 601100 00 0000 2315 |
EFTPOS Mastercard Card Type = 002 | 520000 00 0000 5790 | — |
EFTPOS Visa Card Type = 001 | 400000 00 0000 5068 | — |
Elo Card Type = 054 | — | 650529 00 0000 2109 |
ITMX Mastercard Card Type = 002 | 557755 01 2100 0174 | 557755 01 2200 0132 |
ITMX Visa Card Type = 001 | 463208 21 0000 00153 | 463208 22 0000 0152 |
JCB J/Secure Card Type = 007 | — | 333800 00 0000 0650 |
mada Mastercard Card Type = 060 | — | 520000 00 0000 8110 The merchant’s country must be set to SA
within the merchant profile, or the
CountryCodeOverride field must be set to
SA on the Lookup Request. The response
will include the 3-D Secure operator ID, DS reference
number, brand authentication, and the ACS reference number.
|
mada Visa Card Type = 060 | — | 400000 00 0000 8170 The merchant’s country must be set to SA
within the merchant profile, or the
CountryCodeOverride field must be set to
SA on the Lookup Request. The response
will include the 3-D Secure operator ID, DS reference
number, brand authentication, and the ACS reference number.
|
Mastercard Card Type = 002 | — | 520000 00 0000 2037 |
UnionPay International Card Type = 062 | 620001 00 0050 0060 | 810001 00 0000 0662 |
Visa Card Type = 001 | — | 400000 00 0000 2446 |
The Meeza card is supported in payer
authentication and can be tested in the same manner as Mastercard using the same
test card numbers. The only difference is that the card type for Meeza is
067
. Results for the Check Enrollment Service
Reason code
= 100
ics_pa_enroll
service was successful.VERes enrolled =
U
In the response, this error code and error description is returned:
directoryServerErrorCode:
101
directoryServerErrorDescription:
Error Processing Message Request
1001
E-Commerce Indicator (ECI) Values
This table lists the ECI raw value that would need to be passed within the
authorization and its respective string value. Note that there is no raw ECI
returned for these scenarios. These values should be passed under this test
condition when a transaction is submitted for payment authorization.
Network | ECI Raw Value | ECI String Value |
|---|---|---|
American Express | 07 | internet |
Cartes Bancaires Mastercard | 00 | internet |
Cartes Bancaires Visa | 07 | internet or vbv_failure |
Diners Club | 07 | internet |
Discover | 07 | internet |
EFTPOS Mastercard | 07 | |
EFTPOS Visa | 07 | |
Elo | 07 | internet |
ITMX Mastercard | 00 | |
ITMX Visa | 07 | lss_failure |
JCB J/Secure | 07 | internet |
mada Mastercard | 00 | mada_failure or internet |
mada Visa | 07 | mada_failure or vbv_failure |
Mastercard | 00 | internet |
UnionPay International | 07 | up3ds_failure |
Visa | 07 | internet or vbv_failure |
Results for the Validation Authentication Service
No results are returned.
While Mastercard would normally return the directory server transaction ID, in this
test case, it is not returned.
Action
Proceed with the authorization request, and contact your support representative to
resolve the issue. There is no liability shift. If you requested payer
authentication and authorization together, the authorization is processed
automatically.
2.8: Time Out
This test verifies how your system reacts when a timeout occurs while checking
enrollment, causing an error on the transaction.
Card Numbers
Card Type | Test Card
Number | |
|---|---|---|
3-D Secure 2.1.0 | 3-D Secure 2.2.0 | |
American Express Card Type = 003 | — | 34000 00 0000 2047 |
Cartes Bancaires Mastercard Card Type = 036 | 520000 00 0000 3076 | 520000 00 0000 4694 |
Cartes Bancaires Visa Card Type = 036 | 400000 00 0000 3071 | 400000 00 0000 4277 |
Diners Club Card Type = 005 | — | 601100 00 0000 2869 |
Discover Card Type = 004 | — | 601100 00 0000 2869 |
EFTPOS Mastercard Card Type = 002 | 520000 00 0000 5840 | — |
EFTPOS Visa Card Type = 001 | 400000 00 0000 5076 | — |
Elo Card Type = 054 | — | 650529 00 0000 2125 |
ITMX Mastercard Card Type = 002 | 557755 01 2100 0182 | 557755 01 2200 0140 |
ITMX Visa Card Type = 001 | 463208 21 0000 00187 | 463208 22 0000 0178 |
JCB J/Secure Card Type = 007 | — | 333800 00 0000 0577 |
mada Mastercard Card Type = 060 | — | 520000 00 0000 8130 The merchant’s country must be set to SA
within the merchant profile, or the
CountryCodeOverride field must be set to
SA on the Lookup Request. The response
will include the 3-D Secure operator ID, DS reference
number, brand authentication, and the ACS reference number.
|
mada Visa Card Type = 060 | — | 400000 00 0000 8200 The merchant’s country must be set to SA
within the merchant profile, or the
CountryCodeOverride field must be set to
SA on the Lookup Request. The response
will include the 3-D Secure operator ID, DS reference
number, brand authentication, and the ACS reference number.
|
Mastercard Card Type = 002 | — | 520000 00 0000 2326 |
UnionPay International Card Type = 062 | 620001 00 0090 0070 | 810001 00 0000 0928 |
Visa Card Type = 001 | — | 400000 00 0000 2354 |
The Meeza card is supported in payer
authentication and can be tested in the same manner as Mastercard using the same
test card numbers. The only difference is that the card type for Meeza is
067
. Results for the Check Enrollment Service
Reason code
= 100
VERes enrolled =
U
In the
response, this error code and error description is
returned:
directoryServerErrorCode:
402
directoryServerErrorDescription:
Transaction
Timed Out
E-Commerce Indicator (ECI) Values
This table lists the ECI raw value that would need to be passed within the
authorization and its respective string value. Note that there is no raw ECI
returned for these scenarios. These values should be passed under this test
condition when a transaction is submitted for payment authorization.
Network | ECI Raw Value | ECI String Value |
|---|---|---|
American Express | 07 | internet |
Cartes Bancaires Mastercard | 00 | internet |
Cartes Bancaires Visa | 07 | internet or vbv_failure |
Diners Club | 07 | internet |
Discover | 07 | internet |
EFTPOS Mastercard | 07 | |
EFTPOS Visa | 07 | |
Elo | 07 | internet |
ITMX Mastercard | 00 | |
ITMX Visa | 07 | lss_failure |
JCB J/Secure | 07 | internet |
mada Mastercard | 00 | mada_failure or internet |
mada Visa | 07 | mada_failure or vbv_failure |
Mastercard | 00 | internet |
UnionPay International | 07 | up3ds_failure |
Visa | 07 | internet or vbv_failure |
Results for the Validation Authentication Service
No results are returned.
Action
After 10-12 seconds, proceed with the authorization request. There is no liability
shift.
2.9: Step-Up Authentication Is Successful
This test verifies how your system reacts to a successful step-up (or challenge)
authentication transaction.
Card Numbers
Card Type | Test Card
Number | |
|---|---|---|
3-D Secure 2.1.0 | 3-D Secure 2.2.0 | |
American Express Card Type = 003 | — | 34000 00 0000 2534 |
Cartes Bancaires Mastercard Card Type = 036 | 520000 00 0000 3092 | 520000 00 0000 4074 |
Cartes Bancaires Visa Card Type = 036 | 400000 00 0000 3139 | 400000 00 0000 4855 |
Diners Club Card Type = 005 | — | 601100 00 0000 2265 |
Discover Card Type = 004 | — | 601100 00 0000 2265 |
EFTPOS Mastercard Card Type = 002 | 520000 00 0000 5311 | — |
EFTPOS Visa Card Type = 001 | 400000 00 0000 5290 | — |
Elo Card Type = 054 | — | 650529 00 0000 2190 |
ITMX Mastercard Card Type = 002 | 557755 01 2100 0026 | 557755 01 2200 0025 |
ITMX Visa Card Type = 001 | 463208 21 0000 0021 | 463208 22 0000 0020 |
JCB J/Secure Card Type = 007 | — | 333800 00 0000 0569 |
mada Mastercard Card Type = 060 | — | 520000 00 0000 8160 The merchant’s country must be set to SA
within the merchant profile, or the
CountryCodeOverride field must be set to
SA on the Lookup Request. The response
will include the 3-D Secure operator ID, DS reference
number, brand authentication, and the ACS reference number.
|
mada Visa Card Type = 060 | — | 400000 00 0000 8270 The merchant’s country must be set to SA
within the merchant profile, or the
CountryCodeOverride field must be set to
SA on the Lookup Request. The response
will include the 3-D Secure operator ID, DS reference
number, brand authentication, and the ACS reference number.
|
Mastercard Card Type = 002 | — | 520000 00 0000 2151 |
UnionPay International Card Type = 062 | 620001 99 9980 0019 | 810001 00 0000 0688 |
Visa Card Type = 001 | — | 400000 00 0000 2503 |
The Meeza card is supported in payer
authentication and can be tested in the same manner as Mastercard using the same
test card numbers. The only difference is that the card type for Meeza is
067
. Results for the Check Enrollment Service
Reason code
= 475
The cardholder is enrolled in payer authentication. Authenticate before
proceeding with authorization.
VERes enrolled =
Y
PARes status =
C
XID = <XID value>
E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw values and their respective string values from
this transaction. These values indicate whether the payer was authenticated by the
card network. These values should be passed under this test condition when a
transaction is submitted for payment authorization.
Network | ECI Raw Value | ECI String Value |
|---|---|---|
American Express | 07 | aesk |
Cartes Bancaires Mastercard | 00 | spa |
Cartes Bancaires Visa | 07 | vbv |
Diners Club | 07 | pb |
Discover | 07 | dipb |
EFTPOS Mastercard | 07 | |
EFTPOS Visa | 07 | |
Elo | 07 | cs |
ITMX Mastercard | 07 | |
ITMX Visa | 07 | lss |
JCB J/Secure | 07 | js |
mada Mastercard | 00 | spa or mada |
mada Visa | 07 | vbv or mada |
Mastercard | 00 | spa |
UnionPay International | 07 | up3ds |
Visa | 07 | vbv |
Results for the Validation Authentication Service
Reason code
= 100
ics_pa_validate
service was successful.PARes status =
Y
XID = <XID
value>
CAVV = <CAVV
value>
E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw values and their respective string values from
validating this transaction. These values indicate whether the payer was
authenticated by the card network. These values should be passed under this test
condition when a transaction is submitted for payment authorization.
Network | ECI Raw Value | ECI String Value |
|---|---|---|
American Express | 05 | aesk |
Cartes Bancaires Mastercard | 02 | spa |
Cartes Bancaires Visa | 05 | vbv |
Diners Club | 05 | pb |
Discover | 05 | dipb |
EFTPOS Mastercard | 05 | |
EFTPOS Visa | 05 | |
Elo | 05 | cs |
ITMX Mastercard | 02 | |
ITMX Visa | 05 | lss |
JCB J/Secure | 05 | js |
mada Mastercard | 02 | spa or mada |
mada Visa | 05 | vbv or mada |
Mastercard | 02 | spa |
UnionPay International | 05 | up3ds |
Visa | 05 | vbv |
Action
If you request Validate Authentication and authorization services separately, add the
required payer authentication values to your authorization request. If you request
the Validate Authentication and authorization services together, the process
described above occurs automatically. The merchant should include the CAVV and ECI
values in the authorization message.
2.10: Step-Up Authentication Is Unsuccessful
This test verifies that the step-up (challenge) authentication transaction fails
whenever the cardholder challenge fails.
Card Numbers
Card Type | Test Card
Number | |
|---|---|---|
3-D Secure 2.1.0 | 3-D Secure 2.2.0 | |
American Express Card Type = 003 | — | 34000 00 0000 2237 |
Cartes Bancaires Mastercard Card Type = 036 | 520000 00 0000 3100 | 520000 00 0000 4124 |
Cartes Bancaires Visa Card Type = 036 | 400000 00 0000 3097 | 400000 00 0000 4293 |
Diners Club Card Type = 005 | — | 601100 00 0000 2695 |
Discover Card Type = 004 | — | 601100 00 0000 2695 |
EFTPOS Mastercard Card Type = 002 | 520000 00 0000 5329 | — |
EFTPOS Visa Card Type = 001 | 400000 00 0000 5217 | — |
Elo Card Type = 054 | — | 650529 00 0000 2208 |
ITMX Mastercard Card Type = 002 | 557755 01 2100 0034 | 557755 01 2200 0033 |
ITMX Visa Card Type = 001 | 463208 21 0000 00039 | 463208 22 0000 0038 |
JCB J/Secure Card Type = 007 | — | 333800 00 0000 0874 |
mada Mastercard Card Type = 060 | — | 520000 00 0000 8170 The merchant’s country must be set to SA
within the merchant profile, or the
CountryCodeOverride field must be set to
SA on the Lookup Request. The response
will include the 3-D Secure operator ID, DS reference
number, brand authentication, and the ACS reference number.
|
mada Visa Card Type = 060 | — | 400000 00 0000 8280 The merchant’s country must be set to SA
within the merchant profile, or the
CountryCodeOverride field must be set to
SA on the Lookup Request. The response
will include the 3-D Secure operator ID, DS reference
number, brand authentication, and the ACS reference number.
|
Mastercard Card Type = 002 | — | 520000 00 0000 2490 |
UnionPay International Card Type = 062 | 620001 99 9970 0029 | 810001 00 0000 0803 |
Visa Card Type = 001 | — | 400000 00 0000 2370 |
The Meeza card is supported in payer
authentication and can be tested in the same manner as Mastercard using the same
test card numbers. The only difference is that the card type for Meeza is
067
. Results for the Check Enrollment Service
Reason code
= 475
The cardholder is enrolled in payer
authentication. Please authenticate before proceeding with
authorization.VERes enrolled =
Y
PARes status =
C
PAReq = <PAReq value>
ACS URL =
<URL value>
E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw valuea and their respective string values from
this transaction. These values indicate whether the payer was authenticated by the
card network. These values should be passed under this test condition when a
transaction is submitted for payment authorization.
Network | ECI Raw Value | ECI String Value |
|---|---|---|
American Express | 07 | internet |
Cartes Bancaires Mastercard | 00 | internet |
Cartes Bancaires Visa | 07 | internet or vbv_failure |
Diners Club | 07 | internet |
Discover | 07 | internet |
EFTPOS Mastercard | 07 | |
EFTPOS Visa | 07 | |
Elo | 07 | internet |
ITMX Mastercard | 07 | |
ITMX Visa | 07 | lss_failure |
JCB J/Secure | 07 | internet |
mada Mastercard | 00 | mada_failure or internet |
mada Visa | 07 | mada_failure or vbv_failure |
Mastercard | 00 | internet |
UnionPay International | 07 | up3ds_failure |
Visa | 07 | internet or vbv_failure |
Results for the Validation Authentication Service
Reason code
=
476
- User failed authentication.
- Payer cannot be authenticated.
PARes status =
N
XID = <XID value> (American Express only)
E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw valuea and their respective string values from
this transaction. These values indicate whether the payer was validated by the card
network. These values should be passed under this test condition when a transaction
is submitted for payment authorization.
Network | ECI Raw Value | ECI String Value |
|---|---|---|
American Express | 07 | internet |
Cartes Bancaires Mastercard | 00 | internet |
Cartes Bancaires Visa | 07 | internet or vbv_failure |
Diners Club | 07 | internet |
Discover | 07 | internet |
EFTPOS Mastercard | 07 | |
EFTPOS Visa | 07 | |
Elo | 07 | internet |
ITMX Mastercard | 07 | |
ITMX Visa | 07 | lss_failure |
JCB J/Secure | 07 | internet |
mada Mastercard | 00 | mada_failure or internet |
mada Visa | 07 | mada_failure or vbv_failure |
Mastercard | 00 | internet |
UnionPay International | 07 | up3ds_failure |
Visa | 07 | internet or vbv_failure |
Action
You are not permitted to submit this transaction for authorization. Instead, ask the
customer for another form of payment.
2.11: Step-Up Authentication Is Unavailable
This test verifies that the correct response is returned when step-up authentication
is unavailable.
Card Numbers
Card Type | Test Card
Number | |
|---|---|---|
3-D Secure 2.1.0 | 3-D Secure 2.2.0 | |
American Express Card Type = 003 | 34000 00 0000 1114 | 34000 00 0000 2484 |
Cartes Bancaires Mastercard Card Type = 036 | 520000 00 0000 3118 | 520000 00 0000 4124 |
Cartes Bancaires Visa Card Type = 036 | 400000 00 0000 3105 | 400000 00 0000 4640 |
Diners Club Card Type = 005 | 601100 00 0000 1119 | — |
Discover Card Type = 004 | 601100 00 0000 1119 | — |
EFTPOS Mastercard Card Type = 002 | 520000 00 0000 5337 | — |
EFTPOS Visa Card Type = 001 | 400000 00 0000 5225 | — |
Elo Card Type = 054 | 650529 00 0000 1283 | — |
ITMX Mastercard Card Type = 002 | 557755 01 2100 0042 | 557755 01 2200 0041 |
ITMX Visa Card Type = 001 | 463208 21 0000 00047 | 463208 22 0000 0046 |
JCB J/Secure Card Type = 007 | 333700 00 0020 0079 | 333800 00 0000 0981 |
mada Mastercard Card Type = 060 | — | 520000 00 0000 8190 The merchant’s country must be set to SA
within the merchant profile, or the
CountryCodeOverride field must be set to
SA on the Lookup Request. The response
will include the 3-D Secure operator ID, DS reference
number, brand authentication, and the ACS reference number.
|
mada Visa Card Type = 060 | — | 400000 00 0000 8310 The merchant’s country must be set to SA
within the merchant profile, or the
CountryCodeOverride field must be set to
SA on the Lookup Request. The response
will include the 3-D Secure operator ID, DS reference
number, brand authentication, and the ACS reference number.
|
Mastercard Card Type = 002 | 520000 00 0000 1112 | 520000 00 0000 2664 |
UnionPay International Card Type = 062 | 620001 99 9960 0039 | 810001 00 0000 0159 |
Visa Card Type = 001 | 400000 00 0000 1117 | 400000 00 0000 2420 |
The Meeza card is supported in payer
authentication and can be tested in the same manner as Mastercard using the same
test card numbers. The only difference is that the card type for Meeza is
067
. Results for the Check Enrollment Service
Reason code
= 475
The cardholder is enrolled in payer authentication. Authenticate before
proceeding with authorization.
VERes enrolled =
Y
PARes Status =
C
E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw values and their respective string values from
this transaction. These values indicate whether the payer was authenticated by the
card network. These values should be passed under this test condition when a
transaction is submitted for payment authorization.
Network | ECI Raw Value | ECI String Value |
|---|---|---|
American Express | 07 | internet |
Cartes Bancaires Mastercard | 00 | internet |
Cartes Bancaires Visa | 07 | internet or vbv_failure |
Diners Club | 07 | internet |
Discover | 07 | internet |
EFTPOS Mastercard | 07 | |
EFTPOS Visa | 07 | |
Elo | 07 | internet |
ITMX Mastercard | 07 | |
ITMX Visa | 07 | lss_failure |
JCB J/Secure | 07 | internet |
mada Mastercard | 00 | mada_failure or internet |
mada Visa | 07 | mada_failure or vbv_failure |
Mastercard | 00 | internet |
UnionPay International | 07 | up3ds_failure |
Visa | 07 | internet or vbv_failure |
Results for the Validation Authentication Service
Reason code
=100
ics_pa_validate
service was
successful.PARes status =
U
XID = <XID value>
E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw values and their respective string values from
this transaction. These values indicate whether the payer was authenticated by the
card network. These values should be passed under this test condition when a
transaction is submitted for payment authorization.
Network | ECI Raw Value | ECI String Value |
|---|---|---|
American Express | 07 | internet |
Cartes Bancaires Mastercard | 00 | internet |
Cartes Bancaires Visa | 07 | internet or vbv_failure |
Diners Club | 07 | internet |
Discover | 07 | internet |
EFTPOS Mastercard | 07 | |
EFTPOS Visa | 07 | |
Elo | 07 | internet |
ITMX Mastercard | 07 | |
ITMX Visa | 07 | lss_failure |
JCB J/Secure | 07 | internet |
mada Mastercard | 00 | mada_failure or internet |
mada Visa | 07 | mada_failure or vbv_failure |
Mastercard | 00 | internet |
UnionPay International | 07 | up3ds_failure |
Visa | 07 | internet or vbv_failure |
Action
The merchant can retry authentication or process without the liability shift.
2.12: Error During Authentication
This test checks how your system reacts when a system error occurs while processing
the authentication request.
Card Numbers
Card Type | Test Card
Number | |
|---|---|---|
3-D Secure 2.1.0 | 3-D Secure 2.2.0 | |
American Express Card Type = 003 | — | 34000 00 0000 2351 |
Cartes Bancaires Mastercard Card Type = 036 | 520000 00 0000 3126 | 520000 00 0000 4611 |
Cartes Bancaires Visa Card Type = 036 | 400000 00 0000 3113 | 400000 00 0000 4913 |
Diners Club Card Type = 005 | — | 601100 00 0000 2570 |
Discover Card Type = 004 | — | 601100 00 0000 2570 |
EFTPOS Mastercard Card Type = 002 | 520000 00 0000 5352 | — |
EFTPOS Visa Card Type = 001 | 400000 00 0000 5241 | — |
Elo Card Type = 054 | — | 650529 00 0000 2265 |
ITMX Mastercard Card Type = 002 | 557755 01 2100 0067 | 557755 01 2200 0066 |
ITMX Visa Card Type = 001 | 463208 21 0000 00062 | 463208 22 0000 0061 |
JCB J/Secure Card Type = 007 | — | 333800 00 0000 0676 |
mada Mastercard Card Type = 060 | — | 520000 00 0000 8200 The merchant’s country must be set to SA
within the merchant profile, or the
CountryCodeOverride field must be set to
SA on the Lookup Request. The response
will include the 3-D Secure operator ID, DS reference
number, brand authentication, and the ACS reference number.
|
mada Visa Card Type = 060 | — | 400000 00 0000 8340 The merchant’s country must be set to SA
within the merchant profile, or the
CountryCodeOverride field must be set to
SA on the Lookup Request. The response
will include the 3-D Secure operator ID, DS reference
number, brand authentication, and the ACS reference number.
|
Mastercard Card Type = 002 | — | 520000 00 0000 2656 |
UnionPay International Card Type = 062 | 620001 99 9940 0059 | 810001 00 0000 0159 |
Visa Card Type = 001 | — | 400000 00 0000 2644 |
The Meeza card is supported in payer
authentication and can be tested in the same manner as Mastercard using the same
test card numbers. The only difference is that the card type for Meeza is
067
. Results for the Check Enrollment Service
Reason code
= 475
The cardholder is enrolled in payer
authentication. Please authenticate before proceeding with
authorization.VERes enrolled =
Y
PARes status =
C
PAReq = <PAReq value>
E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw valuea and their respective string values from
this transaction. These values indicate whether the payer was authenticated by the
card network. These values should be passed under this test condition when a
transaction is submitted for cardholder authentication.
Network | ECI Raw Value | ECI String Value |
|---|---|---|
American Express | 07 | internet |
Cartes Bancaires Mastercard | 00 | internet |
Cartes Bancaires Visa | 07 | internet or vbv_failure |
Diners Club | 07 | internet |
Discover | 07 | internet |
EFTPOS Mastercard | 00 | |
EFTPOS Visa | 07 | |
Elo | 07 | internet |
ITMX Mastercard | ||
ITMX Visa | 07 | lss_failure |
JCB J/Secure | 07 | internet |
mada Mastercard | 00 | mada_failure or internet |
mada Visa | 07 | mada_failure or vbv_failure |
Mastercard | 00 | internet |
UnionPay International | 07 | up3ds_failure |
Visa | 07 | internet or vbv_failure |
Results for the Validation Authentication Service
Reason code
=
476
- User failed authentication.
- Payer cannot be authenticated.
PARes status =
U
XID = <XID value> (American Express only)
E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw valuea and their respective string values from
this transaction. These values indicate whether the payer was validated by the card
network. These values should be passed under this test condition when a transaction
is submitted for payment authorization.
Network | ECI Raw Value | ECI String Value |
|---|---|---|
American Express | 07 | internet |
Cartes Bancaires Mastercard | 00 | internet |
Cartes Bancaires Visa | 07 | internet or vbv_failure |
Diners Club | 07 | internet |
Discover | 07 | internet |
EFTPOS Mastercard | 07 | |
EFTPOS Visa | 07 | |
Elo | 07 | internet |
ITMX Mastercard | 07 | |
ITMX Visa | 07 | lss_failure |
JCB J/Secure | 07 | internet |
mada Mastercard | 00 | mada_failure or internet |
mada Visa | 07 | mada_failure or vbv_failure |
Mastercard | 00 | internet |
UnionPay International | 07 | up3ds_failure |
Visa | 07 | internet or vbv_failure |
Action
You can retain liability and submit this transaction for authorization as an
unauthenticated transaction or you can ask the customer for another form of
payment.
2.13: Authentication Is Bypassed
This test verifies how your system reacts when the challenge requested by the issuer
is bypassed for the transaction.
Card Numbers
Card Type | Test Card
Number | |
|---|---|---|
3-D Secure 2.1.0 | 3-D Secure 2.2.0 | |
American Express Card Type = 003 | — | 34000 00 0000 2534 |
Cartes Bancaires Mastercard Card Type = 036 | 520000 00 0000 3092 | 520000 00 0000 4074 |
Cartes Bancaires Visa Card Type = 036 | 400000 00 0000 3139 | 400000 00 0000 4855 |
Diners Club Card Type = 005 | — | 601100 00 0000 2265 |
Discover Card Type = 004 | — | 601100 00 0000 2265 |
EFTPOS Mastercard Card Type = 002 | 520000 00 0000 5311 | — |
EFTPOS Visa Card Type = 001 | 400000 00 0000 5290 | — |
Elo Card Type = 054 | — | 650529 00 0000 2190 |
ITMX Mastercard Card Type = 002 | 557755 01 2100 0026 | 557755 01 2200 0025 |
ITMX Visa Card Type = 001 | 463208 21 0000 00021 | 463208 22 0000 0020 |
JCB J/Secure Card Type = 007 | — | 333800 00 0000 0569 |
mada Mastercard Card Type = 060 | — | 520000 00 0000 8160 The merchant’s country must be set to SA
within the merchant profile, or the
CountryCodeOverride field must be set to
SA on the Lookup Request. The response
will include the 3-D Secure operator ID, DS reference
number, brand authentication, and the ACS reference number.
|
mada Visa Card Type = 060 | — | 400000 00 0000 8270 The merchant’s country must be set to SA
within the merchant profile, or the
CountryCodeOverride field must be set to
SA on the Lookup Request. The response
will include the 3-D Secure operator ID, DS reference
number, brand authentication, and the ACS reference number.
|
Mastercard Card Type = 002 | — | 520000 00 0000 2151 |
UnionPay International Card Type = 062 | 620001 00 0080 0080 | 810001 00 0000 0688 |
Visa Card Type = 001 | — | 400000 00 0000 2503 |
The Meeza card is supported in payer
authentication and can be tested in the same manner as Mastercard using the same
test card numbers. The only difference is that the card type for Meeza is
067
. Results for the Check Enrollment Service
Reason code
= 100
ics_pa_enroll
service was
successful.VERes enrolled =
B
XID = <XID value>
E-Commerce Indicator (ECI) Values
This table lists the ECI raw value that would need to be passed within the
authorization and its respective string value. Note that there is no raw ECI
returned for these scenarios. These values should be passed under this test
condition when a transaction is submitted for payment authorization.
Network | ECI Raw Value | ECI String Value |
|---|---|---|
American Express | 07 | internet |
Cartes Bancaires Mastercard | 00 | internet |
Cartes Bancaires Visa | 07 | internet |
Diners Club | 07 | internet |
Discover | 07 | internet |
EFTPOS Mastercard | 00 | |
EFTPOS Visa | 07 | |
Elo | 07 | internet |
ITMX Mastercard | 00 | |
ITMX Visa | 07 | lss_failure |
JCB J/Secure | 07 | internet |
mada Mastercard | 00 | internet or mada_failure |
mada Visa | 07 | internet or mada_failure |
Mastercard | 00 | internet |
UnionPay International | 07 | up3ds_failure |
Visa | 07 | internet |
Results for the Validation Authentication Service
No results are returned.
Action
Submit your authorization request. There is no liability shift.
2.14: Require Method URL
This test ensures that the merchant is allowing sufficient time (10 seconds) for the
issuer to complete device data collection.
Card Numbers
The Method URL test runs before the authentication request to check how well your system
implements device data collection. The enrollment check of the card account should
not start until after the device data collection response is received. This test
helps to ensure that there is enough time to collect the device data and to transmit
it. This test attempts to collect the nine-digit BIN of the card number and checks
that the delay between the DDC request and the response is at least seven seconds
long. Test failure occurs when fewer than nine digits of the BIN are collected or
the delay between the DDC request and response is too short in duration.
Do not run this test when your system does not collect device data. When device data
is not collected, an older version of the EMV 3-D Secure protocol is automatically
used, and the transaction is automatically assessed as a higher risk.
Card Type | Test Card Number |
|---|---|
Visa Card Type = 001 | 400010 00 0000 0000 |
Results for the Check Enrollment Service
VERes enrolled =
Y
PARes status =
Y
CAVV = <CAVV value>
ECI value =
07
ECI/Collection Indicator Values
The following table lists the expected ECI or Collection Indicator values for each network.
Network | E-Commerce Indicator (ECI) |
|---|---|
Visa | 07 |
Action
If your device data collection method implements correctly and EMV 3-D Secure Method
processing occurs, the test transaction produces a Frictionless Success result. A
failure is indicated when PARes status =
C
. With the failure, a
warning message opens to explain the cause of the test failure.