2.11: Step-Up Authentication Is Unavailable

This test verifies that the correct response is returned when step-up authentication is unavailable.

Card Type	Test Card Number
	3-D Secure 2.1.0	3-D Secure 2.2.0
American Express Card Type = 003	34000 00 0000 1114	34000 00 0000 2484
Cartes Bancaires Mastercard Card Type = 036	520000 00 0000 3118	520000 00 0000 4124
Cartes Bancaires Visa Card Type = 036	400000 00 0000 3105	400000 00 0000 4640
Diners Club Card Type = 005	601100 00 0000 1119	—
Discover Card Type = 004	601100 00 0000 1119	—
EFTPOS Mastercard Card Type = 002	520000 00 0000 5337	—
EFTPOS Visa Card Type = 001	400000 00 0000 5225	—
Elo Card Type = 054	650529 00 0000 1283	—
ITMX Mastercard Card Type = 002	557755 01 2100 0042	557755 01 2200 0041
ITMX Visa Card Type = 001	463208 21 0000 00047	463208 22 0000 0046
JCB J/Secure Card Type = 007	333700 00 0020 0079	333800 00 0000 0981
mada Mastercard Card Type = 060	—	520000 00 0000 8190 The merchant’s country must be set to SA within the merchant profile, or the CountryCodeOverride field must be set to SA on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, brand authentication, and the ACS reference number.
mada Visa Card Type = 060	—	400000 00 0000 8310 The merchant’s country must be set to SA within the merchant profile, or the CountryCodeOverride field must be set to SA on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, brand authentication, and the ACS reference number.
Mastercard Card Type = 002	520000 00 0000 1112	520000 00 0000 2664
UnionPay International Card Type = 062	620001 99 9960 0039	810001 00 0000 0159
Visa Card Type = 001	400000 00 0000 1117	400000 00 0000 2420

Reason code

=

475

The cardholder is enrolled in payer authentication. Authenticate before proceeding with authorization.

VERes enrolled =

Y

PARes Status =

C

This table lists the expected ECI raw values and their respective string values from this transaction. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.

Network	ECI Raw Value	ECI String Value
American Express	07	internet
Cartes Bancaires Mastercard	00	internet
Cartes Bancaires Visa	07	internet or vbv_failure
Diners Club	07	internet
Discover	07	internet
EFTPOS Mastercard	07
EFTPOS Visa	07
Elo	07	internet
ITMX Mastercard	07
ITMX Visa	07	lss_failure
JCB J/Secure	07	internet
mada Mastercard	00	mada_failure or internet
mada Visa	07	mada_failure or vbv_failure
Mastercard	00	internet
UnionPay International	07	up3ds_failure
Visa	07	internet or vbv_failure

Reason code

=

100

ics_pa_validate

service was successful.

PARes status =

U

XID = <XID value>

This table lists the expected ECI raw values and their respective string values from this transaction. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.

Network	ECI Raw Value	ECI String Value
American Express	07	internet
Cartes Bancaires Mastercard	00	internet
Cartes Bancaires Visa	07	internet or vbv_failure
Diners Club	07	internet
Discover	07	internet
EFTPOS Mastercard	07
EFTPOS Visa	07
Elo	07	internet
ITMX Mastercard	07
ITMX Visa	07	lss_failure
JCB J/Secure	07	internet
mada Mastercard	00	mada_failure or internet
mada Visa	07	mada_failure or vbv_failure
Mastercard	00	internet
UnionPay International	07	up3ds_failure
Visa	07	internet or vbv_failure

The merchant can retry authentication or process without the liability shift.